Flagstaff Homes with FHA New Financing

Welcome to Flagstaff, a charming city nestled in the heart of Coconino County, Arizona. Known for its stunning natural beauty and vibrant community, Flagstaff offers a unique blend of outdoor adventure and urban amenities.

Flagstaff is a city that truly has it all. From the majestic San Francisco Peaks to the picturesque downtown area, there is something for everyone to enjoy. Outdoor enthusiasts will love exploring the miles of hiking and biking trails, skiing at Arizona Snowbowl, or simply taking in the breathtaking views of the surrounding mountains.

If you're considering purchasing a home in Flagstaff, you'll be pleased to know that FHA New Financing is available for eligible buyers. This type of financing can make it easier for first-time homebuyers or those with less-than-perfect credit to achieve their dream of homeownership in this desirable city.

Whether you're looking for a cozy cabin in the woods, a modern downtown condo, or a spacious family home, Flagstaff has a diverse range of real estate options to choose from. Let us help you find the perfect property to call home in this enchanting city.

Come and discover all that Flagstaff has to offer – from its thriving arts and culture scene to its top-rated schools and friendly neighborhoods. Start your real estate journey in Flagstaff today and make your homeownership dreams a reality!

Newest Flagstaff Homes with FHA New Financing

$749,000

4 Beds ⋅ 3 Baths ⋅ 7081047 MLS ⋅ 2,129 SqFt.

MOVE-IN READY IN HIGHLY DESIRABLE PRESIDIO IN THE PINES! This beautifully upgraded 3-bedroom, 2.5-bath home offers a long list of thoughtful improvements and modern conveniences. The open-concept main level features granite countertops, upgraded lighting, new interior paint, added cabinet pulls, new shutters, and a new fireplace and mantle creating a warm and inviting living space. New carpeting and new stair banisters add a fresh, updated feel throughout. The spacious primary suite offers a generous walk-in closet and a beautifully updated bath with a fully tiled walk-in shower, new glass shower door, and impressive 8-foot sliding glass doors. Zoned heating and cooling allows you to control the upstairs and downstairs temperatures right from your phone, while an instant hot water system helps reduce water waste when doing dishes or starting your shower. New electronic access locks add convenience and security. Upstairs, the versatile bonus living area provides the perfect space for a home office, kids' playroom, or comfortable teen hangout. Outside, enjoy low-maintenance front and back yards and a newly pavered back patio. With no homes directly behind the property, the backyard opens to beautiful views of the surrounding pine trees, creating a peaceful, private setting and a wonderful sense of space. It is an ideal spot for morning coffee, relaxing, or entertaining while enjoying the natural beauty of Flagstaff. Recent improvements include a new A/C compressor, new bathroom cabinetry and mirrors in the downstairs bath, new carpeting, upgraded lighting, new shutters, new stair banisters, new fireplace and mantle, new primary shower glass door, and electronic access locks. Located in the sought-after Presidio in the Pines, residents enjoy multiple neighborhood parks with swings, basketball courts, and play structures. The Arboretum, Fort Tuthill, and Northern Arizona University are all just a short drive away. Short-term rentals are allowed, adding flexibility for investors or second-home buyers. All furnishings are available to convey on a separate bill of sale. A turnkey Flagstaff opportunity offering comfort, privacy, beautiful pine-tree views, and investment potential!

2521 W Pollo Circle, Flagstaff

$515,000

3 Beds ⋅ 2 Baths ⋅ 7080008 MLS ⋅ 1,512 SqFt.

BACK ON THE MARKET!! Country living with room to roam! Make it your own! This charming 3 bedroom, 2 bath manufactured home sits on 2.04 fully fenced acres. The property features a 486 sq. ft. casita with kitchenette and bathroom, private septic, Doney Park Water, and equestrian amenities including a stall and arenas. This property is ready to be loved by its next owner. Bring your horses, toys, and your vision to create your own piece of country living.

9555 Crosscut Drive, Flagstaff

$650,000

3 Beds ⋅ 2 Baths ⋅ 7079985 MLS ⋅ 1,491 SqFt.

Escape to 5650 Foster Road and enjoy peaceful country living just minutes from town! A scenic drive thru the trees leads to this SINGLE LEVEL home on acreage, where wide-open skies, abundant wildlife, and unforgettable stargazing create a true Northern Arizona retreat. The flexible interior boasts vaulted ceilings, wood burning stove, 16 W owned solar system, A/C, water filtration and conditioner system, jacuzzi tub, and all appliances convey! Outside, enjoy a spacious open wood deck, a welcoming gazebo, New Roof in 2024,and an impressive RV garage with space for just about anything. Priced to offer an incredible opportunity for those seeking nature, privacy and room to enjoy the great outdoors in a newer home built in 2004

5650 Foster Road, Flagstaff

$318,000

2 Beds ⋅ 2 Baths ⋅ 7079567 MLS ⋅ 952 SqFt.

Centrally located 2-bedroom townhome for sale in Flagstaff, Arizona, with Mount Elden views from the upstairs balcony. This move-in-ready home features a wood-burning stove and all appliances included. The central Flagstaff location puts you minutes from Buffalo Park, Flagstaff Urban Trail System hiking trails, historic downtown Flagstaff, Northern Arizona Healthcare, and Northern Arizona University. The HOA fee covers water, sewer, trash, and flood insurance -- a low-maintenance option for primary residents, second-home buyers, and investors alike. Buyer to verify all HOA details.

2200 E Dortha Avenue Unit T, Flagstaff

$994,000

4 Beds ⋅ 4 Baths ⋅ 7078418 MLS ⋅ 2,480 SqFt.

Welcome to your dream home in Rural Flagstaff! Built in 2020 on 2.5 fenced acres, this 2,480 sq ft residence offers privacy & modern comfort. The split floorplan features a primary suite on one side & two bedrooms with private baths on the other. An open-concept great room connects the living, dining & kitchen areas. An additional bedroom off the living room includes a half bath & works perfectly as an office or gym. Key highlights include: RV Hook ups for traveling guests. Energy Efficiency: Solar system to lower electricity bills. Comfort: Central A/C for summer months. Outdoor Living: Hot tub with mountain sunset views. Enjoy peaceful Doney Park living, just minutes from Flagstaff's shopping, dining, and outdoor recreation.

5085 Wade Lane, Flagstaff

$485,000

4 Beds ⋅ 3 Baths ⋅ 7077244 MLS ⋅ 1,654 SqFt.

Welcome home to this spacious 4-bedroom, 3-bath home in desirable Railroad Springs! Featuring a new roof just one year old, solar, central A/C, an instant hot water heater, and a new sliding glass door, this home is move-in ready. Enjoy a large, low-maintenance backyard perfect for entertaining, plus a 2-car garage with a built-in workbench and plenty of storage. Conveniently located just minutes from NAU, Downtown Flagstaff, shopping, dining, and easy access to Snowbowl. With 4 bedrooms and 3 full baths, this home offers incredible flexibility for families, college students, a second home, or investment property!

2461 W Coronado Avenue --, Flagstaff

$725,000

3 Beds ⋅ 2 Baths ⋅ 7076537 MLS ⋅ 2,322 SqFt.

PRICE REDUCED! 10095 Buckskin Court is where you can relax in peaceful solitude, enjoy privacy, and a gorgeous view of the Peaks! Sit on the front deck under the maple tree that the owner planted years ago, and HORSES are welcome! Enjoy watching the birds, gazing at the scenery, and breathing in the cool mountain air. Circular drive for easy in and out access, 2 car garage plus horse barn! EXTRA ROOM ABOVE GARAGE. Enjoy the large back deck overlooking National Forest. Cook dinner in the remodeled kitchen with high-end granite, induction stovetop for quick heat, a built-in microwave, walk in pantry, wine glass rack, all stainless steel appliances, and radiant in-floor heat. Sooth your body in the jacuzzi room just off the kitchen. And don't miss the gazebo out front! Loft above living room could be useful office space. Bamboo flooring in living room, newly updated hallway bathroom with a new countertop and sinks, and river rock shower floor. Tile floor in primary bedroom, carpet in additional bedrooms, and wood blinds in sewing room. Gas grill on deck conveys with home. It's OK to nurture your need to escape city congestion, and this home is the place to do it! See this beauty today!

10095 Buckskin Court, Flagstaff

$752,900

3 Beds ⋅ 2 Baths ⋅ 7076475 MLS ⋅ 2,048 SqFt.

9907 Heritage is country living at it's finest! Views of the Peaks, and peace,and privacy abound. NEW ROOF AND WINDOWS in 2025. Fully remodeled kitchen in 2022 with new cabinets, granite countertops, & stainless steel appliances. Large primary bedroom with completely remodeled bath, and an alcove off the bedroom for hobbies. NEW WATER HEATER, BEDROOM CARPET, AND NUVO WATER SYSTEM IN 2024. Wood burning stove in family room to stay cozy in the winter months, and central A/C to stay cool in the summer! RV parking and outlet, & generator hook up. Enjoy the large yard with your furry friends. Back yard, includes a rock feature, & shed installed in 2022. Home includes water filtration system, separate laundry room, large second bath, & split floor plan. See this beauty today!

9907 Heritage Drive, Flagstaff

$489,900

2 Beds ⋅ 1 Baths ⋅ 7076357 MLS ⋅ 909 SqFt.

Unobstructed views of Humphreys Peak from the expansive covered rear deck -- Arizona's highest summit on the horizon at sunset. Authentic 1960 log cabin in Mountainaire, 15 minutes to downtown Flagstaff and minutes to trails, lakes and national forest. Warm wood interiors, a wood-burning stove, and a sunny breakfast nook. Systems and structure extensively updated: new dual-pane low-E windows throughout, updated electrical, added plumbing with indoor washer and dryer, reinforced foundation, new baseboard heaters (no air conditioning, as is typical at this elevation), refreshed exterior paint, new perimeter fencing and improved landscaping. Roof updated 2018. No HOA. Flood Zone X. Short-term rentals permitted and operating today -- most furnishings convey by separate bill of sale, so a buyer steps into a turnkey retreat or a running rental from day one. A proven getaway, not a project. Not just a home in Flagstaff--this is the Northern Arizona cabin experience.

945 Osage --, Flagstaff

$395,000

2 Beds ⋅ 2 Baths ⋅ 7076305 MLS ⋅ 1,104 SqFt.

Enjoy clear San Francisco Peaks views from this bright 2 bedroom condo in Central Flagstaff. High 10 foot ceilings and large windows create an open, sunny living space. The split bedroom layout offers great privacy for both rooms, making it a practical setup for guests, roommates, or a home office. Outside, the quiet community features grassy green spaces, mature pine trees, and covered parking. You are just minutes from Downtown Flagstaff, Northern Arizona University, Flagstaff Medical Center, and local hiking trails. Whether you want a primary residence, a low maintenance second home to escape the desert heat, or a fully-furnished rental investment, this central location delivers the best of high country living.

1401 N 4th Street Unit 233, Flagstaff

$549,000

2 Beds ⋅ 3 Baths ⋅ 7075980 MLS ⋅ 1,801 SqFt.

Have you wanted to live in Continental Country Club overlooking the 1st green!? This is a rare opportunity! This 2-bedroom, 2.5-bath Saddleback Lodge townhome offers 1,801 SF with amazing views of the 1st, 2nd and 9th holes. Step onto the Trex deck for a front-row seat to the course, and golf chatter. Inside are generous living spaces that offer the opportunity to make the home your own. A 2-car garage adds convenience, while Continental Country Club amenities include a pool, pickleball and tennis courts, fitness center and more. Close to trails, dining and downtown Flagstaff, this is an exceptional opportunity for a full-time residence, second home or mountain golf retreat in one of Flagstaff's most established golf communities with golf literally at your doorstep.

2900 N Saddleback Way Unit 59, Flagstaff

$765,000

4 Beds ⋅ 2 Baths ⋅ 7074683 MLS ⋅ 1,743 SqFt.

VIEWS, VIEWS & MORE VIEWS! Add Coconino National Forest, A/C, Doney Park Water, and 2.5 acres, and you have a rare opportunity to own an exceptional mountain property where spectacular views, modern comfort, and an unmatched setting come together. Designed to capture its incredible setting, the expansive covered porch becomes an extension of the home--offering front-row views of the San Francisco Peaks, peaceful mornings with coffee, spectacular summer monsoon skies, and unforgettable star gazing. A private rear paver patio provides an additional outdoor gathering space perfect for entertaining family and friends. Inside, 10-foot ceilings and a thoughtfully designed split floor plan create a spacious, comfortable feel. The open great room features a wood stove and flows seamlessly into... the kitchen, while a formal dining room provides additional space for entertaining and the 4th bedroom gives even more flexibility. New LVP, range, dishwasher and interior paint - all in August 2026 - round out the interior amenities. The Garage was also thoughtfully designed with a usable Loft which can be extended for even more space, a garage door that opens vertically, and extra work/storage space. Last but not least, need more space or have ideas to expand? Check out the crawlspace and let your imagination run wild!

9013 Beasley Road, Flagstaff

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