Prescott Homes with Cash New Financing

Welcome to Prescott, Arizona – a charming city nestled in the heart of Yavapai County that beautifully blends rich history with stunning natural landscapes. Known for its mild climate and vibrant community, Prescott boasts an array of outdoor activities, cultural attractions, and a welcoming atmosphere that makes it a perfect place to call home.

With its picturesque downtown area, lined with historic buildings and a lively square, Prescott invites residents and visitors alike to explore its unique shops, delightful cafes, and art galleries. The city is also renowned for its outdoor recreational opportunities, including hiking trails, lakes, and the breathtaking Prescott National Forest, making it a haven for nature enthusiasts.

For those considering a move to this enchanting city, the real estate market offers a variety of homes that cater to diverse lifestyles and preferences. Whether you’re looking for a charming cottage, a modern family home, or a serene retreat, Prescott has something for everyone. And with cash new financing options available, purchasing your dream home has never been easier. This financing flexibility empowers buyers to secure their ideal property without the traditional constraints, making it an opportune time to invest in this thriving community.

Prescott’s vibrant lifestyle, coupled with its stunning scenery and rich cultural heritage, makes it an ideal place to plant roots. Embrace the charm of Prescott and discover your new home in this captivating city where adventure and tranquility await at every turn. Your dream home in Prescott is just a step away!

Newest Prescott Homes with Cash New Financing

$595,000

4 Beds ⋅ 3 Baths ⋅ 7083898 MLS ⋅ 2,328 SqFt.

6515 S Millsite Lane, Prescott

$565,000

4 Beds ⋅ 2 Baths ⋅ 7083656 MLS ⋅ 1,792 SqFt.

Set on over two peaceful acres, this beautifully landscaped & modern home offers privacy, space, and incredible views of Granite Mountain right from the front porch. The fully fenced backyard provides plenty of room for pets and outdoor living. A new all-electric packaged HVAC system adds to the home's comfort and peace of mind. The expansive garage is a standout feature, with two garage doors offering flexible parking, and cross ventilation. An automotive lift conveys with the property, making this an exceptional setup for the car enthusiast or serious hobbyist. An oversized septic system and RV clean-out add even more versatility. Bring your family, your animals, your toys, your vehicles, and your love of wide-open spaces!

4610 W Blackhawk Trail, Prescott

$347,000

2 Beds ⋅ 2 Baths ⋅ 7083618 MLS ⋅ 1,008 SqFt.

Three parcels totaling 1.28 acres in the Potato Patch mountain community! This package includes a 1,008 sq ft cabin on 0.41 acres plus two vacant residential lots: 2510 E Summit Ave (0.41 acres) and 2500 E Vista Dr (0.46 acres). Surrounded by towering Ponderosa pines, cool mountain air, and peaceful forest views, this is a rare chance to own multiple lots in one of Prescott's most private pine communities. Build, expand, or create your own cabin retreat. The home needs work, making it ideal for investors, builders, or buyers with vision. About 30 minutes from downtown Prescott. Access is on unpaved mountain roads with steep grades; high clearance or 4WD recommended. Sold as is. Buyer to verify all information.

2530 E Summit Avenue, Prescott

$749,900

3 Beds ⋅ 2 Baths ⋅ 7083549 MLS ⋅ 2,934 SqFt.

Beautifully situated on a professionally landscaped 1/2-acre corner cul-de-sac lot in Whispering Canyon, this home offers an open split floor plan with a spacious great room featuring a fireplace, formal dining room, and a versatile office or fourth bedroom. The gourmet kitchen includes granite countertops, stainless steel appliances, abundant cabinetry, and a new built-in Bosch oven/microwave combination. The private primary suite features its own fireplace, a spa-like bath with a jetted soaking tub, dual vanities, and a new glass shower enclosure. Recent updates provide added value and peace of mind, including new carpet, fresh interior paint, a new water heater, a recently serviced HVAC system, a two-year-old sewer ejection pump and float, and numerous thoughtful improvements throughout

5495 W Carma Circle, Prescott

$1,150,000

4 Beds ⋅ 4 Baths ⋅ 7083525 MLS

Comprehensively restored and thoughtfully modernized, this exceptional home blends the charm of a historic downtown neighborhood with the confidence of virtually all-new infrastructure. Every major system has been replaced or upgraded, including electrical, plumbing, HVAC, roof, garage door, flooring, custom cabinetry, fixtures, and GE Monogram appliances. Sixteen-foot sliding glass doors open to mountain views and fresh air, while a hidden movie theater adds an unexpected touch of luxury. The versatile lower level features its own full kitchen, washer/dryer hookup, and private entrance, creating an unparalleled opportunity for multigenerational living, long-term rental, or VRBO income. Whether it's the gourmet kitchen, unmatched flexibility, or one of Prescott's most coveted neighborhoods that captures your attention, this home delivers sophistication, location, and endless possibilities.

532 N Hassayampa Drive, Prescott

$799,000

5 Beds ⋅ 3 Baths ⋅ 7082820 MLS ⋅ 3,035 SqFt.

Beautiful home in desirable Wildwood Estates, only minutes from downtown in the cool pines with VIEWS of Thumb Butte and the Forest. Large family/living room that is great for entertaining with double decks on the east and south sides of the home that allow for abundant natural light. Live on one level with 3 bedrooms, 2 bathrooms on the main level. Lower level has 2 bedrooms and is perfect for a home office, guests, an in-law suite or kids with it's own private outside entrance. Many upgrades, all new paint, the east deck was just refinished, water heater, air conditioner and furnace where replaced Nov. 2025. The lower level was completely remodeled with spacious pantry, amazing laundry room, new bath and wet bar. Storage galore! Large wood burning fireplace in the living room and wood burning fireplace in the living room and wood burning stove in the Breakfast area. Large corner lot with fenced dog run area. The community outdoor pool in the subdivision is the perfect distance from the home.

24 Wildwood Drive, Prescott

$83,500

1 Beds ⋅ 1 Baths ⋅ 7082535 MLS ⋅ 640 SqFt.

Welcome to Prescott Gardens! This charming 1-bedroom, 1-bath mobile home offers an affordable opportunity to own a home in the heart of Prescott. The home backs to vacant land, providing a more open setting and added privacy with no home directly behind you. Inside, you'll find a comfortable layout with a welcoming living area, functional kitchen, and bedroom with convenient access to the bathroom. Enjoy the simplicity of homeownership without the responsibility of owning the land--the buyer owns the mobile home while the land is leased through Prescott Gardens. A great opportunity for a full-time residence, Prescott getaway, or investment property. Conveniently located near shopping, dining, medical services, and all that Prescott has to offer.

510 Copper Basin Road Unit 15, Prescott

$725,000

3 Beds ⋅ 2 Baths ⋅ 7082228 MLS ⋅ 1,924 SqFt.

Discover this exceptional find in Prescott Lakes! Spanning 1,924 sq ft, this meticulously maintained home boasts a spacious open floor plan with 3 bedrooms and 2 full bathrooms. Completely move-in ready, the home features recent upgrades including refreshed kitchen and bathrooms, new kitchen appliances, quartz countertops throughout, updated flooring, fresh paint, and stylish window treatments. The oversized 3-car garage offers ample built-in storage cabinets. Key mechanical and exterior updates include: New roof installed in 2021, A/C and heater replaced in 2022. Low-maintenance landscaping equipped with a drip irrigation system

866 Mines Pass --, Prescott

$710,000

5 Beds ⋅ 4 Baths ⋅ 7081485 MLS ⋅ 2,296 SqFt.

This 5-bedroom, 3.5-bath, 2,296 sq ft home sits on a corner lot on a quiet, non-through street, centrally located between downtown Prescott and Thumb Butte -- less than 5 minutes from Prescott College, with great hiking trails nearby. No HOA. Freshly painted inside and out, with a brand new HVAC system, dishwasher, washer, and dryer already in place. The large, usable lot leaves room to add a casita, and the oversized garage adds plenty of space for vehicles, tools, or extra storage. Close to shopping, restaurants, and everything downtown Prescott has to offer.

1429 Mile High Drive, Prescott

$1,895,000

4 Beds ⋅ 4 Baths ⋅ 7081426 MLS ⋅ 3,508 SqFt.

Double Lot & Double the Possibility! This Exquisite 3 year old Modern Custom 4 Bed, 4 Ba home w approx 2900 sq ft of main level living + an add 600+sq ft dedicated game room/hobby room! Complete with an RV Garage incl. 3 ports ready for EV Charging, an Epoxy Floor & Room for at least 5 cars! Experience unparalleled luxury in the exclusive Fire Wise Community of Estancia, offering all custom homes with easty access to town, inc. all city services, close to shopping and everything in between. This level entry home is set on a breathtaking unobstructed lot w/ views of the iconic Granite Dells & Watson Lake. From the moment youi walk in, you are greeted by soaring 20+ ft ceilings and open-concept design flooded w/natural light. A Gourmet Kitchen, custom Cabinetry, Premium GE Monogram Appliances, Abundance of Storage, Engineered Wood Flooring Throughout, 3 bedrooms offer En-suite Bathrooms, Whole Home Filtration System, Tankless Water Heater, Enhanced Moisture System, 6 Ft. Linnear Fireplace, Oversized Bedrooms, Mini Split in the dedicated Game Room and the bonus .46 adjoining lot can be combined or you can build another home! Plenty of privacy, the peaceful outdoor setting offers 2 covered patios, an outdoor heater and a deck above -all with views of the Dells!

124 Rotonda Way, Prescott

$699,000

4 Beds ⋅ 2 Baths ⋅ 7081104 MLS ⋅ 1,440 SqFt.

Enjoy mountain living in this inviting, fully remodeled 4-bedroom, 2-bath cabin in desirable Highland Pines, surrounded by Ponderosa pines with beautiful views of Thumb Butte. Inside, vaulted ceilings, exposed wood beams, a warm wood accent wall, and a wood-burning fireplace give the family room classic cabin character, while large windows and sliding glass doors showcase the surrounding scenery. Multiple outdoor spaces make it easy to enjoy the peaceful setting, including a spacious deck with panoramic views, a covered patio, and a dedicated dog run. A paver driveway and covered carport add convenience. Whether you're looking for a full-time home or a mountain getaway, this Highland Pines retreat offers charm, comfort, and the Prescott lifestyle buyers come here to enjoy.

815 N Hillside Drive, Prescott

$1,250,000

5 Beds ⋅ 4 Baths ⋅ 7080616 MLS ⋅ 4,076 SqFt.

SPACE, PRIVACY & AN EXCEPTIONAL ACREAGE LIFESTYLE! Set on an expansive property with sweeping views, this impressive home offers the rare combination of refined living, usable land, incredible storage and room for all your vehicles and recreational toys. Step inside to a grand living room and formal dining area before entering the heart of the home. Enjoy a spacious family room with fireplace, casual dining nook and beautifully appointed kitchen featuring abundant cabinetry, generous counter space and a large center island perfect for entertaining. Designed to embrace the surrounding landscape, the home offers expansive covered patios and decks where privacy and panoramic views take center stage. Tongue-and-groove ceilings, beautifully maintained decking and railings, and a dedicated grilling area with built-in BBQ create an incredible setting for outdoor dining, entertaining and Arizona sunsets. The oversized primary suite is a true retreat, complete with a corner fireplace, sitting area, large walk-in closet and spa-inspired bath with dual vanities, walk-in shower and soaking tub. An additional bedroom, full bath and exceptionally spacious laundry room complete the main level. The lower level provides outstanding flexibility with a second family room, THREE additional bedrooms and an impressive amount of storage beneath the home. Direct access to the backyard makes this level ideal for guests, extended family, hobbies or additional living space. The property includes extended acreage on a separate parcel behind the home, enhancing both privacy and elbow room. Vehicle access on BOTH sides of the property provides exceptional space for RVs, trailers, boats, off-road vehicles and additional parking. For those dreaming of an even larger acreage lifestyle, the sellers also own a nearby parcel just a stone's throw away that allows horses and may be available for separate purchase. This is more than a large home--it's a private Arizona retreat offering SPACE, VIEWS, ACREAGE and the freedom to enjoy the lifestyle you've been looking for.

3305 Charla Drive, Prescott

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