Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

Welcome to the charming town of Cave Creek, located in Maricopa County, Arizona. This unique desert community offers a perfect blend of natural beauty, Western charm, and modern amenities, making it an ideal place to call home.

Cave Creek is known for its stunning desert landscapes, with rugged mountains and saguaro cacti dotting the horizon. Residents can enjoy outdoor activities such as hiking, horseback riding, and golfing in the picturesque surroundings. The town also boasts a vibrant arts and culture scene, with galleries, boutique shops, and local restaurants showcasing the talents of the community.

If you're considering buying a home in Cave Creek, you'll be pleased to know that FHA New Financing is available for eligible properties in the area. This can make purchasing a home more accessible and affordable for first-time buyers or those with less-than-perfect credit.

Whether you're looking for a cozy desert retreat, a luxury estate, or a modern townhouse, Cave Creek offers a diverse range of housing options to suit every lifestyle. With its scenic beauty, friendly community, and convenient location near Phoenix, Cave Creek is a wonderful place to live, work, and play. Come discover the magic of Cave Creek and find your perfect home in this desert oasis.

Newest Cave Creek Homes with FHA New Financing

$825,000
4 Beds ⋅ 3 Baths ⋅ 7080895 MLS ⋅ 3,099 SqFt.
Gated Community. 4 bed + Loft. Mountain Views. 3 car garage. EV charger. No neighbor behind. Private Pool. Beautifully maintained and thoughtfully updated two-story home in the gated Diamond Creek community of Cave Creek. This spacious home features 4 bedrooms plus an oversized loft, 2.5 updated bathrooms, a 3-car garage with EV charger, and a private backyard with no neighbors directly behind Step inside to formal living and dining spaces with wood flooring that flows into the open-concept family room, where a two-sided fireplace also serves the adjoining breakfast area. The updated kitchen features quartz countertops, two-tone cabinetry, built-in microwave and an island. A conveniently located downstairs laundry room includes a newer washer and dryer and a generous pantry space. Upstairs, the spacious primary suite offers a large ensuite bath with dual sinks, soaking tub, walk-in shower, and an impressive walk-in closet. Outside, enjoy your own resort-style backyard with a private pool, newer pool pump and filter, custom lighting, large covered patio, and built-in Blackstone grill. Ideally located near Desert Ridge shopping, dining, entertainment, and convenient freeway access, this home offers space, privacy, and plenty of room to enjoy the Arizona lifestyle.

27423 N 47th Street, Cave Creek
$1,595,000
2 Beds ⋅ 3 Baths ⋅ 7080614 MLS ⋅ 2,857 SqFt.
Set on just over an acre in the Town of Cave Creek, this distinctive single-level residence combines sweeping mountain and desert views, privacy, and an exceptional in-town location with no HOA. The setting feels removed and scenic, yet Rancho Mañana Golf Club and Tonto Bar & Grill are close enough to walk to, placing some of Cave Creek's best-known amenities just minutes from the front door. Inside, the 2,857-square-foot home offers three bedrooms, 2.5 baths, vaulted ceilings, travertine flooring, and a dramatic stacked-stone fireplace anchoring the main living area. Large windows and glass doors draw the surrounding scenery into the home, with mountain views creating a striking backdrop throughout the primary living spaces. The kitchen features rich cabinetry, granite surfaces, stainles appliances, a center island, and an impressive built-in bar and wine storage area designed for entertaining. The primary suite continues the home's warm desert character with a spacious bath featuring dual vanities, a soaking tub, steam shower, and extensive stone finishes. Outside, an expansive covered patio opens to a Pebble Tec pool and elevated spa, built-in barbecue, multiple gathering areas, mature desert landscaping, and wide-open views across the surrounding mountains and Sonoran Desert. A one-of-a-kind Western saloon display, wagon, and custom sculptural elements add personality that feels distinctly Cave Creek. With no HOA, generous land, dramatic scenery, and walkable access to Rancho Mañana Golf Club and Tonto Bar & Grill, this property offers a rare combination of privacy, character, and proximity to the heart of Cave Creek.

5715 E Rancho Manana Boulevard, Cave Creek
$925,000
5 Beds ⋅ 4 Baths ⋅ 7079950 MLS ⋅ 3,489 SqFt.
4 CAR GARAGE, NEW ROOF, NEW TRANE HVACs! Updated and move-in ready. Rare opportunity in the gated Desert Wind community. Premium cul-de-sac lot with only one neighbor, this home offers true privacy with mountain and desert views. Peaceful backyard with a pebble-finish diving pool with Baja deck, built-in gas BBQ griddle, full-length covered patio, mature landscaping and turf. Inside, vaulted ceilings and expansive windows fill the home with light. The spacious eat-in kitchen features quartz counters, island seating, refinished cabinetry and pantries. Spacious primary suite with sitting area, private deck with views and two walk-in closets. Guest room downstairs and 3 bedrooms upstairs including one with its own private bathroom. Minutes from downtown Cave Creek and Carefree.

5350 E Calle De Baca --, Cave Creek
$1,185,000
3 Beds ⋅ 4 Baths ⋅ 7079485 MLS ⋅ 3,159 SqFt.
This gorgeous, rare, 4-Car Garage home is tucked away on a private cul-de-sac within the prestigious gated enclave of Cachet at Peak View. Why wait for a NEW BUILD? Lived in part time & like BRAND NEW. This exceptional 2023-built residence offers a refined blend of modern luxury, thoughtful design, and turnkey convenience. The preferred split floor plan showcases extensive designer upgrades, lush front & rear landscaping, and elegant plantation shutters creating a polished and completely move-in ready experience. At the heart of the home, the Chef's Kitchen is a true showpiece, featuring two oversized islands, a generous breakfast bar, quartz countertops, a striking tiled backsplash, and premium stainless steel appliances including a gas cooktop. A spacious walk-in pantry completes this highly functional and beautifully appointed space, ideal for both everyday living and elevated entertaining. The expansive Great Room offers seamless indoor & outdoor flow with an open, airy ambience that is perfect for gathering with family and guests. A private, oversized Den with French doors provides a sophisticated flex space for a home office, media room, or library. The Primary Suite is a serene retreat, complete with a sitting area, private exterior access, and a spa-inspired bath featuring dual vanities, an oversized walk-in tiled shower, and an impressive walk-in closet. A supersized Laundry Room adds convenience & functionality. Step outside to a thoughtfully designed Backyard Oasis where a covered patio & Built-in BBQ set the stage for effortless Arizona living. The naval orange and lemon trees are a Bonus! Immaculate in presentation and rich in upgrades, this residence delivers the perfect balance of luxury, comfort, and lifestyle in one of the area's most desirable gated communities.

4237 E Hunter Court, Cave Creek
$1,050,000
4 Beds ⋅ 3 Baths ⋅ 7078693 MLS ⋅ 2,679 SqFt.
A private desert retreat with room to dream. Set on an acre in Cave Creek, this distinctive Santa Fe-style custom home pairs the warmth and character of Southwest architecture with thoughtful updates and an expansive outdoor setting. The home features four bedrooms and two-and-a-half baths. One bedroom, currently used as an art studio, offers a private entrance and patio, giving you the flexibility to enjoy it as a creative space or bedroom to suit your needs. The layout offers room for gathering, working from home, creative pursuits, and quiet time of your own. Positioned toward the front of the lot, the home makes the most of its setting, leaving a remarkably spacious, fully walled backyard. Relax beneath the covered patio, cool off in the sparkling pool with a waterfall, or spend an evening enjoying the desert surroundings. An outdoor half bath with A/C and heat is close by for convenient pool and patio access. Beyond the pool and patio, the yard opens up with plenty of usable space to bring your ideas to life. The property is also accessible via a utility road on the west, offering potential for a future gate to accommodate a horse trailer or SUV. Imagine a future guest house, a larger garage, a workshop, or an outdoor space designed around your interests. Whatever your vision, there is room to explore the possibilities while enjoying everything already here. The home's personality continues inside, where soaring ceilings and a cozy fireplace create an inviting backdrop for everyday living. Distinctive architectural details include stained concrete floors with slate inserts and rounded walls in the main hallway. Solar tubes bring in natural light, and the kitchen combines warm wood cabinetry and crown molding with solid-surface counters, stainless steel appliances, and a walk-in pantry. The primary suite offers tray ceilings and its own connection to the outdoors, along with a walk-in closet and an updated walk-in shower. Careful maintenance and meaningful improvements add to the appeal, including a 2023 foam roof, 2026 tile roof underlayment, A/C and air exchanger replacements in 2023 and 2025, and a 2025 pool pump. Attractive landscaping and a side-entry two-car garage complete the welcoming arrival. With a tucked-away feel, this property offers the privacy and breathing room that make desert living so special, while keeping everyday conveniences within reach. Downtown Cave Creek is approximately 10 minutes away, and Desert Ridge is approximately 15 minutes away. Southwest style, flexible living space, and an acre of possibility come together in a setting that feels like your own escape.

32006 N 44th Place, Cave Creek
$695,000
4 Beds ⋅ 3 Baths ⋅ 7078227 MLS ⋅ 2,132 SqFt.
Nestled in the gated community of Dove Valley Ranch, this bright and inviting home offers beautiful mountain, golf course, and desert views. Soaring ceilings and abundant natural light create an open, airy feel throughout. The modern kitchen features quartz countertops, stainless steel appliances, a farmhouse sink, pot filler, and walk-in pantry. The spacious primary suite features vaulted ceilings, a soaking tub, and walk-in shower. Also included are three guest bedrooms, including one downstairs. Enjoy a PebbleTec pool, heated spa, water feature, and view fencing. Additional features include an extended 2-car garage with built-in storage, Nest thermostats, SimpliSafe security system, and recently serviced HVAC and roof. Close to golf, shopping, dining, and grocery stores.

4465 E Coyote Wash Drive, Cave Creek
$1,699,000
4 Beds ⋅ 3 Baths ⋅ 7077968 MLS ⋅ 2,929 SqFt.
Experience refined desert living in this completely remodeled luxury horse property on over an acre with stunning Black Mountain views, desirable north/south exposure, and NO HOA. This single-level, fully remodeled, modern Santa Fe style house features 4 spacious bedrooms, 3 full baths, a split-bedroom floor plan, custom granite countertops, modern finishes, new septic and smart home technology. The oversized 3-car garage offers extended length/height and built-in cabinetry. Outside, enjoy an entertainer's paradise with an extended patio, new sparkling pool, built-in Viking BBQ, sitting area, natural desertscape, and horse enclosure. A rare blend of luxury, privacy, space, and breathtaking desert views! Listing Agent is related to Owner.

6019 E Wildcat Drive, Cave Creek
$795,000
4 Beds ⋅ 3 Baths ⋅ 7077259 MLS ⋅ 2,899 SqFt.
Prepare to be WOWed by this beautifully updated and thoughtfully designed home in Tatum Ranch! Soaring vaulted ceilings, plantation shutters, luxury vinyl flooring, and an inviting open floor plan. The remodeled chef's kitchen is the heart of the home, featuring stylish finishes and plenty of space to cook, gather, and entertain. The spacious first-floor primary suite offers a beautiful remodeled bath and a large, custom walk-in closet. Upstairs, you'll find three additional bedrooms, including one incredibly spacious room with endless possibilities for a bedroom, bonus space, office, game room, or gym. Step outside to enjoy the private backyard with a paver patio and NO neighbors directly behind! A 3-car garage adds even more convenience and storage. This home truly has it all.

28631 N 46th Way, Cave Creek
$415,000
2 Beds ⋅ 2 Baths ⋅ 7077078 MLS ⋅ 1,402 SqFt.
MUST SEE! This beautiful, lightly lived-in 2-bedroom, 2-bath home with a 1-car garage looks and feels like new! Bright and inviting, the spacious living area features large windows, high ceilings and beautiful wood-plank tile throughout the main living spaces. Enjoy a quiet, private setting with no neighbors living below. Located in a the desirable gated golf community near Dove Valley Ranch offering heated pools, SPA and on site fitness room. Ideally situated near golf, hiking, biking, shopping and dining. Immaculately maintained, move-in ready and perfect as a full-time residence or Arizona getaway!

33575 N Dove Lakes Drive Unit 2033, Cave Creek
$642,000
3 Beds ⋅ 2 Baths ⋅ 7076692 MLS ⋅ 2,034 SqFt.
Beautifully updated Tatum Ranch home offering a bright, open floor plan with vaulted ceilings and abundant natural light. The stylish kitchen features a freestanding island, ZLINE commercial range, and Samsung Bespoke refrigerator. Spacious primary suite includes a walk-in closet, dual sinks, and separate tub and shower. Neutral finishes create a fresh, modern feel. Enjoy your private backyard retreat with a sparkling pool, waterfall feature, and low-maintenance turf. Solar panels help keep utility costs low year-round. Ideally located near the restaurants, bars, and entertainment of Carefree and Cave Creek, plus hiking and biking trails just minutes away.

28651 N 46th Way, Cave Creek
$815,000
6 Beds ⋅ 4 Baths ⋅ 7076503 MLS ⋅ 3,391 SqFt.
Experience this beautifully renovated 6-bedroom, 4-bath residence designed for both practicality & comfort. The soaring 18-foot ceilings create an abundance of space and light. The home features high-end finishes throughout & a thoughtful, spacious layout. Upstairs offers four bedrooms, including a primary suite with a spa-inspired ensuite featuring a freestanding tub and oversized glass shower. A second primary suite is conveniently located downstairs. The gourmet kitchen boasts abundant storage, a large island, stainless steel appliances, & a walk-in pantry. Enjoy multiple living and dining areas, a 2-car garage with extra storage, and a private backyard with covered patio, putt-putt, and upgraded lighting. No HOA restrictions for STRs.

29228 N 48th Street, Cave Creek
$925,000
5 Beds ⋅ 3 Baths ⋅ 7075998 MLS ⋅ 3,497 SqFt.
Private life behind the gates of Dove Valley Ranch. No direct back neighbors. Nearly 3,500 square feet of thoughtfully renovated space that delivers exactly what today's buyer is looking for: privacy, resort-style living, and a layout flexible enough for whatever's next. There is a main floor bedroom and full bathroom perfect for guests or generational living. As you walk upstairs you will find a loft plus four additional bedrooms upstairs, including an oversized primary with custom barn door entry and a spa-like bath. Open living areas flow naturally through the home along with custom Plantation shutters on the windows. The owners didn't just maintain this home. They invested in it. Updated light fixtures throughout the interior. New drip irrigation front and back with smart controller. Updated exterior and interior paint. New landscape lighting in the back. Fully sealed and re-sealed pool area with fresh pool equipment. New water softener, RO system, and water heater. New garage door motor on the two-car garage. Storage racks in place. Outdoor security cameras and Ring doorbell. All new cool decking. All new turf. Dove Valley Ranch Golf Club is directly across the street and hiking trails lace the neighborhood and surrounding areas. This is a community designed for people who want their weekends to mean something. This home is truly move-in ready.

4215 E Desert Forest Trail, Cave Creek
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