Sun Lakes Homes with VA Loan New Financing

Sun Lakes Homes with VA Loan New Financing

Welcome to Sun Lakes, a vibrant community located in Maricopa County, Arizona. Known for its stunning natural beauty and active lifestyle, Sun Lakes offers a perfect blend of small-town charm and modern amenities.

If you're considering making Sun Lakes your home, you'll be pleased to know that there are plenty of housing options available, including homes eligible for VA loans. With VA loan financing options, purchasing your dream home in Sun Lakes has never been easier.

Imagine waking up to picturesque views of the desert landscape and enjoying the warm Arizona sun right from your doorstep. Whether you're looking for a cozy condo, a spacious single-family home, or a luxurious estate, Sun Lakes has something to offer for every taste and budget.

Aside from its beautiful homes, Sun Lakes boasts a range of recreational activities, including golf courses, community centers, and walking trails. Residents can also take advantage of the city's proximity to shopping, dining, and entertainment options.

Don't miss the opportunity to become a part of this thriving community in Sun Lakes. Contact us today to explore the available homes with VA loan financing options and start your journey towards owning a piece of paradise in Arizona.

Newest Sun Lakes Homes with VA Loan New Financing

$650,000
3 Beds 2 Baths 7061407 MLS 2,173 SqFt.
New roof, new HVAC system, and new water heater provide exceptional peace of mind in this beautifully updated Palacia model located in the gated Oakwood community of Sun Lakes. Designed with today's active adult in mind, this thoughtfully renovated home features soaring vaulted ceilings, abundant natural light, a spacious 3-bedroom plus den floorplan, and an extended garage offering valuable storage and workspace. Recent improvements include luxury vinyl plank flooring throughout, quartz countertops, custom cabinetry, new appliances, a gas range with a custom hood, a convenient built-in bottle refrigerator, beautifully remodeled bathrooms, fresh interior and exterior paint, and a striking fireplace that anchors the spacious living area. Thoughtful updates make this home move-in ready. The versatile den provides the flexibility to serve as a home office, hobby room, or additional guest space, while the open-concept layout creates a seamless flow between the living, dining, and kitchen areas. Step outside to the expansive covered patio, complete with a built-in natural gas connection for effortless grilling and outdoor entertaining. Backing to a peaceful walking path, the low-maintenance backyard offers a quiet and private setting to relax while enjoying convenient access to the community's scenic trails. Located within the highly sought-after IronOaks community, residents enjoy access to 45 holes of championship golf, tennis, pickleball, fitness centers, resort-style pools, dining venues, walking paths, and an endless variety of clubs, activities, and social events. Whether you're looking for a full-time residence or a seasonal retreat, this exceptional home offers the carefree lifestyle that has made Sun Lakes one of Arizona's premier active-adult communities.

9430 E Nacoma Drive, Sun Lakes

$365,000
2 Beds 2 Baths 7060904 MLS 1,584 SqFt.
Discover resort-style living in the highly desirable Cottonwood neighborhood of Sun Lakes, one of the Phoenix area's premier active adult golf communities. This beautifully updated home offers the perfect combination of modern upgrades, low-maintenance living, and an exceptional lifestyle. Step inside to find luxury vinyl plank flooring in the living and dining areas, designer paint, crown molding, dual-pane windows, Andersen sliding glass doors, and a bright bay window with built-in storage. The updated kitchen features quartz countertops, tile backsplash, stainless steel appliances, glass-front cabinetry, and convenient roll-out shelving. A spacious flex room with its own mini-split HVAC system provides endless possibilities as a home office, hobby or craft room, fitness space, game room, or guest retreat. Both bathrooms have been tastefully remodeled with updated finishes. Major improvements provide peace of mind, including a new HVAC system (2023), new roof (2023-coating & underlayment), and a new front and rear drip irrigation system. The private backyard is designed for relaxing and entertaining with a covered patio and pergola. Enjoy all that Cottonwood at Sun Lakes has to offer, including championship golf, pickleball, tennis, swimming pools, fitness centers, restaurants, clubs, walking paths, and year-round social activities. Conveniently located near shopping, dining, medical facilities, and freeway access, this move-in-ready home is the perfect opportunity to enjoy Arizona's sought-after active adult lifestyle.

9702 E Minnesota Avenue, Sun Lakes

$499,000
3 Beds 3 Baths 7060086 MLS 2,508 SqFt.
This Property is a great opportunity for someone who wants to do some fixing up . Welcome to this beautifully updated 3-bedroom, 3-bath home offering 2,508 square feet of thoughtfully designed living space in the highly desirable gated Oakwood community of Sun Lakes, Arizona. Updated in 2021, this spacious home blends modern farmhouse style with comfort, security, and resort-style living. The beautifully renovated kitchen features quartz countertops, crisp white cabinetry with sleek silver hardware, a farmhouse sink, a thoughtfully designed backsplash, and newer stainless steel appliances. Quartz countertops, updated cabinetry, plumbing fixtures, and light fixtures continue throughout the bathrooms, while fresh interior paint creates a bright and welcoming atmosphere. The property includes a private casita featuring a full bathroom, vanity, closet, and a spacious 12-by-15-foot studio bedroom--perfect for guests, extended family, a caregiver, or a private home office. Beautifully designed iron doors provide added security to both the main residence and the casita. Iron security gates with coded entry secure the entrances to the courtyard and backyard, offering additional privacy and peace of mind. Dual-pane windows provide enhanced energy efficiency and year-round comfort.The home also features a two-car garage plus a separate third-car or golf cart garage, providing plenty of room for vehicles, storage, hobbies, or your golf cart. The property does need some minor fix-up and personal touches, but the majority of the major updates have already been completed. Oakwood residents enjoy an exceptional retirement lifestyle with resort-style surroundings, swimming pools, tennis and pickleball courts, top-rated golf courses, fitness and recreation facilities. This move-in-ready home offers the perfect combination of flexible living space, beautiful upgrades, privacy, security, and the very best of Sun Lakes living.

8925 E Stoney Vista Drive, Sun Lakes

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.