San Tan Valley Homes with Owner May Carry New Financing

San Tan Valley Homes with Owner May Carry New Financing

Welcome to San Tan Valley, a charming community located in Pinal County, Arizona. Known for its stunning mountain views and peaceful surroundings, San Tan Valley offers a perfect blend of natural beauty and modern convenience.

For those looking to make San Tan Valley their home, the option of homes with owner may carry new financing adds an extra layer of flexibility and opportunity. This financing option can make owning a home more accessible for buyers who may not qualify for traditional bank loans or mortgages. It provides a unique opportunity for both buyers and sellers to come to mutually beneficial terms and make the dream of homeownership a reality.

Whether you're drawn to San Tan Valley for its picturesque landscapes, outdoor recreational opportunities, or tight-knit community feel, there's something for everyone in this vibrant city. With a range of housing options available, including the enticing possibility of owner financing, San Tan Valley is a place where residents can truly find their perfect slice of paradise.

If you're ready to explore the real estate market in San Tan Valley and discover the possibilities of homes with owner may carry new financing, don't hesitate to reach out to local real estate professionals who can guide you through the process. Your dream home in San Tan Valley may be closer than you think!

Newest San Tan Valley Homes with Owner May Carry New Financing

3 Beds ⋅ 3 Baths ⋅ 7053659 MLS ⋅ 2,764 SqFt.

Large 3-4 bedroom home on a quiet cul-de-sac with no homes in front or behind. Currently furnished as an Airbnb. Furnishings may be available. Immediate possession available.

33412 N Windmill Run, San Tan Valley

NO HOA! Build your dream home on this exceptional 1.25-acre lot in one of Queen Creek's most sought-after locations. Enjoy stunning mountain views, breathtaking Arizona sunsets, and the freedom to design the custom home you've always envisioned. Power and water are already available, making the building process even easier. Surrounded by beautiful custom homes in a peaceful, established neighborhood, you'll enjoy the perfect balance of privacy, open space, and convenience just minutes from downtown Queen Creek, shopping, dining, schools, and entertainment. Purchase this lot and build with Cloud Creek Homes to receive access to our extensive library of professionally designed custom floor plans at no additional cost, giving you a head start on creating your perfect home.

W Magma 53 Road Unit -, San Tan Valley

Surrounded by protected land; 10,000-acre San Tan Mountain Regional State Park to the north--hiking, biking, and trail riding right outside your door, the Gila River Indian Reservation to the south--ensuring your views stay untouched, and five acres of private mountain preserve within the community. El Pedregal is a highly exclusive, double-gated community with million dollar views. El Pedregal literally means ''The Rocky Place,'' and once you see the breathtaking red rock formations, rolling hills, and forever-protected desert views, you'll understand why. With only 24 homesites, this neighborhood is designed for those who want privacy, security, and natural beauty all around. And trust me, once you step foot here, you'll never want to leave. Water on site. Adjacent Lot #3 available too!

26599 N El Pedregal Circle Unit 4, San Tan Valley

3 Beds ⋅ 2 Baths ⋅ 7027247 MLS ⋅ 1,806 SqFt.

Situated on an oversized 11,000+ sq ft lot with an RV gate and no neighbors behind, this home offers plenty of room for a pool and more. It features 3 bedrooms plus a den/office that can easily be converted into a 4th bedroom. The spacious family room flows into the kitchen, which boasts granite countertops, a large island, and stainless steel appliances--refrigerator included. Tile and wood laminate flooring run throughout, and extras include R/O, washer/dryer, and a newer water heater. Recent upgrades include a new windows, A/C replaced in summer 2023, added garage and attic insulation, with garage racks and shed included. Enjoy stunning mountain views with complete privacy behind you.

859 W Desert Seasons Drive, San Tan Valley

3 Beds ⋅ 3 Baths ⋅ 7024568 MLS ⋅ 2,134 SqFt.

Stunning Toll Brothers Award-Winning Model Home offering refined living and exceptional design. This beautifully maintained residence features 3 spacious bedrooms, 2.5 baths, and a versatile flex room, all thoughtfully designed within an open, light-filled floor plan perfect for entertaining. OWNER MAY CARRRY WITH LARGE DOWN. NO INCOME OR CREDIT CHECK. Soaring 10-foot ceilings, elegant 8-foot doors, and luxury plank flooring create a sense of scale and sophistication throughout. The chef's kitchen is both stylish and functional, showcasing 42-inch white cabinetry, granite countertops, a large stainless-steel sink, and upgraded KitchenAid appliances, Trash and recycling pull out and much more. The home also offers a well-appointed laundry room with storage and LG washer and dryer inc The expansive 3-car garage (2+1 configuration) features epoxy flooring and separate openers, with the single bay filled with natural light--ideal as a casita, studio, or private retreat. Lovingly cared for by the original owner, this non-smoking, no-pet home reflects pride of ownership throughout. With a strong offer, select furnishings may convey, including living room seating, dining set, TV console, and 65" TV--offering a turnkey opportunity. Additional highlights include automatic front and rear exterior lighting, ensuring you're always welcomed home in style.

3983 W Serpentine Drive, San Tan Valley

3 Beds ⋅ 2 Baths ⋅ 7013023 MLS ⋅ 2,219 SqFt.

This beautiful single-story home combines modern style with everyday comfort. The open-concept design flows perfectly from the front sitting room into the kitchen and family room. Granite counters, kitchen island with breakfast bar, stainless steel appliances and walk-in pantry highlight your kitchen, and the split floor plan allows for privacy and functionality. Gorgeous luxury vinyl plank flooring in the main living spaces. Large backyard with extended driveway that runs from the front of the home and beyond the RV gate to the back of the property with plenty of parking for all of your toys, while still allowing more than ample space to make the backyard one that allows for everything you are hoping for. Close to great schools, parks, trails and more.

2120 W Olivia Drive, San Tan Valley

4 Beds ⋅ 3 Baths ⋅ 7006410 MLS ⋅ 2,348 SqFt.

ASSUMABLE LOAN OPTION AVAILABLE WITH 5% INTEREST RATE. Beautiful granite counter tops, white shaker cabinets, large living room, good size rooms, new construction. Turf in the backyard. Beautiful bathrooms clear glass showers. (Professional photos, Public Description Coming soon...)

4955 W Karl Street, San Tan Valley

3 Beds ⋅ 2 Baths ⋅ 6997303 MLS ⋅ 1,972 SqFt.

Welcome to an exceptional equestrian estate on the edge of Queen Creek and San Tan Valley. This stunning 3-bedroom, 2-bath custom ranch home combines luxury desert living with a top-tier, professional performance horse facility designed for professional riders and trainers looking to take their sport to the next level but a dream for any equestrian enthusiast. The beautifully maintained home sits on a spacious property surrounded by breathtaking desert and mountain views. Inside, the home offers a comfortable and functional layout with bright living spaces, quality finishes, and seamless indoor-outdoor living. Outside is your own private resort-style backyard, where relaxation meets entertainment. Enjoy a large sparkling pool, custom hardscaping, outdoor seating areas, fire feature, and a putting green- perfect for entertaining guests or unwinding under Arizona's incredible sunsets. Equestrians will appreciate what truly sets this property apart: a high-quality professional performance horse setup. The facility is thoughtfully designed with the highest quality materials for functionality, safety, and efficiency. Top of the line metal and welding is found throughout the property but the barn and tack room highlight the thoughtful and modern design. With oversized stalls, multiple turnouts, cow run and a well-lit large arena space ideal for training and riding year-round. An automated gate and shoot designed to move cattle singlehandedly- roping with just your partner is easy. This property has hosted several sponsored roping events with 5-star reviews. Whether you are a competitive rider, trainer, or just a horse enthusiast, this property provides the highest quality infrastructure needed for a serious equestrian operation. There are even RV hook ups for income producing opportunities that are rented to equestrian snowbirds looking to train throughout winter. The property offers wide-open space, excellent access, and room for trailers, equipment, and expansion while still being conveniently located near the amenities of Queen Creek. This is a rare opportunity to own a turnkey equestrian property that blends luxury living with a the most thoughtful and quality performance horse operation found on the market today. Truly too many upgrades and features to list. Owner may be willing to carry the loan- the perfect opportunity for aspiring trainers!!

2258 W Silverdale Road, San Tan Valley

10 Beds ⋅ 8 Baths ⋅ 6980866 MLS ⋅ 9,000 SqFt.

Reintroduced with a refined exterior, this modern Western estate offers exceptional scale, privacy, and architectural presence set against the dramatic San Tan Mountains. Situated on ~4 acres, the cohesive compound spans over 9,000 sq ft of combined living and functional space, featuring a thoughtfully designed main residence, multiple guest accommodations, and an expansive RV garage and shop with hookups. The updated black-and-white palette delivers a clean, sophisticated aesthetic that complements the surrounding desert landscape. Expansive covered patios, wraparound balconies, and inviting outdoor spaces create a seamless indoor-outdoor lifestyle, ideal for entertaining and multi-generational living just minutes from Queen Creek amenities while offering a rare sense of seclusion! NO HOA restrictions this property delivers freedom rarely found this close to town. Bring your dreams! Secluded and serene, yet just 15 minutes from Queen Creek's dining, shopping, and amenities this is not just a home, it's an opportunity to own something truly exceptional.

27194 N Bear Paw Pass, San Tan Valley

Build your dream home on this 2.67-acre hillside lot in San Tan Valley! Elevated terrain offers stunning views and added privacy. Surrounded by million-dollar custom homes, this level and build-ready parcel has water and electric on-site, no HOA, and plenty of space for your ideal estate, horses, or toys. Enjoy peaceful desert living with quick access to shopping, schools, and Queen Creek amenities. Zoned GR—perfect for a custom site-built home in a growing luxury home corridor. Seller financing available with attractive terms.

W Foxtrot Trail Unit -, San Tan Valley

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.