Florence Homes with Cash New Financing

Welcome to Florence, Arizona, a charming town steeped in history and surrounded by breathtaking desert landscapes. Nestled in Pinal County, Florence offers a unique blend of small-town charm and modern amenities, making it an ideal destination for families, retirees, and anyone looking to escape the hustle and bustle of city life. With its rich heritage, Florence boasts a vibrant downtown area filled with quaint shops, delightful eateries, and a strong sense of community.

Florence is also known for its stunning natural beauty, with nearby attractions such as the picturesque San Tan Mountain Regional Park and the serene Gila River. Outdoor enthusiasts will love the opportunities for hiking, biking, and exploring the stunning desert terrain. Additionally, the town's warm climate allows for year-round enjoyment of outdoor activities.

For those considering a move to Florence, the housing market is thriving, with a variety of homes available to suit different lifestyles and budgets. One of the most appealing aspects of purchasing a home in this area is the availability of financing options, including homes with cash new financing. This option allows for a smoother purchasing process, making it easier for buyers to secure their dream home without the hassle of traditional financing.

Whether you’re looking for a cozy family home, a retirement retreat, or an investment opportunity, Florence has something to offer everyone. Come discover the charm and beauty of this hidden gem in Arizona, and find the perfect place to call home!

Newest Florence Homes with Cash New Financing

$289,990

4 Beds ⋅ 2 Baths ⋅ 7082198 MLS ⋅ 1,559 SqFt.

BRAND NEW | Home Ready Now | Pool Sized Lot w/ a Double Gate | Whether you need a 4th bedroom or an extra space for an office, The Raven floorplan delivers with a functional open-concept layout! Interior finishes include granite kitchen & bathroom counter tops, espresso cabinets, and tile flooring throughout, except the bedrooms. Smart home technology is included along with a 14 seer HVAC and energy saving features like spray foam insulation. Also, this home includes stainless steel appliances, 220v pre-wire in the garage, 2'' window blinds, garage door opener, rain gutters, plus front yard desert landscape. Come see this home in the desert's most sought after hidden gem, Magma Ranch Vistas!

12197 E Lupine Lane, Florence

$249,500

3 Beds ⋅ 2 Baths ⋅ 7082079 MLS ⋅ 1,296 SqFt.

Where wide-open desert meets the Arizona lifestyle you've been dreaming about. This gated and fully fenced 1.28-acre horse property in Florence, Arizona offers the space, privacy, and freedom that are becoming harder to find. Inside, you'll find three bedrooms, two bathrooms, an open great room, a granite kitchen, and easy-care tile flooring throughout. But the real opportunity is outside. Bring the horses, animals, RVs, trailers, and toys. There's room to create the property you've always wanted, whether that means adding a workshop, creating an equestrian setup, or simply enjoying more space between you and your neighbors. Surrounded by beautiful desert views and incredible Arizona sunsets, you can enjoy peaceful country living while staying close to historic Downtown Florence, San Tan Valley, or a gated property with land in Pinal County, this is one you'll want to see.

15047 N Highway 79 --, Florence

$239,500

3 Beds ⋅ 2 Baths ⋅ 7082072 MLS ⋅ 1,344 SqFt.

Rare privately gated horse property for sale in Florence, AZ, ready to welcome you home! This 1.26-acre Pinal County retreat features a 1,344 sq ft single-story residence with 3 bedrooms, 2 bathrooms, an open-concept floor plan, granite kitchen, and refreshed interior paint. Tile and wood flooring run throughout for a low-maintenance finish. Fully fenced with a private gated entry and a dedicated horse arena, the property offers ideal equestrian amenities plus abundant room for RVs, toys, workshops, or future custom builds. Take in sweeping desert views and small-town Arizona living while staying close to Florence dining, schools, and shopping.

14945 N Highway 79 --, Florence

$319,700

2 Beds ⋅ 2 Baths ⋅ 7082038 MLS ⋅ 1,251 SqFt.

LOCATION! LOCATION! LOCATION! This lovely ASPIRE model is ideally situated just 1 block from the community center, putting you close to all the amenities & activities. The open floor plan & inviting kitchen features Corian counters, undercabinet lighting, tile flooring & black appliances. Relax in the spacious Primary Suite w/ a bay window, double vanity, walk-in closet! (& wall safe) The garage offers an attic fan, 220V outlet, wall air conditioner, cabinets for extra storage & water heater replaced in 2024. The fully fenced backyard w/ extended stamped concrete patio, pergola & retractable awning, lush vegetation--perfect for relaxing or entertaining. SOLAR adds energy efficiency, NEW Goodman A/C in 2022 & TOF bond is PAID IN FULL! With this prime location don't wait. Come see it TODAY Sun City Anthem at Merrill Ranch offers a 48,000 SF recreation center w/ craft rooms for quilting, pottery, glass works, jewelry & crafts, spacious ballroom w/ stage for dancing, theatrical productions, concerts & more. PLUS full gym, work out rooms, indoor lap pool & spa, walking track, cafe area, card rooms, poker tables, pool table, ping pong table, business center, class room for interesting seminars! Troon Poston Butte Golf Course is one of the nicest in the area. Sun City offers Pickleball, Tennis, Bocce Ball, Horseshoes, Shuffleboard, clubs for all activities.......LIVE WHERE THE SURROUNDINGS DELIGHT, INSPIRE & CHALLENGE YOU!

3874 N Hidden Canyon Drive, Florence

$299,900

4 Beds ⋅ 3 Baths ⋅ 7081963 MLS ⋅ 2,319 SqFt.

Welcome to this spacious home in the desirable Magic Ranch community! Offering over 2,300 square feet, this 4 bed/2.5 bath home with a loft features a bright and open floor plan with plenty of room to live, work, and entertain. The spacious kitchen flows seamlessly into the main living area, while generously sized bedrooms provide comfortable living throughout. The property is conveniently located near great schools, parks, dining, golf, and outdoor recreation. Enjoy relaxed living in Florence while being just a short drive from the Phoenix metro area. Welcome home!

6051 E Sotol Drive, Florence

$464,900

5 Beds ⋅ 4 Baths ⋅ 7081918 MLS ⋅ 3,774 SqFt.

Beautifully updated two-story home with 5 bedrooms, 4 full bathrooms, and versatile living space. The floor plan offers formal and casual living and dining areas, ideal for entertaining. The spacious kitchen includes abundant cabinetry, granite countertops, stainless-steel appliances, a large pantry, center island, and opens to the living room with a gas fireplace. A downstairs bedroom and full bathroom provide an option for guests, an office, or multigenerational living. Upstairs features a loft, four additional bedrooms, and a spacious primary suite with a sitting area. The primary bathroom includes dual sinks, a corner soaking tub, and a separate walk-in shower. Enjoy the covered patio and private backyard with no rear neighbors. Move-in ready and designed for comfort and flexibility.

3363 N Spyglass Drive, Florence

$445,000

3 Beds ⋅ 2 Baths ⋅ 7081723 MLS ⋅ 2,003 SqFt.

Fully paid off solar delivers long term energy savings in this beautifully upgraded single level home in Anthem at Merrill Ranch. Positioned on a premium lot bordering a common area with no neighbors behind, this property offers exceptional privacy along with three bedrooms, two bathrooms, a dedicated den and an open floor plan designed for comfortable everyday living and entertaining. The spacious kitchen serves as the centerpiece of the home with granite countertops, an island, soft close cabinetry, a pantry, filtered water and stainless steel appliances including a gas range. The kitchen flows seamlessly into the dining and living areas, creating a bright and inviting gathering space. Plantation shutters, designer lighting, remote controlled window coverings and upgraded finishes add style throughout the home. The den is finished with elegant French doors, making it ideal for a home office, media room or flexible bonus space. The spacious primary suite is privately located and features a large closet, dual vanities and an oversized shower. Two additional bedrooms and a full guest bathroom provide plenty of flexibility. Additional highlights include a spacious laundry room with the washer and dryer included, reverse osmosis, low emissivity windows, a programmable thermostat and a tandem garage with additional storage space. The backyard is a private resort style retreat featuring a heated pool and spa, beautiful travertine decking, paver pathways and a spacious covered patio. The north and south facing lot borders a common area and offers added privacy with no neighbors directly behind or to the side of the home. Anthem at Merrill Ranch offers an impressive collection of community amenities including heated pools, a lap pool, a play pool, a clubhouse and recreation center, fitness facilities, pickleball courts, tennis courts, golf, a lake, biking paths, playgrounds and beautifully maintained common areas.

6732 W Sonoma Way, Florence

$145,000

7081603 MLS

If you've been dreaming of building a custom home on acreage, but you don't want to start from scratch... then this is it! 1.3 acres of residential-zoned land with mountain views, no HOA, and surrounded by other custom acreage properties. And here's what makes this one really unique: the plans are included, the foundation has been poured, and the utilities have already been put in place. Now that most of the initial work is already done, it's up to the right builder to bring the plans to life, and the buyer to secure the construction financing to finish the home. This lot is just minutes from downtown Florence, giving you that small-town feel while still having space, privacy, and freedom

14593 N Woods Lane Unit -, Florence

$386,990

4 Beds ⋅ 3 Baths ⋅ 7081601 MLS ⋅ 1,912 SqFt.

Beautiful NEW Home in in the highly desirable San Tan Valley area, close to major cities. November 2026 Move in. North/South exposure, bordering common area. Overlooking scenic desert views. Featuring countless upgrades such as 9' ceilings, Shaw Ceramic Tile Floors, Granite countertops in the kitchen. Whirlpool Stainless steel appliances and white cabinetry. Energy-efficient features throughout, Wi-Fi & programmable thermostat, and electric range. Spacious walk-in closet in owner's suite! Front yard landscaping with irrigation included and generous covered patio in the backyard. Minutes from hiking trails and scenic mountain views! Fantastic amenities such as a kids pool, splash pad, fitness loop, clubhouse, fitness studio, industrial kitchen, outdoor patio with fire pits and grill & Multi-purpose room! Located near Queen Creek, highly rated schools, shopping, dining and aquatic center! Surrounded by open Sonoran Desert habitat, Florence is a western gem!

12949 E Verbina Lane, Florence

$29,997

7081371 MLS

PROVIDE POF, BUYER ADVISORY, & AGENCY DISCLOSURE. BUYER TO WAIVE VLSPDS AS SELLER HAS NEVER OCCUPIED THE PROPERTY. ALLOW 72 HOURS FOR SELLER RESPONSE.

S Woods Lane Unit -, Florence

$365,000

2 Beds ⋅ 2 Baths ⋅ 7081191 MLS ⋅ 1,627 SqFt.

Nicely upgraded Providence floor plan in the award-winning active adult community of Anthem at Merrill Ranch! This beautifully maintained home offers an inviting great-room layout with 2 bedrooms plus a den, providing plenty of flexibility for guests, an office, hobbies, or entertaining. New flooring and thoughtful upgrades make this home truly move-in ready. Enjoy your morning coffee or evening conversations from the charming paver courtyard, a perfect spot to connect with friendly neighbors. The spacious 3-car garage provides plenty of room for vehicles, golf carts, storage, and more. The backyard is truly one-of-a-kind, featuring an extended covered patio and exceptional privacy. This wonderful outdoor living space is ideal for relaxing in the shade, hosting BBQs, entertaining... friends, or simply enjoying Arizona's beautiful weather. A major bonus is the paid-for solar system, offering the potential for significant savings on electric costs. The home is also partially furnished, making your move even easier. Located in Anthem at Merrill Ranch, residents enjoy an exceptional active-adult lifestyle with an impressive array of amenities, including the 18-hole Poston Butte Golf Club, state-of-the-art fitness center, indoor and outdoor pools, spa, clubhouse, tennis and pickleball courts, walking and biking trails, parks, recreation facilities, social clubs, and numerous activities and events. With its popular Providence floor plan, flexible living spaces, new flooring, private backyard, extended covered patio, 3-car garage, paid solar, and desirable community amenities, this is a fantastic opportunity to enjoy the Anthem at Merrill Ranch lifestyle. Move-in ready, beautifully maintained, and ready to enjoy!

6746 W Sandpiper Way, Florence

$29,900

7081171 MLS

Buyer to verify all information during inspection period.

3701 N South Dakota Avenue Unit 708, Florence

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