Scottsdale Homes with Owner May Carry New Financing

Scottsdale Homes with Owner May Carry New Financing

Welcome to Scottsdale, a vibrant city located in Maricopa County, Arizona. Known for its stunning desert landscapes, world-class resorts, and vibrant arts scene, Scottsdale offers a unique blend of natural beauty and urban sophistication.

One of the standout features of the real estate market in Scottsdale is the availability of homes with owner financing options. If you're looking for flexibility in financing your dream home, you'll be pleased to know that there are properties in Scottsdale where the owner may carry new financing. This can be a great option for buyers who may not qualify for traditional bank loans or who prefer a more personalized financing arrangement.

Whether you're drawn to the luxurious golf course communities, the historic Old Town district, or the serene desert retreats, Scottsdale has a diverse range of neighborhoods to suit every lifestyle. From contemporary condos to sprawling desert estates, there's a home in Scottsdale to match your unique preferences.

As you explore the real estate market in Scottsdale, keep an eye out for properties with owner financing options if you're seeking a more flexible approach to purchasing a home. With its unbeatable combination of natural beauty and urban amenities, Scottsdale is a city that truly has something for everyone.

Newest Scottsdale Homes with Owner May Carry New Financing

4804 N 73rd Street, Scottsdale
$370,000
2 Beds ⋅ 3 Baths ⋅ 7091365 MLS
PRIME OLD TOWN SCOTTSDALE LOCATION + BELOW-MARKET SELLER FINANCING OPPORTUNITY! Enjoy the best of Scottsdale living in this charming, move-in-ready townhome tucked away in a quiet, private community just moments from the energy and excitement of Old Town! Ideally situated near Scottsdale Fashion Square, the Arizona Canal, award-winning dining, boutique shopping, art galleries, golf, tennis, hiking trails, and endless entertainment options. This two-story townhome offers the privacy of having NO NEIGHBORS ABOVE OR BELOW, a spacious open floor plan, 2 bedrooms, 1.5 bathrooms, a full-size washer and dryer, and TWO covered parking spaces add even more convenience! Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this location is hard to beat! EVEN BETTER? THE SELLER IS WILLING TO CARRY AT A BELOW-MARKET INTEREST RATE, creating a unique opportunity for buyers looking for attractive financing options. Incredible location, privacy, and financing flexibility all in one!

4804 N 73rd Street, Scottsdale
4200 N Miller Road N Unit 509, Scottsdale
$348,000
1 Beds ⋅ 1 Baths ⋅ 7090597 MLS
Home is Not Completed yet but close. These are renderings. Will be done in the beganing of October. Fully Remodeled. Fabulous Opportunity To Own This Condo In The Heart of Scottsdale. Great feel and open floor plan with view of outside covered patio. One bedroom, one bathroom property, with ample living room space and dining area! Large kitchen with plenty of countertop space for those entertaining moments. Tiled floors in the kitchen which counts with stainless steel refrigerator and dishwasher, electric stove. Fabulous outdoor covered patio to enjoy your evenings in our AZ climate! Great opportunity for home owner or investor alike

4200 N Miller Road N Unit 509, Scottsdale
3500 N Hayden Road Unit 1601, Scottsdale
$275,000
2 Beds ⋅ 2 Baths ⋅ 7089338 MLS
Beautifully renovated 2-bedroom, 2-bath ground-level residence with an attached patio. The thoughtfully updated interior features a fully remodeled kitchen with new cabinetry, quartz countertops, and stainless steel appliances. Two completely renovated bathrooms, luxury vinyl plank flooring, fresh interior paint, and new baseboards create a polished, cohesive feel throughout. Enjoy exceptional community amenities, including two heated pools, hot tubs, a fitness center, and a private movie theater. In unit Washer/ dryer. Seller may consider a seller Finance ask about terms.

3500 N Hayden Road Unit 1601, Scottsdale
7120 E Kierland Boulevard Unit 913, Scottsdale
$1,975,000
2 Beds ⋅ 2 Baths ⋅ 7089329 MLS
With luxury high-rises, views operate on a micro-market curve and West-side Floor 9 is the ultimate sightline sweet spot. This condo delivers eye-level vistas where golf course greens meet the mountain horizon, creating a connection to the landscape higher floors miss. Situated on the highly coveted West face of the 7120 building, this 2BR/2BA residence offers serene, sunlit afternoons and uninterrupted sunsets and city night light views. complete Full remodel in 2024,featuring floor to ceiling custom cabinetry in Kitchen w/ Quartz countertops, Thermador appliances, custom lighting,. 5 inch baseboards throughout. Quartz countertops in bathrooms, shiplap walls, powered blinds, large led mirror in closet and Miele washer and dryer. and more. Instead of paying separate utility bills, landscaping fees, pool service, and exterior insurance, your monthly HOA covers: Utilities Included: Water, Sewer, Gas, Trash/Garbage Connectivity & Media: High-Speed Wi-Fi & Premium Cable Protection & Upkeep: Blanket Exterior Insurance, Common Area & Exterior Maintenance Resort-Style Amenities: Sky Deck with Heated Lap Pool & Spa Cold Plunge & Steam Saunas State-of-the-Art Fitness Center & Yoga Studio Indoor Basketball Court & squash ball court. outdoor Bocce Ball Court & indoor 3D Golf Simulator Pool tables , Ping Pong, and Foosball table. Outdoor Lounge Areas, BBQ Grills, and Fire Features Property Highlights: 2 Bedrooms | 2 Full Bathrooms | ~1,290 SQFT Prime mid-to-high floor position offering stellar views and natural light Fully remolded in 2024 Wood floor, new bathroom ( both) cabinets and tile kitchen with floor to ceiling custom cabinetry with top of the line fixtures, quartz countertops, and high-end appliances Miele washer and dryer: Miele appliances--the absolute gold standard in luxury European engineering. Unlike cheap ventless combos you find in RVs or boats, this is a dedicated stacked system. The washer spins so incredibly fast at 1,600 RPM that clothes come out nearly dry, and the heat-pump dryer is so efficient it won't heat up your condo or drive up your electric bill. Plus, because it's ventless, you never have to clean out dangerous dryer ducts hidden behind the condo walls. It easily handles king-size sheets and full towel loads

7120 E Kierland Boulevard Unit 913, Scottsdale
164xx E Morning Vista Drive Unit '-', Scottsdale
$299,500
7088817 MLS
This 4.37 acre property with 1-acre zoning is perfectly suited for either an estate/equestrian ranch or home development! Only 1/2 mile away from Rio Verde Drive, you have easy access to all that North Scottsdale has to offer. Just minutes to shops, restaurants, and golf courses. If you love the outdoors, this property is very close to the Tonto National Forest and the McDowell Mountain Regional Park. NO HOA! NO CC&Rs! Seller financing available! Seller owns contagious 10 acre parcel for sale as well.

164xx E Morning Vista Drive Unit '-', Scottsdale
10040 E Happy Valley Road Unit 300, Scottsdale
$2,800,000
4 Beds ⋅ 6 Baths ⋅ 7088725 MLS
IMMEDIATE FULL CLUB MEMBERSHIP AT CLOSING. Fully remodeled top to bottom with all major systems replaced, this custom residence sits on the 4th hole of the Jack Nicklaus Signature course at Desert Highlands. Private and lush at ground level, with a resort-style backyard, pool, and spa. Then step up to the rooftop deck with a fireplace for sweeping 360-degree mountain, city-light, and golf course views. 4 bedrooms plus office, 4 full baths, 2 powder rooms, 3-car garage. Soaring 20-foot great room ceilings, custom copper fireplace, new Andersen windows and sliders. Chef's kitchen with Wolf induction range, Wolf double ovens, and Sub-Zero. New HVACs, water heaters, and soft water. Motivated seller. Bring your buyers. **IMMEDIATE FULL CLUB MEMBERSHIP AVAILABLE AT CLOSING.** Fully remodeled from top to bottom with all major systems replaced, this exceptional custom residence is perfectly positioned on the 4th hole of the renowned Jack Nicklaus Signature Golf Course at Desert Highlands Country Club. Blending timeless architectural character with modern luxury, the home offers remarkable privacy and undeniable presence. A spectacular rooftop deck delivers sweeping 360-degree mountain, city-light, and golf course views complete with a fireplace, creating an unforgettable setting for sunset gatherings and evening entertaining. Meticulously maintained, the residence features **4 bedrooms plus a dedicated home office**, **4 full bathrooms**, **2 powder rooms**, and a **spacious 3-car garage**. The dramatic great room welcomes you with soaring **20-foot ceilings**, warm wood flooring, and a striking custom **copper fireplace**. Expansive new Andersen Deluxe Windows and Sliding Glass Doors flood the home with natural light and frame picturesque views of the resort-style backyard. The **newly redesigned kitchen** is a chef's dream, showcasing a **Wolf induction range**, **Wolf stainless steel double ovens**, **Sub-Zero refrigerator**, and an oversized island ideal for entertaining and everyday living. Step outside to your private desert oasis, featuring a **sparkling pool, spa, and generous patio spaces** perfect for relaxing or hosting gatherings in complete serenity. The primary suite is a true retreat, offering a luxurious spa-inspired bath and an expansive walk-in closet outfitted with **custom, furniture-grade cabinetry** for exceptional organization and storage. Living in **Desert Highlands Country Club** means enjoying a world-class lifestyle, including: * Jack Nicklaus Signature 18-Hole Golf Course * Access to local reciprocating private golf clubs * 18-hole putting course for all skill levels * State-of-the-art pickleball & tennis center with grass, clay, and composite courts * Bocce ball courts * Newly renovated, full-service fitness center * Scenic stocked lake and welcoming dog park The beautifully remodeled clubhouse reflects casual Southwestern elegance and provides an inviting atmosphere for dining, socializing, and entertaining. Residents also benefit from exceptional on-site home services and **24/7 professionally trained security**, ensuring peace of mind within this prestigious gated community. **Discover the rare opportunity to own a fully remodeled home with immediate club access in one of Scottsdale's most coveted private communities. Experience Desert Highlands and this remarkable property firsthand.** deserthighlandsscottsdale

10040 E Happy Valley Road Unit 300, Scottsdale
5124 E Coolbrook Avenue, Scottsdale
$820,000
3 Beds ⋅ 3 Baths ⋅ 7088618 MLS
Move-In January 15, 2027 RENT TO OWN ARABELLA BEAUTIFUL LOCATION LEASE INCLUDES FRIDGE WASHER DRYER, DESERT LANDSCAPING, WINDOW COVERINGS, SMART HOME, GREAT LOCATION CLOSE TO 51 AND 101 FREEWAYS, GATED COMMUNITY WITH COMMUNITY POOL, GOURMET KITCHEN WITH GAS COOKTOP, QUARTZ KITCHEN COUNTERS TANKLESS HOT WATER HEATER. NO PETS

5124 E Coolbrook Avenue, Scottsdale
15050 N 54th Place, Scottsdale
$1,000,000
4 Beds ⋅ 2 Baths ⋅ 7088325 MLS
Welcome to your turnkey Scottsdale oasis with no HOA. Updated and featuring a private pool, this 4-bedroom, 2-bathroom split floor plan delivers premium style and functionality for modern living. Gourmet kitchen w/island, granite counters, premium stainless appliances, gas range, a walk-in pantry, and pendant lights. A large family room highlighted by a dramatic white stone accent TV/fireplace wall and sleek, neutral tile flooring running throughout the home. An updated primary bathroom provides a peaceful, spa-like escape. Contemporary door hardware, high baseboards, and modern ceiling fans throughout. Low maintenance landscaping with artificial grass, the pool and pool deck were redone in 2025, and a temperature controlled 3-car garage that allows for additional parking and storage.

15050 N 54th Place, Scottsdale
7625 E Camelback Road Unit B420, Scottsdale
$385,000
2 Beds ⋅ 2 Baths ⋅ 7088138 MLS
SELLER FINANCING AVAILABLE!!! SELLER IS WILLING TO CARRY WITH A MINIMUM OF 15% DOWN, 6% INTEREST AMORTIZED OVER 30 YEARS WITH A 5 YEAR TERM. GORGEOUS FULLY FURNISHED (includes all furnishings & housewares) INCOME PRODUCING SHORT TERM RENTAL CONDO. THIS RENOVATED UNIT IS HEAD AND SHOULDERS ABOVE THE REST. COVETED POOL VIEW UNIT ON THE TOP FLOOR OF AN ELEVATOR BUILDING IN AN OLD TOWN SCOTTSDALE LOCATION. THIS UNIT IS AN EXCELLENT SHORT TERM RENTAL (no HOA limits on rentals) OR 2ND HOME OR FULL TIME RESIDENCE. COMPLETELY RENOVATED WITH ON TREND FINISHES FEATURING NEWER WHITE SHAKER CABINETRY, WOOD LOOK TILE FLOORS THROUGHOUT, GRANITE, BLACK STAINLESS APPLIANCES, BATHROOMS WITH BEAUTIFUL TILED SHOWERS, NEWER BLOWER FOR THE HVAC SYSTEM & LARGE TILED BALCONY. THE HOA FEE COVERS CABLE, ELECTRIC, HEATING/COOLING, WATER & ALL COMMON AREA MAINTENANCE. MAYA IS A MANICURED DEVELOPMENT WITH A HUGE HEATED POOL & SPA, CLUBHOUSE & FITNESS CENTER

7625 E Camelback Road Unit B420, Scottsdale
7788 E Main Street Unit 1001, Scottsdale
$990,000
3 Beds ⋅ 4 Baths ⋅ 7088120 MLS
PRECISION REAL ESTATE ALLOCATION. EXCEPTIONAL LOCATION. Discover the investment potential of Seneca Luxury Condominiums, a boutique gated community in the heart of Old Town Scottsdale. Combining contemporary luxury, desirable amenities and proximity to Scottsdale's premier dining, shopping and entertainment, Seneca offers an appealing opportunity for buyers seeking a primary residence, seasonal retreat or potential income-producing property. THE CIVIC at SENECA SCOTTSDALE is designed for refined, low-maintenance living, The Civic at Seneca combines sophisticated contemporary architecture with exceptional indoor-outdoor living in the heart of Scottsdale. This residence features light-filled interiors with premium flooring, contemporary cabinetry, quartz waterfall countertops, luxury appliances and a dedicated coffee bar. A custom floating cherrywood staircase creates a dramatic focal point, complemented by a stacked-stone gas fireplace and beautifully appointed baths with floating vanities and designer tilework. Balconies on every level, a courtyard patio and an expansive private rooftop deck offer panoramic mountain, city, sunrise and sunset views. A custom remote-operated skylight hatch provides distinctive rooftop access. Home automation technology, remote-operated skylights, a tankless water heater, optional EV charging and an attached two-car garage with direct interior access add modern convenience. Seneca offers gated entrances, landscaped grounds and a resort-style heated pool and spa, all within easy reach of Old Town Scottsdale, Scottsdale Stadium, the Hayden Greenbelt, Scottsdale Fashion Square, Camelback Mountain, golf, dining and entertainment. For buyers considering rental or investment potential, investment metrics are available upon request.

7788 E Main Street Unit 1001, Scottsdale
7788 E Main Street Unit 1002, Scottsdale
$990,000
2 Beds ⋅ 4 Baths ⋅ 7088117 MLS
INNOVATIVE TECHNOLOGY. EXCLUSIVE AMENITIES. ELEVATED LIVING. Discover a sophisticated approach to contemporary living when you choose Seneca Luxury Condominiums, an intimate gated community in the heart of Old Town Scottsdale. Thoughtfully designed to combine architectural distinction, modern convenience and resort-style living, Seneca offers an exceptional residential experience. Designed for refined, low-maintenance living, THE SANCTUM at Seneca combines contemporary architecture, sophisticated interiors and exceptional indoor-outdoor living in the heart of Scottsdale. This three-bedroom, four-bath residence features light-filled interiors with soaring ceilings, premium flooring, contemporary cabinetry, quartz waterfall countertops, luxury appliances and a dedicated coffee bar. A custom floating cherrywood staircase creates a dramatic architectural focal point, while a stacked-stone gas fireplace adds warmth to the living space. Spa-inspired baths feature floating vanities, designer tilework and contemporary fixtures. Balconies on every level, a courtyard patio and a private rooftop deck capture sweeping mountain, city, sunrise and sunset views. A custom remote-operated skylight hatch provides distinctive rooftop access, while gas, water and electrical connections create opportunities for entertaining and outdoor living. Home automation technology, remote-operated skylights, a tankless water heater and optional EV charging add modern convenience. A private attached two-car garage provides direct interior access. Beyond the residence, Seneca offers gated entrances, landscaped grounds and a resort-style heated pool and spa, creating an effortless lock-and-leave lifestyle just minutes from Scottsdale's premier dining, shopping and entertainment.

7788 E Main Street Unit 1002, Scottsdale
7788 E Main Street Unit 1018, Scottsdale
$1,099,000
3 Beds ⋅ 3 Baths ⋅ 7088116 MLS
DISCREET VALUE. DISTINCTIVE LUXURY. EXCEPTIONAL SCOTTSDALE ADDRESS. Discover the luxurious details offered at Seneca Luxury Condominiums. This intimate gated community is a sophisticated rendition of urban living, combining the privacy of a contemporary townhome with the convenience of an enviable Old Town Scottsdale location. Designed for refined, low-maintenance living, THE SOLIS at Seneca pairs sophisticated contemporary architecture with thoughtfully designed outdoor spaces, resort-style amenities and an enviable Scottsdale location. This distinctive two-bedroom, three-bath residence features two en suite bedrooms, a dedicated office and light-filled interiors with premium flooring, contemporary cabinetry, quartz waterfall countertops and luxury appliances. A custom floating cherrywood staircase creates a dramatic architectural focal point, while the living room is anchored by a gas fireplace with stacked-stone cladding. Beautifully appointed baths feature floating vanities, custom tile inlays and contemporary fixtures. Outdoor living is a defining feature of The Solis, with a spacious corner deck showcasing striking city views, a second private deck for guests and a generous patio overlooking the resort-style community pool. Modern conveniences include home automation technology, a tankless water heater and an optional EV charging station. A spacious attached two-car garage with direct interior access adds privacy and everyday convenience. Beyond the residence, Seneca offers private gated entrances, beautifully landscaped grounds and a heated pool and spa, creating an effortless lock-and-leave lifestyle ideal for full-time or seasonal living. With the Hayden Greenbelt nearby and Old Town Scottsdale's acclaimed restaurants, boutiques, galleries and entertainment just minutes away, The Solis offers a compelling combination of privacy, contemporary design and urban accessibility. Seneca's discreet value lies in the details: private ownership, thoughtful design, exclusive amenities and an exceptional Scottsdale location, all without compromising the freedom of effortless contemporary living.

7788 E Main Street Unit 1018, Scottsdale
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