Prescott Homes with FHA New Financing

Prescott Homes with FHA New Financing

Welcome to Prescott, Arizona – a charming city nestled in the heart of Yavapai County, known for its stunning natural beauty, rich history, and vibrant community spirit. With its picturesque landscapes, Prescott offers a unique blend of outdoor adventures and small-town charm, making it an ideal place to call home.

As you explore Prescott, you’ll be captivated by its historic downtown area, lined with quaint shops, delightful cafes, and lively art galleries. The iconic Courthouse Plaza serves as a gathering spot for locals and visitors alike, hosting seasonal events and festivals that showcase the area’s culture. Surrounded by the serene Prescott National Forest, outdoor enthusiasts will find themselves in paradise, with endless opportunities for hiking, biking, and enjoying the breathtaking views of the surrounding mountains.

For those looking to invest in their dream home, Prescott presents an array of housing options, including properties eligible for FHA New Financing. This program opens the door for first-time homebuyers and those looking to upgrade their living space, making homeownership more accessible than ever. With FHA financing, you can benefit from lower down payment requirements and competitive interest rates, allowing you to find the perfect home that suits your lifestyle and budget.

Whether you’re drawn to Prescott for its stunning scenery, rich history, or welcoming community, you’ll discover a place that truly feels like home. Explore the possibilities of living in this enchanting city and take the first step towards your Prescott dream today!

Newest Prescott Homes with FHA New Financing

$699,000
4 Beds ⋅ 2 Baths ⋅ 7081104 MLS ⋅ 1,440 SqFt.
Enjoy mountain living in this inviting 4-bedroom, 2-bath cabin in desirable Highland Pines, surrounded by Ponderosa pines with beautiful views of Thumb Butte. Inside, vaulted ceilings, exposed wood beams, a warm wood accent wall, and a wood-burning fireplace give the family room classic cabin character, while large windows and sliding glass doors showcase the surrounding scenery. Multiple outdoor spaces make it easy to enjoy the peaceful setting, including a spacious deck with panoramic views, a covered patio, and a dedicated dog run. A paver driveway and covered carport add convenience. Whether you're looking for a full-time home or a mountain getaway, this Highland Pines retreat offers charm, comfort, and the Prescott lifestyle buyers come here to enjoy.

815 N Hillside Drive, Prescott
$1,250,000
5 Beds ⋅ 4 Baths ⋅ 7080616 MLS ⋅ 4,076 SqFt.
SPACE, PRIVACY & AN EXCEPTIONAL ACREAGE LIFESTYLE! Set on an expansive property with sweeping views, this impressive home offers the rare combination of refined living, usable land, incredible storage and room for all your vehicles and recreational toys. Step inside to a grand living room and formal dining area before entering the heart of the home. Enjoy a spacious family room with fireplace, casual dining nook and beautifully appointed kitchen featuring abundant cabinetry, generous counter space and a large center island perfect for entertaining. Designed to embrace the surrounding landscape, the home offers expansive covered patios and decks where privacy and panoramic views take center stage. Tongue-and-groove ceilings, beautifully maintained decking and railings, and a dedicated grilling area with built-in BBQ create an incredible setting for outdoor dining, entertaining and Arizona sunsets. The oversized primary suite is a true retreat, complete with a corner fireplace, sitting area, large walk-in closet and spa-inspired bath with dual vanities, walk-in shower and soaking tub. An additional bedroom, full bath and exceptionally spacious laundry room complete the main level. The lower level provides outstanding flexibility with a second family room, THREE additional bedrooms and an impressive amount of storage beneath the home. Direct access to the backyard makes this level ideal for guests, extended family, hobbies or additional living space. The property includes extended acreage on a separate parcel behind the home, enhancing both privacy and elbow room. Vehicle access on BOTH sides of the property provides exceptional space for RVs, trailers, boats, off-road vehicles and additional parking. For those dreaming of an even larger acreage lifestyle, the sellers also own a nearby parcel just a stone's throw away that allows horses and may be available for separate purchase. This is more than a large home--it's a private Arizona retreat offering SPACE, VIEWS, ACREAGE and the freedom to enjoy the lifestyle you've been looking for.

3305 Charla Drive, Prescott
$410,000
2 Beds ⋅ 1 Baths ⋅ 7080593 MLS ⋅ 901 SqFt.
Bursting with historic Prescott charm, this cute-as-a-button home puts you just an easy stroll from the heart of downtown! Hardwood floors inside, while the inviting outdoor spaces offer the perfect place to relax, entertain, or simply enjoy Prescott's four seasons. Unbeatable proximity to downtown shops, dining, events, and the Courthouse Plaza. Ample storage and dedicated workshop space provide plenty of room to tinker, create, and tackle your next project. Charming, comfortable, and all about location, location, location, 207 Congress Ave is a special little slice of Prescott!

207 Congress Avenue, Prescott
$699,900
3 Beds ⋅ 2 Baths ⋅ 7080308 MLS ⋅ 2,278 SqFt.
Welcome to 2893 Brooks Range, where Prescott living comes with a view. Set in the highly desirable Prescott Lakes community, this spacious two-story home offers approximately 2,278 square feet, 3 bedrooms, 2 bathrooms, and the perfect blend of comfort, character and Arizona lifestyle on a corner lot. Step inside to soaring ceilings, abundant natural light and an open, inviting floor plan designed for both everyday living and entertaining. The heart of the home brings the living, dining and kitchen spaces together, anchored by a cozy fireplace and surrounded by generously sized rooms that give you the flexibility to truly make the space your own. But the showstopper is upstairs. Step onto the private upper deck and take in beautiful views of Granite Mountain. Morning coffee, a glass of wine at sunset or simply watching Prescott's seasons change, this is the kind of outdoor space that reminds you exactly why you chose to live here. Outside, mature landscaping frames the home while a welcoming covered entry adds instant curb appeal. Out back, the expansive covered patio creates another incredible space for outdoor dining, entertaining or relaxing in Prescott's beautiful four-season climate. An attached two-car garage provides additional room for storage, hobbies or even a home-gym setup. And then there's the location. Living in Prescott Lakes puts shopping, dining, recreation and historic Downtown Prescott within easy reach, all while surrounding you with the scenery and lifestyle that make Prescott one of Arizona's most desirable places to make your home. Enjoy the endless amenities of Prescott Lakes including Prescott Arizona's premier private golf club. Experience the perfect blend of exquisite dining, delightful companionship, and exciting recreation. Featuring a championship Hale Irwin-designed 18-hole golf course and a state-of-the-art Athletic Center with indoor and outdoor pools, tennis and pickleball courts, and 35 invigorating aqua fit and aerobic classes weekly, there's something for everyone. Indulge in delectable cuisine with breathtaking views at The Grille. This is the perfect place to satisfy all your social, active, and culinary needs. The Club at Prescott Lakes, where you belong. Come for the house. Stay for the views. Fall in love with the lifestyle.

2893 Brooks Range --, Prescott
$675,000
3 Beds ⋅ 2 Baths ⋅ 7080071 MLS ⋅ 1,886 SqFt.
MUST SEE HOME on a peaceful cul-de-sac! Perfectly sited on .48 acres, this 3 bedroom, 2 bath, 1,886 sq ft home offers privacy, curb appeal, and room to spread out. Vaulted ceilings and a wall of high windows fill the great room with natural light, anchored by a cozy corner fireplace. The split floor plan offers a private primary suite, while a formal dining room and cheerful breakfast nook give you flexibility for everyday living and entertaining alike. Step outside to a fully fenced backyard featuring a covered, pergola-shaded patio with low-maintenance artificial turf -- ideal for pets, play, or simply relaxing outdoors. Beautifully landscaped grounds wrap the property front and back, showcasing mature trees, flowering shrubs, and natural rock accents throughout. A generous driveway prov

746 Panicum Drive, Prescott
$785,000
3 Beds ⋅ 2 Baths ⋅ 7078594 MLS ⋅ 2,230 SqFt.
Come for the Granite Mountain views. Stay for the way this home lives. Set on an elevated homesite in The Summit at Prescott Lakes, this beautifully finished custom home pairs sweeping mountain scenery with thoughtful design, extensive smart-home technology and inviting indoor-outdoor living. Picture windows frame the views from the great room, while the kitchen features an oversized granite island, custom cabinetry and stainless appliances. Outside, enjoy an extended paver patio, pergola, fire pit, artificial turf and lush landscaping. A spacious 2.5-car garage adds room for storage and toys. Enjoy Prescott's four-season lifestyle plus Prescott Lakes pools, fitness, tennis and pickleball; golf membership available separately.

825 Mines Pass Pass, Prescott
$485,000
2 Beds ⋅ 1 Baths ⋅ 7077946 MLS ⋅ 1,460 SqFt.
Private place in the pines of the Prescott National Forest. Meticulously maintained all log home sits on 1.16 acres bordering BLM land. This stunning 2bd/1ba home has potential for additional square footage in the unfinished walkout basement. Enjoy the stunning views from large deck. In the evenings, cozy up next to the wood stove in the family living area. From your kitchen window you're likely to spot creatures of the forest passing by. The main level offers one bedroom, full bath, living, family room and kitchen. The upstairs loft has plenty of room for sitting/game area and sleeping quarters. Get away from it all - bring your off road toys or take a stroll to the creek adjacent to property. Completely escape at home and still be only a short drive from Courthouse Square!

2800 E Yegan Drive, Prescott
$530,000
4 Beds ⋅ 3 Baths ⋅ 7077514 MLS ⋅ 2,782 SqFt.
Seller will consider all offers and concessions with an acceptable offer. Beautiful 4-bedroom, 3-bath home in peaceful Chino Valley. Enjoy comfortable living spaces, a tranquil setting, and the beauty of northern Arizona. A great opportunity to make this home your own!

4655 W Hidden Canyon Road, Prescott
$444,444
3 Beds ⋅ 2 Baths ⋅ 7076136 MLS ⋅ 1,450 SqFt.
This gently lived in 8 year old home is ready for its new family. You will appreciate the large fully fenced backyard. Enjoy the amazing Prescott weather on the huge Trex deck. The home is accessed by all paved roads and has wonderful distant mountain views. Endless unfinished space under the home currently being used for storage. With no neighbors on two sides of the home you will appreciate the ''elbow room'' this property offers. Only minutes from Costco; Trader Joe's; and Walmart make it a wonderful location. See improvements made totaling over $57,000 under the documents tab. Come see this beautiful home today!

4885 E Ramada Drive, Prescott
$309,500
2 Beds ⋅ 2 Baths ⋅ 7076022 MLS ⋅ 1,014 SqFt.
Welcome to easy Prescott living in this beautifully updated 1,014 sq. ft. townhome, ideally located just minutes from historic downtown Prescott and Courthouse Square. This charming two-bedroom, two-bath home offers a comfortable, low-maintenance lifestyle with convenient access to hiking and biking trails, local restaurants, shopping, live entertainment, and all the events that make downtown Prescott such a special place to call home. Picture looking out your front door and living window to see a beautiful lawn greenbelt care for by the HOA! Step inside to a bright and inviting interior featuring recent updates including laminate floors throughout, refreshed bathroom updates, trendy ceiling fans plus recessed lighting, and beautiful granite countertops. Solar tubes in the great room and kitchen provide inviting natural light. The well-designed floor plan provides comfortable great room living and dining spaces along with a spacious primary en suite with full bath and a guest bedroom with 3/4 hall bath featuring remodeled shower. New HVAC in 2025. Private back courtyard provides an intimate space for outdoor dining, a fenced pet area, as well as an enclosed laundry room. There is access from the two-car garage through the backdoor into the kitchen, and on-site guest parking. With its desirable location, thoughtful updates, private outdoor space, and close proximity to downtown Prescott, this townhome offers the perfect combination of comfort, convenience, and the Prescott lifestyle ideal for a primary home, vacation home get-away or real estate investment (previously leased for $1800/month).

309 Rim Rock Circle, Prescott
$899,000
3 Beds ⋅ 2 Baths ⋅ 7073087 MLS ⋅ 2,117 SqFt.
Live the Prescott lifestyle on iconic Mount Vernon Avenue! This beautifully renovated historic-style home blends Prescott charm with modern luxury and offers incredible potential as a full-time residence, mountain getaway, or vacation rental. Just minutes from downtown and Whiskey Row, enjoy cooler temperatures, four seasons, and one of Prescott's most sought-after locations. Major upgrades include fresh exterior paint, refreshed low-maintenance landscaping, expansive pavers, artificial turf and a front porch swing. Inside, you'll find new LVP flooring throughout, custom paint and wainscoting, a gorgeous tiled electric fireplace, new bathroom showers and cabinets, custom light fixtures and a beautifully remodeled kitchen with quartz waterfall countertops, shaker cabinetry, stainless appliances and a pantry. A cedar-lined reading nook adds character, while the primary suite features cedar ceilings, deck access and a spa-inspired bath. The flexible lower level makes an ideal 3rd bedroom, game room or guest retreat with an updated bath and custom tiled beautifully remodeled kitchen with quartz waterfall countertops, shaker cabinetry, Expansive decks overlook the park-like backyard, plus there's abundant parking and room for a future garage. If you want to add more living space, you will enjoy the multi family zoning. Historic Prescott charm, modern updates and a location that's hard to beat!

337 S Mount Vernon Avenue, Prescott
$650,000
4 Beds ⋅ 2 Baths ⋅ 7073063 MLS ⋅ 2,462 SqFt.
Exceptional opportunity on just under one acre in the heart of Prescott, approximately 1.5 miles from historic downtown. Zoned for both single-family and multifamily use. This turnkey property offers two completely separate living spaces, each with its own exterior entrance, full kitchen, laundry facilities and fireplace. The main level features three bedrooms and one bathroom, while the lower level provides one bedroom, one bathroom and the potential to add another bedroom--an ideal arrangement for multigenerational living, guests or rental possibilities. Numerous improvements include a new roof installed in August 2026, newer windows and doors, fresh interior paint, refinished hardwood floors, new kitchen cabinets in the main living space, newer appliances in both kitchens, new attic insulation, a new water heater and whole-house filtration system. Additional updates include a refinished upper deck, new garage door opener, NuTone bathroom fan and an accessible walk-in tub in the lower bathroom. The beautifully landscaped grounds feature irrigated garden boxes, an espaliered apple tree producing six varieties, natural rock outcroppings with a charming ''stairway to heaven,'' a refreshed sprinkler and irrigation system, and a 1,200-gallon rainwater-harvesting system. Enjoy impressive backyard views of Exceptional Arizona Sunsets and the well known Thumb Butte, which appears almost close enough to touch. Additional improvements include a fully insulated 12' x 16' Tuff Shed with electricity and balcony storage--ideal for an office, creative studio or bunkhouse. Two oversized, hand-painted Post-Impressionist works of art adorn the studio walls, adding a dramatic and one-of-a-kind artistic element to the space. The property also includes a 13.6' x 13.6' workshop with electricity and an additional garden/tool shed. A 200-amp electrical service extends to the rear of the property, workshop and studio. Two carports accommodate an RV and an extra-long vehicle, while double-wide gates provide convenient RV access to the backyard. Located near shopping, recreation and a neighborhood bowling alley. This distinctive property is move-in ready with room for even more possibilities. May also make a great investment opportunity.

312 Plaza Drive, Prescott
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.