Florence Homes with Conventional New Financing

Florence Homes with Conventional New Financing

Welcome to Florence, Arizona – a charming town steeped in history and surrounded by the breathtaking beauty of the Sonoran Desert. Nestled just 50 miles southeast of Phoenix, Florence offers a unique blend of small-town charm and modern amenities, making it an ideal place for families, retirees, and anyone seeking a serene lifestyle.

Florence is rich in heritage, with a vibrant downtown area that features historic buildings and a warm community atmosphere. The town is home to numerous parks, recreational areas, and cultural attractions, including the Florence Historical Museum and the Pinal County Fairgrounds. Residents can enjoy various outdoor activities, from hiking and biking in the nearby mountains to exploring the picturesque landscapes of the desert.

For those looking to make Florence their home, the real estate market is thriving, with numerous options available, including homes that qualify for conventional new financing. This financing option makes it easier for buyers to invest in their dream home without the complexities of alternative lending solutions. Whether you’re searching for a cozy single-family residence or a spacious property with room to grow, Florence offers a diverse range of homes that cater to every lifestyle and budget.

With its friendly community, rich history, and access to modern conveniences, Florence is not just a place to live; it’s a place to thrive. Discover your new beginning in Florence, where the desert meets opportunity, and your dream home awaits!

Newest Florence Homes with Conventional New Financing

29187 N Begonia Lane, Florence
$434,900
3 Beds ⋅ 2 Baths ⋅ 7095228 MLS ⋅ 1,457 SqFt.
A charming 3 bed, 2 bath mobile home is now on the market! Nestled on an oversized 1.2 acre lot w/a circular paver driveway, it's sure to be the place you've been looking for! Come inside to discover a spacious open concept w/elegant wood-look flooring, soft carpet in all the right places, and neutral palette throughout. The kitchen comes equipped w/everything you'll need for home cooking, wood cabinetry w/crown molding, a pantry, ample counter space, SS appliances, and a two-tiered island w/a breakfast bar. The large primary bedroom features a walk-in closet and a private ensuite w/dual sinks. Also including a backyard covered patio and multiple storage sheds, this home is a true gem! Don't miss out!

29187 N Begonia Lane, Florence
3719 N Montana Avenue, Florence
$171,900
2 Beds ⋅ 2 Baths ⋅ 7095202 MLS ⋅ 910 SqFt.
Updated 2 beds, 1.5 ba home. New gas range, inside and out, recently painted, new plumbing & wood laminate floor installed in 2021. Rebuilt the AZ room with new outer walls and vinyl dbl pane windows in 2026. In back of the AZ is a large room currently set up as a 3rd bedroom not counted in the SF. New AC/ Furnace system and roof re-foamed in 2020. The kitchen offers newly painted cabinets and updated counters. Theres a pantry & lots of cabinet space. Most light fixtures have been updated. It has a shed with dbl doors to protect your cart. And you own your own land so no monthly lot rent! Florence Gardens is a 55+ community with a club for just about every interest group, a golf course, heated pools and spas, pickle ball courts, and gym and large club house with kitchen. Check it out!

3719 N Montana Avenue, Florence
3707 N Montana Avenue, Florence
$177,900
2 Beds ⋅ 1 Baths ⋅ 7095055 MLS ⋅ 832 SqFt.
This home is furnished 2 bedroom 1 bath home on 1.5 lots with extra parking area. The home has a hot tub on the patio that conveys and on the extra 1/2 lot is a build in bar b que area and a built in Firepit area to entertain! The home has all appliances that convey including a gas stove. Ample counter tops and cabinets in the kitchen. Enjoy all that Florence Gardens has to offer with, golf course, heated pools and spas, pickle ball courts, library, work out gym, billiards hall, craft rooms and more!

3707 N Montana Avenue, Florence
7924 W Cactus Wren Way, Florence
$365,000
2 Beds ⋅ 2 Baths ⋅ 7095023 MLS ⋅ 1,622 SqFt.
Built in 2025!! No detail was missed! Fantastic opportunity to own this charming corner lot property in the 55+ Community of Sun City Merrill Ranch! You'll be delighted by the spacious open layout with high ceilings, plantation shutters, and attractive wood-look flooring. The gourmet kitchen comes with quartz counters, ample wood cabinetry with crown moulding, chic pendant lighting, a tile backsplash, stainless steel appliances, walk-in pantry, and an island with a breakfast bar. The tranquil primary bedroom boasts soft carpeting, an ensuite with double sinks, and a walk-in closet. Spend evenings in the welcoming backyard, which offers a covered patio, stylish pavers, pristine artificial turf, and a cozy gazebo. Perfect for entertaining!

7924 W Cactus Wren Way, Florence
7900 W Saratoga Way, Florence
$329,700
2 Beds ⋅ 2 Baths ⋅ 7094932 MLS ⋅ 1,404 SqFt.
WELCOME HOME TO YOUR OWN PRIVATE OASIS! Enjoy a cup of coffee at your courtyard or covered patio-BEST of both worlds! Inside the kitchen features granite countertops, pull-out drawers, tile flooring, can lighting & stainless steel appliances--opening to a comfortable dining & living area. The spacious Primary Suite offers wood-look tile, blinds & generous walk-in closet & Primary Bath includes shower with glass doors w/ grab bar. Extended covered patio creates an ideal space for relaxing or entertaining, while the fully fenced backyard features a pergola, fire pit, gutters & abundant vegetation for a peaceful outdoor setting. Enjoy comfortable Arizona living with SOLAR for energy savings & the TOF BOND PAID IN FULL!! ENJOY pocket parks, community garden, walking trails & so much more!! Sun City Anthem at Merrill Ranch offers a 48,000 SF recreation center w/ craft rooms for quilting, pottery, glass works, jewelry & crafts, spacious ballroom w/ stage for dancing, theatrical productions, concerts & more. PLUS full gym, work out rooms, indoor lap pool & spa, walking track, cafe area, card rooms, poker tables, pool table, ping pong table, business center, class room for interesting seminars! Troon Poston Butte Golf Course is one of the nicest in the area. Sun City offers Pickleball, Tennis, Bocce Ball, Horseshoes, Shuffleboard, clubs for all activities.......LIVE WHERE THE SURROUNDINGS DELIGHT, INSPIRE & CHALLENGE YOU!

7900 W Saratoga Way, Florence
811 E Washington Street, Florence
$265,000
2 Beds ⋅ 2 Baths ⋅ 7094837 MLS ⋅ 1,405 SqFt.
Homes with golf course views, a fenced yard, and a screened-in patio are hard to overlook--and this 2-bedroom, 2-bath single-level home in Florence Gardens delivers just that. Located on a desirable corner lot at 811 E Washington St, this 1,405 sq ft home offers a comfortable layout, newer flooring, a newer roof, and newer A/C. The property backs directly to the golf course, creating an open backdrop and an enjoyable setting for relaxing at home. The single-level floor plan offers convenient everyday living, while the fenced yard provides defined outdoor space and the screened-in patio creates a comfortable spot to enjoy the golf course setting. With a 2-car carport plus two additional parking spaces on the slab, there is plenty of room for vehicles, guests, or recreational equipment. For

811 E Washington Street, Florence
1514 S Park Street, Florence
$257,900
3 Beds ⋅ 2 Baths ⋅ 7094680 MLS ⋅ 1,249 SqFt.
Welcome home to this charming single-level 3 bedroom in Rancho Alta Estates, and there's NO HOA! Soaring vaulted ceilings and arched entryways give the great room an open, airy feel. The tile-floored kitchen has oak cabinetry, stone countertops, a pantry, and appliances, with a dining area right off it. Easy to maintain luxury vinyl plank flooring runs through the living areas and bedrooms, and ceiling fans keep every bedroom comfortable. The primary bedroom has its own private bath with a shower. Out back, enjoy a block-walled yard with a covered paver patio that's ready for grilling and entertaining, plus a storage shed and RV gate. A 2-car garage and low-maintenance desert front yard round it out. Come see it today!

1514 S Park Street, Florence
E Arizona Farms Road Unit 14F, 14G, 14H, Florence
$3,000,000
7094582 MLS
Amazing 15.00 acre irrigated parcel of land. There are 3 - (five acres) parcels within the 15 acres. Irrigation District provide the irrigation water and SunValley Farms HOA maintains the ditches for delivery of water. There are deed restrictions on parcels the state 2.5 acre lot is the minimum lot size. Great Loction - A Must See!

E Arizona Farms Road Unit 14F, 14G, 14H, Florence
21412 E Channemaybell Lane, Florence
$399,900
3 Beds ⋅ 2 Baths ⋅ 7094452 MLS ⋅ 1,498 SqFt.
1.25 ACRES, NO HOA, RV PARKING & BUILT IN 2022! Looking for room to spread out without sacrificing the comforts of a newer home? This beautifully maintained 3-bedroom, 2-bath home features a bright, spacious open floor plan that feels welcoming from the moment you step inside. Attractive wood-look flooring, neutral finishes, and an inviting great room flow naturally into the dining area and kitchen, creating a comfortable space for everyday living and entertaining. The kitchen features white shaker-style cabinetry, stainless steel appliances, generous counter space, and a walk-in pantry. The primary suite offers ample closet space and a private bath with dual sinks, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to enjoy the fenced backyard and covered patio, perfect for morning coffee, weekend barbecues, or relaxing under the Arizona sky. With 1.25 acres, no HOA, and RV parking allowed, there's room for recreational vehicles, outdoor activities, and making the property your own! A large Conex storage container is included, providing valuable extra storage, along with the refrigerator, washer, dryer, and water softener. The property is served by a shared well with a recorded well agreement. Enjoy the open desert surroundings, extra breathing room, and freedom that comes with owning acreage. A wonderful opportunity to enjoy newer construction, 1.25 acres, no HOA, and space for the Arizona lifestyle you've been looking for!

21412 E Channemaybell Lane, Florence
1081 W Dana Avenue, Florence
$549,990
3 Beds ⋅ 2 Baths ⋅ 7094206 MLS ⋅ 2,500 SqFt.
Rare opportunity to own a beautiful NO HOA estate sitting on an elevated 5-acre lot with breathtaking, panoramic desert views. This home features a bright and open floor plan highlighted by fresh flooring, an abundance of natural lights, and split-master suite for ultimate privacy. The large and stunning new chef's kitchen boasts quartz stone countertops, modern cabinetry, and ample space to entertain. A massive great room offers versatile space perfect for dining, a game room, home theater, or executive office. Energy efficiency and modern convenience are built right in with a fully owned 19+ KW PV solar system producing utility credits, LED lighting throughout, a reverse osmosis system, water softener, and Cox internet line supporting up to 2 Gbps. The exterior is a private oasis designed for the Arizona lifestyle, featuring a back patio with a built-in firepit and mature, established olive trees. Incredible storage and parking options include a 2-car garage, and 3-car covered carport, 2 seperate storage building, and dedicated RV electric hookup. Located just one mile from historic downtown Florence shopping, local dining, and modern Aquatic Center, this property offers the perfect combination of private acreage and community lifestyle.

1081 W Dana Avenue, Florence
5453 W Saratoga Way, Florence
$325,000
3 Beds ⋅ 2 Baths ⋅ 7094113 MLS ⋅ 1,781 SqFt.
Charming three bedroom home home in the desirable community of Merrill Ranch. Better than new! All appliances are included and the landscaping has been installed and maintained. Additional features to make life easy, tankless water heater, water softener and sliders opening up to the private backyard. This delightful community offers something for everyone: including pools, water slides, rec center , 3 pup parks , pickleball , full indoor basketball courts, miles of walking trails, amphitheater for live music, huge playground, plus an 18-hole Troon golf course and restaurant. Truly a great community! Welcome home!

5453 W Saratoga Way, Florence
10071 E Prickly Pear Lane, Florence
$299,990
3 Beds ⋅ 2 Baths ⋅ 7093978 MLS ⋅ 1,493 SqFt.
All In Pricing on our only Bisbee plan ready in December. This 3 bed, 2 bath home features an open great room/dining layout, quartz countertops, stainless steel appliances, undermount sink, trash pull-out, 18x18 tile in main areas, carpet in bedrooms, patio for entertaining, paver driveway/walkway, front yard landscaping, garage door opener, smart home tech, 14.3 SEER2 HVAC, gas community, vinyl windows, and a spacious owner's suite walk-in closet. All In Price includes no additional incentives, closing cost assistance or prepaid costs. Images are for illustrative purposes only. Home features, finishes, colors, options, and specifications may vary.

10071 E Prickly Pear Lane, Florence
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