Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

Welcome to the charming town of Cave Creek, located in Maricopa County, Arizona. This unique desert community offers a perfect blend of natural beauty, Western charm, and modern amenities, making it an ideal place to call home.

Cave Creek is known for its stunning desert landscapes, with rugged mountains and saguaro cacti dotting the horizon. Residents can enjoy outdoor activities such as hiking, horseback riding, and golfing in the picturesque surroundings. The town also boasts a vibrant arts and culture scene, with galleries, boutique shops, and local restaurants showcasing the talents of the community.

If you're considering buying a home in Cave Creek, you'll be pleased to know that FHA New Financing is available for eligible properties in the area. This can make purchasing a home more accessible and affordable for first-time buyers or those with less-than-perfect credit.

Whether you're looking for a cozy desert retreat, a luxury estate, or a modern townhouse, Cave Creek offers a diverse range of housing options to suit every lifestyle. With its scenic beauty, friendly community, and convenient location near Phoenix, Cave Creek is a wonderful place to live, work, and play. Come discover the magic of Cave Creek and find your perfect home in this desert oasis.

Newest Cave Creek Homes with FHA New Financing

$724,999
5 Beds ⋅ 3 Baths ⋅ 7083255 MLS ⋅ 2,324 SqFt.
MOUNTAIN VIEWS & AN INCREDIBLE BACKYARD! Beautiful 5bed/3bath home in gated Dove Valley Ranch, offering a spacious floor plan designed for comfortable living and entertaining. The home features a downstairs bedroom, generous primary suite with abundant natural light and two separate walk-in closets, fresh interior paint, hardwood flooring, and newer AC units. Step outside to a private backyard backing to open space, with stunning mountain views and Arizona sunsets. Enjoy a sparkling PebbleTec pool, built-in gas BBQ, bistro bar, gas fire pit w/seating, and lush mature landscaping. A perfect blend of comfort, privacy, entertaining, and Arizona outdoor living in beautiful Cave Creek

33251 N Symer Drive, Cave Creek
$515,000
2 Beds ⋅ 2 Baths ⋅ 7082970 MLS ⋅ 1,702 SqFt.
GOLF LOVERS PARADISE! Experience effortless Arizona living in this desirable ground-level condo in the gated Villagio at Dove Valley Ranch community, steps to Dove Valley Ranch Golf Club. With zero interior stairs, this home offers the ease of single-level living combined with an exceptional lock-and-leave lifestyle. The open, inviting floor plan is perfect for relaxing or entertaining, while a newer A/C and hot water heater provide added peace of mind. Spend your mornings on the golf course, then explore nearby hiking and mountain biking trails surrounded by beautiful Sonoran Desert scenery. Villagio offers resort-style amenities including heated pools and spas, a fitness center and BBQ areas. Just minutes from Cave Creek & North Scottsdale dining, shopping and entertainment.

33550 N Dove Lakes Drive Unit 1002, Cave Creek
$450,000
1 Beds ⋅ 2 Baths ⋅ 7082957 MLS ⋅ 1,008 SqFt.
**Rare Cave Creek Bungalow!** This charming bungalow sits on a spacious 3/4-acre lot, offering a new roof, solar and plenty of room to create your own Cave Creek oasis. An inviting front porch and patio welcome you home. Inside, the open floor plan features a comfortable great room with tile and wood flooring throughout. The kitchen boasts upgraded cabinetry, granite countertops, Bosch stainless-steel appliances, and a separate eating nook. Both bathrooms feature beautifully tiled showers. A large enclosed bonus room with insulated walls and windows provides versatile additional living space ideal for a second bedroom, family room, office, studio, or hobby space. Two storage sheds, covered parking, and a dedicated electrical hookup for RV parking complete this unique property.

5116 E Westland Road, Cave Creek
$545,000
3 Beds ⋅ 2 Baths ⋅ 7082280 MLS ⋅ 1,383 SqFt.
Beautifully updated single-level 3-bedroom, 2-bath home in the highly desirable Tatum Ranch community of Cave Creek! This move-in-ready home features new flooring, fresh interior and exterior paint, and a completely refreshed kitchen with new cabinetry, quartz countertops, stainless steel appliances, and a spacious center island ideal for entertaining. Both bathrooms have been tastefully updated with modern finishes. A new HVAC system and new water heater add comfort and peace of mind. Step outside to a spacious backyard with a covered patio and plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located near shopping, dining, golf, parks, and everything Cave Creek has to offer. A beautifully updated home in a fantastic North Valley location!

5015 E Peak View Road, Cave Creek
$275,000
2 Beds ⋅ 1 Baths ⋅ 7082223 MLS ⋅ 870 SqFt.
A renovated 2-bedroom, 2-bath townhome in Cave Creek for under $300K? Your desert lifestyle starts here! Beautifully remodeled and moments from downtown Cave Creek, this gem puts you close to local restaurants, unique shopping, entertainment and lively community events. Spend your days exploring the town's Western charm, then unwind on your private patio with serene desert views. Easy-care outdoor space means less yard work and more time enjoying everything you love about Arizona living. Discover a stylish, low-maintenance Cave Creek townhome with a price that leaves room to enjoy the lifestyle.

6454 E Paso Nuevo Drive Unit 104, Cave Creek
$499,000
2 Beds ⋅ 2 Baths ⋅ 7082127 MLS ⋅ 1,558 SqFt.
Stunning ground-floor residence in The Village at Surrey Hills featuring fresh interior paint, new carpet, plantation shutters, a custom built-in office, and a garage! The open-concept interior offers stone flooring and a spacious kitchen with granite countertops, stainless steel appliances, 5-burner gas cooktop, center island, pantry, and tile backsplash. The primary suite features a custom-organized walk-in closet, dual vanities, soaking tub, and separate shower. Enjoy the paver patio with BBQ area, landscape lighting, drip irrigation, and misters. Community amenities include a heated pool, spa, outdoor kitchen, and fireplace. All this within walking distance of Downtown Cave Creek, with shopping, dining, hiking, and Rancho Mañana Golf Club nearby.

36600 N Cave Creek Road Unit A7, Cave Creek
$2,595,000
4 Beds ⋅ 5 Baths ⋅ 7082109 MLS ⋅ 4,348 SqFt.
This modern masterpiece sits on over an acre and features 4 bedrooms, 4.5 baths, and a 3-car garage + a 42'/800 sqft Luxury RV Garage w/ a circular drive and beautiful curb appeal. Built w/ exceptional quality-2x6 construction, upgraded insulation, Energy Star Low-E windows, and high-efficiency HVAC-this home delivers both luxury and performance. Exquisite floor plan (see document tabs) includes a spacious great room, wing of ensuite guest bedrooms, office, dining, spacious butler's pantry and laundry, mud room + dog wash. Enjoy luxury tile and wood flooring, solid-core doors, custom entry, dog wash, full pre-wiring for surround sound, whole-home audio, and Cat 6 network, sliding wall pocket doors to open fenced backyard - SEE RENDERINGS for optional packages for pool/spa/landscaping/guest The gourmet kitchen offers hardwood cabinetry, Sub-Zero & Wolf appliances, gas range, double ovens, built-in fridge, ice maker, kitchen island, custom countertops, walk-in pantry, and dining nook plus a separate dining room, mud room with lockers, and a dog wash station. All guest bedrooms are en-suite, Primary bedroom with it's own exit and dual custom closets, two vanities with lighted mirrors, separate shower and free standing tub. Outdoor living features generous covered patios, Belgard paver walkways, and space for an outdoor kitchen with stunning mountain views. Oversized lot has no NAOS restrictions and offers optional packages for backyard landscaping, pool/spa and a guest house. Please see attached renderings. 500 gallon buried propane tank. A rare blend of modern architecture, premium craftsmanship, and resort-style possibilities this Signature Homes luxury home truly has it all.

6615 E Dove Valley Road, Cave Creek
$1,720,000
4 Beds ⋅ 3 Baths ⋅ 7082098 MLS ⋅ 2,744 SqFt.
Experience the charm of Santa Fe style living with exceptional equestrian amenities on 1.17 acres in the heart of Cave Creek. This 4-bedroom, 3-bath home offers 2,744 sq ft of thoughtfully designed living space, blending Southwestern character with comfortable indoor-outdoor living. The property is ideally suited for horse enthusiasts, featuring a 95' x 65' arena, tack room with hay storage, corrals, stall, and direct trail access, creating a well-appointed horse property ready for both everyday use and enjoying the surrounding trails. The home's distinctive character begins with the spacious great room, showcasing exposed wood beams and columns, a gas fireplace, and a warm Santa Fe-inspired design. The eat-in kitchen offers a breakfast bar and an inviting layout that makes entertaining family and friends easy. With two master bedrooms, the floor plan provides flexibility for guests, multigenerational living, or a private retreat. Step outside and take in the expansive equestrian setting from the infinity-edge pool, positioned to overlook the horse facilities and create a unique connection between the home and property. An RV gate and dedicated RV parking add convenience, while the 3-car garage provides ample room for vehicles and storage. With its combination of Santa Fe character, equestrian amenities, trail access, pool, and acreage, this Cave Creek property offers a distinctive opportunity to enjoy the best of Arizona living.

27021 N 44th Street, Cave Creek
$850,000
4 Beds ⋅ 2 Baths ⋅ 7082088 MLS ⋅ 2,478 SqFt.
Welcome to this beautifully maintained 4-bedroom, 2-bath single-level home with vaulted ceilings, abundant natural light, and a backyard designed for Arizona living. Many of the big-ticket items have already been taken care of, including a NEW ROOF in 2026, OWNED OUTRIGHT SOLAR, a newer A/C unit and water heater, updated bathrooms, fresh interior and exterior paint, plus a new pool pump and motor. Historically, the owned solar system has helped keep average monthly energy costs around $130. Inside, the desirable split floor plan offers comfortable everyday living, with versatile common areas that provide plenty of space to gather and entertain. Step outside to a private backyard with a PebbleTec pool, sport court, BBQ, and mature citrus trees, perfect for entertaining in Arizona's climate. With many of the major improvements already completed, this 2,478 square foot home on an oversized 9,083 square foot lot is ready to enjoy from day one, while still offering the opportunity to add your own personal touches over time. Custom closet systems in the primary suite, laundry room and one secondary bedroom provide excellent storage and organization. Conveniently located near shopping, dining and everyday amenities, with nearby hiking and biking trails providing easy access to the outdoors. Looking for golf? Connect with Tatum Ranch Golf Club to explore available third-party membership opportunities.

29221 N 46th Street, Cave Creek
$825,000
4 Beds ⋅ 3 Baths ⋅ 7080895 MLS ⋅ 3,099 SqFt.
Gated Community. 4 bed + Loft. Mountain Views. 3 car garage. EV charger. No neighbor behind. Private Pool. Beautifully maintained and thoughtfully updated two-story home in the gated Diamond Creek community of Cave Creek. This spacious home features 4 bedrooms plus an oversized loft, 2.5 updated bathrooms, a 3-car garage with EV charger, and a private backyard with no neighbors directly behind Step inside to formal living and dining spaces with wood flooring that flows into the open-concept family room, where a two-sided fireplace also serves the adjoining breakfast area. The updated kitchen features quartz countertops, two-tone cabinetry, built-in microwave and an island. A conveniently located downstairs laundry room includes a newer washer and dryer and a generous pantry space. Upstairs, the spacious primary suite offers a large ensuite bath with dual sinks, soaking tub, walk-in shower, and an impressive walk-in closet. Outside, enjoy your own resort-style backyard with a private pool, newer pool pump and filter, custom lighting, large covered patio, and built-in Blackstone grill. Ideally located near Desert Ridge shopping, dining, entertainment, and convenient freeway access, this home offers space, privacy, and plenty of room to enjoy the Arizona lifestyle.

27423 N 47th Street, Cave Creek
$1,595,000
3 Beds ⋅ 3 Baths ⋅ 7080614 MLS ⋅ 2,857 SqFt.
Set on just over an acre in the Town of Cave Creek, this distinctive single-level residence combines sweeping mountain and desert views, privacy, and an exceptional in-town location with no HOA. The setting feels removed and scenic, yet Rancho Mañana Golf Club and Tonto Bar & Grill are close enough to walk to, placing some of Cave Creek's best-known amenities just minutes from the front door. Inside, the 2,857-square-foot home offers three bedrooms, 2.5 baths, vaulted ceilings, travertine flooring, and a dramatic stacked-stone fireplace anchoring the main living area. Large windows and glass doors draw the surrounding scenery into the home, with mountain views creating a striking backdrop throughout the primary living spaces. The kitchen features rich cabinetry, granite surfaces, stainles appliances, a center island, and an impressive built-in bar and wine storage area designed for entertaining. The primary suite continues the home's warm desert character with a spacious bath featuring dual vanities, a soaking tub, steam shower, and extensive stone finishes. Outside, an expansive covered patio opens to a Pebble Tec pool and elevated spa, built-in barbecue, multiple gathering areas, mature desert landscaping, and wide-open views across the surrounding mountains and Sonoran Desert. A one-of-a-kind Western saloon display, wagon, and custom sculptural elements add personality that feels distinctly Cave Creek. With no HOA, generous land, dramatic scenery, and walkable access to Rancho Mañana Golf Club and Tonto Bar & Grill, this property offers a rare combination of privacy, character, and proximity to the heart of Cave Creek.

5715 E Rancho Manana Boulevard, Cave Creek
$925,000
5 Beds ⋅ 4 Baths ⋅ 7079950 MLS ⋅ 3,489 SqFt.
4 CAR GARAGE, NEW ROOF, NEW TRANE HVACs! Updated and move-in ready. Rare opportunity in the gated Desert Wind community. Premium cul-de-sac lot with only one neighbor, this home offers true privacy with mountain and desert views. Peaceful backyard with a pebble-finish diving pool with Baja deck, built-in BBQ griddle, full-length covered patio, mature landscaping and turf. Inside, vaulted ceilings and expansive windows fill the home with light. The spacious eat-in kitchen features quartz counters, island seating, refinished cabinetry and pantries. Upstairs is a spacious primary suite with sitting area, private deck with views and two walk-in closets. One guest room downstairs and 3 guest rooms upstairs including one with a private bathroom. Minutes from downtown Cave Creek and Carefree.

5350 E Calle De Baca --, Cave Creek
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