Flagstaff Homes with Conventional New Financing

Welcome to Flagstaff, a charming city nestled in the heart of Coconino County, Arizona. Known for its stunning natural beauty and vibrant community, Flagstaff offers a unique blend of outdoor adventures, cultural attractions, and a high quality of life.

Flagstaff is a city that truly has it all - from the majestic San Francisco Peaks to the historic downtown area, there is something for everyone to enjoy. Outdoor enthusiasts will love the endless opportunities for hiking, biking, and skiing, while art lovers can explore the many galleries and museums that showcase the city's rich history and culture.

If you're looking to make Flagstaff your home, you'll be pleased to know that there are plenty of options available for homes with conventional new financing. Whether you're in the market for a cozy cabin in the woods or a modern downtown condo, you're sure to find the perfect place to call your own in Flagstaff.

So why wait? Come discover all that Flagstaff has to offer and find your dream home in this picturesque city today!

Newest Flagstaff Homes with Conventional New Financing

$780,000

7092144 MLS

A Piece of Flagstaff Equestrian History is ready for its next chapter! Generations of Flagstaff residents made treasured memories here, from learning to ride horses to enjoying trail rides and magical sleigh rides. This iconic horse facility offers an incredible opportunity to bring new life to a beloved local landmark. Improvements include a 7-stall barn, 10-stall barn, riding arena, round pen, 2 paddocks, turnout area, hay barn, office and tack room. Historic wagons remain with the property , adding to its nostalgic charm! Previously also utilized for full-service horse boarding, the facility is now vacant of horses and ready for its next owner. An expandable 2012 Keystone trailer is also included on site & 2 large storage containers. Recent survey has been completed & recorded.

4848 Lake Mary Road, Flagstaff

$670,000

3 Beds ⋅ 2 Baths ⋅ 7091774 MLS

Welcome home to this inviting 3 bedroom, 2 bath single-level townhome in a highly sought-after Continental Country Club location. Fresh paint and brand new carpet in the living room create a clean, comfortable feel, while the cozy wood-burning fireplace adds warmth and character to the space. A built-in vacuum system offers added convenience, and the covered back patio opens to a meticulously manicured grassy area, creating a peaceful spot to enjoy the outdoors. Enjoy all that Continental Country Club has to offer, including Elden Hills Golf Course, the clubhouse and Oakmont Restaurant, swimming pools, tennis and pickleball courts, Bear Paw Recreation Center, and a fitness center. With a welcoming feel, beautifully maintained outdoor space, and easy access to community amenities, this townhome is ready to welcome you home. Some listing photos have been virtually staged or digitally altered to illustrate the property's potential.

6121 E Laurel Loop, Flagstaff

$595,000

4 Beds ⋅ 3 Baths ⋅ 7091755 MLS

ESCAPE THE HEAT AND EMBRACE NORTHERN ARIZONA LIVING. We're not just selling a manufactured home. We're selling 2.5 acres of space, beautiful mountain views, with improvements that are already in place. Welcome to 8595 E. Mercury Drive. Bring your horses, your RV, and your love for the outdoors. This property features an existing Horse Corral and RV hookups making it a wonderful opportunity for those looking for a horse friendly property, a weekend retreat, or a full time residence. Inside you'll find 4 bedrooms, 3 bathrooms with recent improvements of new laminate flooring and new baseboards in the main living areas. Enjoy the open living areas, a spacious kitchen and peaceful surroundings to relax and entertain. This property offers the opportunity for space, comfort, and country living!

8595 E Mercury Drive, Flagstaff

$1,850,000

4 Beds ⋅ 3 Baths ⋅ 7091346 MLS

Located downtown in the historic Townsite neighborhood at the base of Mars Hill, directly across from Thorpe Park -- a 2019 architect-designed build in a neighborhood where new construction is uncommon. Steel moment frame, weathering-steel panels and expansive glazing, metal roof, R-38 spray-foam envelope: new-construction performance within walking distance of downtown's restaurants, the Sunday farmers market, and Lowell Observatory. The entire top floor is the primary suite- bedroom, en-suite bath, walk-in closet, window seat -- opening onto an 890 SF private rooftop deck with a covered outdoor room, gas fireplace, and kitchenette with dishwasher. By day the deck looks over downtown to Mount Elden. By night it's a private observation deck in the world's first International Dark Sky City marshmallows over the fire, a glass of wine, and the stars Lowell Observatory was built on this hill to see. The home faces open ponderosa woods across the street rather than another house, and the neighborhood's resident deer make regular morning appearances -- easiest to watch from the main-level living room with coffee and the fireplace going. That room rises two stories under a vaulted ceiling, with hardwood floors and windows placed for all-day natural light, and opens to a kitchen with quartz counters, induction cooktop, island, and walk-in pantry. A dedicated office with closet serves as the fourth bedroom; mudroom and powder bath sit off the garage entry. The second level holds two bedrooms, a family room, a flex room, full bath, laundry, a balcony, and a planted roof garden. Thorpe Park's 219 acres are a two minute walk -- disc golf, tennis, ball fields, dog park, and Frances Short Pond -- with Flagstaff Urban Trail System access from the park to Mars Hill, the observatory trails, and downtown. Lowell Observatory and its new Astronomy Discovery Center are up the hill. Dinner on San Francisco Street is a walk home under the same dark sky. Engineered for 7,000 feet: air conditioning (rare in Flagstaff), two-furnace heating with separate zones for the downstairs and upper floors, heated gutters, a south-facing driveway, tankless hot water, Flo by Moen whole-home leak detection with automatic shutoff, and Ethernet to every room. Two-car garage off the paved alley plus two additional parking areas; dry crawlspace for gear storage.

907 W Montvale Avenue, Flagstaff

$695,000

2 Beds ⋅ 2 Baths ⋅ 7091249 MLS

RARE A-FRAME RETREAT IN KACHINA VILLAGE! Nestled on an expansive half-acre-plus lot at the end of a quiet cul-de-sac, this one-of-a-kind property backs to Coconino County land, offering exceptional privacy and a picturesque mountain setting. The current owner has invested nearly $200,000 in extensive renovations and improvements, blending the timeless character of a classic A-frame with modern updates.Major improvements include all-new Trex decking, patios, stairs, and railings, expanded parking, and replacement of all windows and sliding glass doors. Newly refreshed landscaping enhances the front entry, while citrus trees have been added to the backyard. A private storage shed provides additional convenience. Step inside to soaring A-frame ceilings, beautiful tongue-and-groove finishes Custom-wrapped beams. Extensive craftsmanship is showcased throughout, with professional carpentry, custom millwork, built-ins, and thoughtfully designed storage. The kitchen features custom cabinetry, pantry storage, tiled countertops, gas cooktop, and wall oven/microwave combination. A truly unique highlight is the authentic built-in booth seating sourced from the former Houston's restaurant in Scottsdale, comfortably accommodating 8-10 guests! The welcoming mudroom-style entry features a custom-built bench with integrated storage. The main level offers a secondary bedroom with built-in dresser and closet, access to a shared bath with private water closet, and a separate exit to the side patio. Durable ceramic tile flooring extends throughout the main-level traffic areas.The updated primary suite features new flooring and a beautifully refreshed bath complete with dual vanity and oversized soaking tub, creating a relaxing private retreat. Sump pump was also recently replaced. Rarely does an A-frame of this character, craftsmanship, lot size, and level of investment become available in Kachina Village. Whether you're seeking a full-time residence or a mountain getaway, this distinctive property offers an exceptional opportunity to enjoy Northern Arizona living!

2574 Tyende Ovi --, Flagstaff

1925 W University Heights Drive N, Flagstaff

$698,000

3 Beds ⋅ 2 Baths ⋅ 7091129 MLS

Enjoy the great location. Open floor plan with dining room - living room combination. Travertine Floors. Bedrooms are spacious with ample closet space. Oversized Garage. Completely paved driveway for additional parking. Plus parking for RV or Boat. Fenced Backyard. Very Walkable neighborhood with friendly neighbors. Mature tress including some fruit trees planted by this homeowner. Easy access to all that downtown Flagstaff and Interstate 40 and Interstate 17. NO HOA. Flexible Owner will assist buyer in the acquisition, whether trade-in, or short term bridge financing.

1925 W University Heights Drive N, Flagstaff

1650 E Ponderosa Parkway Unit 326, Flagstaff

$525,000

2 Beds ⋅ 2 Baths ⋅ 7091073 MLS

There's something special about having a place in Flagstaff that's ready to enjoy the moment you arrive. Built in late 2024 and used only as a second home, this lightly lived-in 2-bedroom, 2-bath condo is offered furnished with nearly new furniture. Perfect for a full-time residence, weekend getaway, or summer escape from the Valley heat. Located on the third floor with elevator access, it features a split-bedroom floor plan and two covered patios overlooking the Ponderosa pines. Just minutes from downtown Flagstaff, NAU, shopping, dining, and the Urban Trail System, this is an ideal lock-and-leave mountain retreat.

1650 E Ponderosa Parkway Unit 326, Flagstaff

$689,000

3 Beds ⋅ 2 Baths ⋅ 7091059 MLS

This is University Heights! One of the more prestigious and desired neighborhoods in all of Flagstaff. A fantastic 3 bedroom, 2 bath home featuring multiple living areas off of the spacious kitchen plus outdoor entertaining space for all of your guests. In the backyard you will find a dedicated greenbelt for added room surrounded by tall pines providing a peaceful setting and offering shade year round. This is the perfect home to start a family or simply retire and enjoy the peace and quite. This home is in a great location close to shopping, hiking trails and NAU. Please come see all this home has to offer!

1125 W Shullenbarger Drive, Flagstaff

$725,000

4 Beds ⋅ 4 Baths ⋅ 7090182 MLS

The best part of 2449 W Bruce Balle Dr is a question: what will you do with the GUEST HOUSE? Over the detached two-car garage is a full studio apartment, with its own kitchen, full bathroom, mini-split heating and cooling, and open floor plan living. It was built with the house in 2019 by Miramonte Homes, and Presidio in the Pines allows short-term rentals, so the answer can change with your life. Your visitors stay for a week and have their own front door. A friend rents it for the winter. Weekend guests come up from the Valley and nobody shares a bathroom. Or you grab a cup of coffee and it becomes the office, music room, or art studio you've been promising yourself. Call it a casita, an ADU, or an in-law suite. The options are limitless. The main house itself features 10-foot ceiling and is laid out so the day moves through it with the sun. Mornings start on the south side, where the light streams in through the dining room windows while you eat breakfast. The kitchen holds the middle, with a large island perfect for hosting. By evening you are at the north end, in the living room, with the San Francisco Peaks filling the windows and the last of the south light still warm behind you. Lutron light switches set the mood, central air handles the few toasty afternoons Flagstaff gets, and the Energy Star rating keeps utility costs low. All three bedrooms are upstairs. The primary wakes up to the same Peaks view the living room has, and two more generously-sized bedrooms and a full bath share the hall, along with an oversized laundry room. Between the house and the garage, a covered breezeway means you carry groceries from the car to the kitchen without crossing snow, and the Tesla charger in the garage means your electric or hybrid car is full by morning. Beside the breezeway, the small courtyard lives like an outdoor room: private, intimate, with minimal upkeep, and sized perfectly for a hot tub and two chairs under the stars. Together the two buildings total 2,702 sf, which makes this one of the largest floor plans in Presidio. Presidio in the Pines sits off Woody Mountain Road on the west side of Flagstaff, with neighborhood trails and a playground, minutes to Route 66, downtown Flagstaff, and NAU. Flagstaff, AZ 86001. *Some photos in this listing have been virtually staged or digitally altered to show property potential.

2449 W Bruce Balle Drive, Flagstaff

2781 N Walnut Hills Drive Unit 50, Flagstaff

$425,000

2 Beds ⋅ 2 Baths ⋅ 7089671 MLS

Welcome to this turnkey Forest-Modern condo where the heavy lifting is done! Beautifully renovated with new HVAC, the big-ticket items are complete. This adorable 2 bed, 2 bath sanctuary offers first-floor, single-level living tucked into the pines of Continental Country Club. Step outside onto two decks, one off the main living area and one off the primary suite, both perched in a quiet, dense grove with a ''trees-for-days'' vibe. Inside you'll find a bright open floor plan, breakfast bar plus dining area, gas fireplace on a brick hearth, and vinyl plank flooring throughout. Forget the car: you're a stone's throw from championship golf, club dining, fitness center, pool, pickleball/tennis courts, mini-golf, yard games, and the community center. the Check out the nearby lakes or hit the forest trailheads just steps from your door. Full-time residence, seasonal retreat, or investment, this is the ultimate Flagstaff lifestyle. Furnishings available for purchase separately.

2781 N Walnut Hills Drive Unit 50, Flagstaff

$1,499,000

6 Beds ⋅ 7 Baths ⋅ 7089620 MLS

303 W Juniper Avenue, Flagstaff

$460,000

3 Beds ⋅ 2 Baths ⋅ 7089371 MLS

Welcome to this amazing Flagstaff cabin nestled on a spacious parcel and offering the perfect combination of mountain charm, usable space, and endless potential. This unique property features a comfortable cabin, a full basement providing additional living, storage, or hobby space, and a large exterior garage complete with a shop--perfect for anyone who needs room for projects, tools, recreational vehicles, or extra storage. The property offers the opportunity to enjoy the peaceful Flagstaff lifestyle while still being close to town and all the outdoor adventures the area has to offer. Whether you're looking for a full-time residence, weekend mountain retreat, vacation property, or investment opportunity, this property has the space and versatility to make it your own.

471 Comanche Street, Flagstaff

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