Prescott Homes with FHA New Financing

Prescott Homes with FHA New Financing

Welcome to Prescott, Arizona – a charming city nestled in the heart of Yavapai County, known for its stunning natural beauty, rich history, and vibrant community spirit. With its picturesque landscapes, Prescott offers a unique blend of outdoor adventures and small-town charm, making it an ideal place to call home.

As you explore Prescott, you’ll be captivated by its historic downtown area, lined with quaint shops, delightful cafes, and lively art galleries. The iconic Courthouse Plaza serves as a gathering spot for locals and visitors alike, hosting seasonal events and festivals that showcase the area’s culture. Surrounded by the serene Prescott National Forest, outdoor enthusiasts will find themselves in paradise, with endless opportunities for hiking, biking, and enjoying the breathtaking views of the surrounding mountains.

For those looking to invest in their dream home, Prescott presents an array of housing options, including properties eligible for FHA New Financing. This program opens the door for first-time homebuyers and those looking to upgrade their living space, making homeownership more accessible than ever. With FHA financing, you can benefit from lower down payment requirements and competitive interest rates, allowing you to find the perfect home that suits your lifestyle and budget.

Whether you’re drawn to Prescott for its stunning scenery, rich history, or welcoming community, you’ll discover a place that truly feels like home. Explore the possibilities of living in this enchanting city and take the first step towards your Prescott dream today!

Newest Prescott Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7061641 MLS ⋅ 1,656 SqFt.

Experience the rustic charm of this Chalet-style home in the Yavapai Hills subdivision. The main level features a Great Room with soaring windows that provide abundant natural light, tongue-and-groove vaulted ceilings, and a wood-burning stove. The kitchen is equipped with stainless steel appliances, and two guest bedrooms share a full bathroom on this level. The upper level includes a loft and a primary bedroom suite, both offering elevated views of the southern mountains and the surrounding National Forest. Outdoor living spaces include a Trex deck with multiple seating areas and a backyard that serves as a frequent resting ground for local deer. The laundry room has access to the 2 car garage. Yavapai Hills provides community amenities including a pool, pickle ball, tennis courts, park, and clubhouse, all maintained for a modest HOA fee. This property is well-suited for a seasonal getaway, an investment opportunity, or full-time mountain living.

4996 Cactus Place, Prescott

2 Beds ⋅ 2 Baths ⋅ 7061541 MLS ⋅ 1,506 SqFt.

Welcome to Elevated Luxury & Panoramic Mountain Vistas in the Prescott Highlands. Experience the pinnacle of Single Level luxurious living at 2703 College Heights. Centrally located in the highly coveted Villas at Sunrise Terrace, this exquisitely renovated villa pairs modern refinement with sweeping, panoramic mountain views. Every detail of this open-concept home has been thoughtfully considered and modernized. Presenting new luxury vinyl plank flooring throughout, custom tile work, designer paint, and curated fixtures that will thrill those who value timeless beauty and effortless ambiance. The heart of the home is the great room, boasting a refreshed gas fireplace, wrapped in elegant custom tile and topped with a sophisticated designer mantle. A warm and inviting focal point! An oversized picture window takes in the ever changing mountain views. The fully transformed kitchen has premium granite countertops, new stainless steel appliances, and flows seamlessly into the scenic dining area. From there, step into the added private office/flex room, where the new French Doors open directly to an viewing deck, perfect for sunrise coffees or twilight entertaining. The spacious bedrooms serve as tranquil, comforting retreats. The primary suite it is an original work of art; it includes a private balcony deck and features a spa-like en-suite bath adorned with custom tile work, modern cabinetry, and designer lighting. A walk-in shower, soaking tub and linen closet create a complete and functional space. The guest bedroom and bath are well appointed, your guests will appreciate the split floor plan. Superior upgrades include a 2025 washer/dryer set, premium ceiling fans, fresh exterior paint, and a newly repaired driveway. Enjoy all Prescott has to offer; this home is just minutes to historic downtown Prescott, Dog Park, Lakes, Hiking, Embry-Riddle University, Yavapai College and Yavapai Regional Medical Center. Perfect for those looking to invest, downsize, or as a part-time getaway, this upscale sanctuary is low maintenance, turnkey and perfectly balances high-end elegance with lock-and-leave simplicity.

2703 College Heights Road, Prescott

3 Beds ⋅ 2 Baths ⋅ 7061486 MLS ⋅ 1,805 SqFt.

Located on a quiet cul-de-sac this stunning 3-bedroom, 2-bath residence is thoughtfully remodeled from top to bottom with high-end finishes and modern conveniences throughout. The spacious, open floor plan features vaulted ceilings and luxury vinyl plank flooring that flows seamlessly throughout the home. The beautifully updated kitchen is designed to impress with new black stainless-steel appliances, a custom farmhouse sink, and abundant workspace for entertaining and everyday living. Throughout the home you'll find new knotty alder wood doors, stylish can lighting, updated designer light fixtures, and convenient USB-equipped electrical outlets. Both bathrooms have been completely transformed with walk-in tiled showers, elegant granite countertops, and beautiful new vanities, creating spa like retreats. Additional upgrades include a new HVAC system and heater, custom window blinds, oversized bedrooms, and a dedicated ''fur baby area'' perfect for your four-legged family members. Step outside onto the expansive Trex deck and soak in the breathtaking panoramic views of Yavapai Hills--the perfect setting for morning coffee, evening sunsets, or entertaining guests. Located in the highly desirable Yavapai Hills community, you'll enjoy exceptional amenities including pickleball courts, a community pool and spa, clubhouse, and year-round activities. This move-in ready home offers the perfect blend of luxury, comfort, and Arizona lifestyle. Don't miss this incredible opportunity!

546 Deer Horn Court, Prescott

5 Beds ⋅ 4 Baths ⋅ 7060832 MLS ⋅ 2,535 SqFt.

Tucked into the towering pines of Groom Creek, this 1989 cabin offers privacy, space, & flexibility just 15 minutes from historic downtown Prescott. Set on a level .38-acre lot, the home delivers 2,535 square feet of living space with up to 5 bedrooms and 3.5 bathrooms, plenty of room to spread out, settle in, and make it your own. Main-floor living keeps everyday life easy, with durable, low-maintenance cork & laminate flooring and no carpet. Primary Suite is on the main level and upstairs are 3 bedrooms and a cheerful remodeled bathroom with walk in shower. The lower level is accessible from the main level hallway & offers a private 1 bed/1 bath guest quarters complete with its own family room/dining area, kitchen, bathroom, & separate exterior entrance. Whether you're seeking rental income, a guest retreat, or multi-generational living, this space delivers exceptional flexibility. Outside, a detached 2-car garage adds 590 square feet of workshop and storage space, with a separate shed offering even more room for gear, tools, and projects. The fenced backyard is ready for pets and play, and the surrounding evergreens create a true mountain sanctuary all within the warmth of Groom Creek's close-knit community. This is an exceptional opportunity for space, income potential, and total immersion in nature. Come experience the best of Prescott mountain living.

1028 E Wagon Wheel Drive, Prescott

4 Beds ⋅ 3 Baths ⋅ 7060532 MLS ⋅ 2,488 SqFt.

This comfortable home features classic villa architecture in a beautiful mountain setting, w/cathedral ceilings, arched doorways, French doors, hardwood flooring & upgrades galore in a single-story split floor plan. Level driveway. Extensive landscaping, towering Ponderosa pines & ancient alligator junipers, Firewise, & fully irrigated. Front & back paver patios w/ large Trex deck overlooking a small clover/grass lawn (fenced for pets & children). The main level is 3 bedrooms, 2 full baths. The living room has an EPA-rated wood burning fireplace insert that heats the whole house on cold winter nights. The sunroom features windows on 3 sides & an electric fireplace. The lower level through a separate outside entrance is a finished ensuite flex space with 3/4 bath (& easy access to plumbing) perfect for extended family quarters or guest room, office, craft room, art studio, home theater, gym, or income opportunity. Also on the lower level, through a second separate outside entrance, is the furnace/water heater space and a large finished storage room. This house is in the coveted Cathedral Pines subdivision and has been meticulously maintained and improved by an architect wife and handyman husband.

1615 W Jack Pine Road, Prescott

3 Beds ⋅ 2 Baths ⋅ 7060283 MLS ⋅ 1,617 SqFt.

Enjoy panoramic views of Willow Lake, The Granite Dells, SF Peaks, Mingus and the Bradshaws right from your back deck. Whether you're looking for full-time living, a summer get away, or an investment opportunity: this 1/2-acre hilltop lot situated at the end of a private cul-de-sac is centrally located near shopping, schools, medical & the wonderful downtown Prescott courthouse square. This 1600 square foot single level home features 3 bedrooms, 2 baths, oversized 2 car garage & an under-home storage area large enough to be converted into a workshop or hobby room. New ROOF & HVAC. Whole house fan can instantly bring in mountain fresh evening air. Come see this beauty today!

2924 Dell View Lane, Prescott

5 Beds ⋅ 5 Baths ⋅ 7059765 MLS ⋅ 4,516 SqFt.

Timeless Old World elegance meets modern intentional design in this stunning 4,000+ sq. ft. plus separate guest quarters estate. Centered around a magnificent private courtyard, this home creates a seamless indoor/outdoor living sanctuary. The main residence boasts a dramatic Great Room with soaring 14-foot ceilings and a sophisticated gas fireplace anchored by custom concrete surrounds. Engineered hardwood flooring flows into the formal dining room and a dedicated wet bar, perfect for world-class entertaining. Wood-cased hand-cranked windows and Hunter Douglas motorized custom drapery frame the views, while dual sets of patio doors dissolve the boundaries between inside and out. The gourmet kitchen is a chef's masterclass, featuring Kraftmaid cabinetry, Indian Premium Black Granite countertops, a center island with a prep sink, and a classic farmhouse sink in the main countertop. High-end appliances include a 36-inch Verona stainless steel dual-fuel oven range, Bosch 30 inch electric double oven, Sub-Zero refrigerator and freezer, JennAir microwave, and a Bosch dishwasher. The primary suite serves as a private retreat, highlighting a copper tub and an oversized primary closet. This versatile floor plan also includes a separate office, a tech center/game room, and a dedicated exercise room. Off the front courtyard, find a fully contained 380 sq. ft. separate casita/guest quarters. This space features its own private entry, a full bathroom, a prep area, and a separate laundry hookup, ideal for long-term guests, a home studio, or a remote office. The property includes a newly installed wrought-iron fenced rear yard, a water filtration system, a tankless water heater, a central vacuum, a security system, and solar infrastructure. Storage is abundant with a heated and cooled 4-car garage complete with connecting passthrough custom storage cabinetry and epoxy floors. Experience quiet, rustic luxury in every detail.

1229 Sierry Peaks Drive, Prescott

3 Beds ⋅ 2 Baths ⋅ 7059369 MLS ⋅ 2,137 SqFt.

Exceptional value in desirable Yavapai Hills! This one-owner home sits on an oversized 0.38-acre cul-de-sac lot with beautiful views and a peaceful setting. Offering 3 bedrooms, 2.5 baths, a dedicated office (or potential 4th bedroom), plus a versatile bonus room with private entrance behind the garage, the possibilities are endless--guest suite, game room, hobby space, or home gym. The bright kitchen features granite countertops and a picture window overlooking the quiet cul-de-sac. Relax in the inviting living room with its stunning stone fireplace, or unwind on the spacious back deck while enjoying your morning coffee and watching deer pass through the natural surroundings. The oversized garage includes abundant storage, a workshop area, and additional flexible space. Move-in ready and ideally located just minutes from Costco, Trader Joe's, shopping, dining, and medical facilities. A rare opportunity to own a spacious, versatile home in one of Prescott's most sought-after neighborhoods--priced to sell!

4914 Bear Way, Prescott

3 Beds ⋅ 2 Baths ⋅ 7059330 MLS ⋅ 1,894 SqFt.

THIS IS A UNIQUE OPPORTUNITY TO OWN A TRUE TURN-KEY PROPERTY THAT IS READY FOR IMMEDIATE ENJOYMENT ALL FURNITURE IS INCLUDED MAKING THIS AN EXCEPTIONAL, FULLY FURNISHED OFFERING WITH NO DETAIL OVER LOOKED BEAUTIFULL 3 BEDROOM 2 BATH HOME OFFERS 1,894 SQ.FT. OF EXCEPTIONAL LIVING SPACE COMPLETE WITH A 2 CAR GARAGE EXCEPTIONAL PRIVACY BREATHTAKING SURROUNDINGS IMPECCABLE DESIGNER DÉCOR THROUGHOUT. THIS BEAUTIFULLY UPDATED HOME OFFERS EXCEPTIONAL PRIVACY, BREATHTAKING SURROUNDINGS IMPECCABLE DESIGNER DECOR THROUGHOUT UPDATED KITCHEN NEW QUARTZ COUNTER TOPS NEW CARPET NEW CEILING FANS MAJOR SYSTEM UPGRADES INCLUDE A NEW ROOF, NEW A/C AND HEATING NEW TANKLESS HOT WATER HEATER ENERGY EFFICIENCY NEW GARAGE DOOR MOTORS NEW PAVED DRIVEWAY NEW RETAINING WALL FRESHLY PAINTED DECK RAILING

911 Sugarloaf Road, Prescott

4 Beds ⋅ 4 Baths ⋅ 7059048 MLS ⋅ 2,360 SqFt.

Nestled among the towering pines, this exceptional mountain retreat offers the perfect blend of privacy, comfort, and income potential. The property features a spacious 4-bedroom, 3 bath main home plus a charming detached 1-bedroom, 1-bath guest cabin, creating endless possibilities for multi-generational living, hosting guests, or generating rental income. Relax and entertain in the abundance of outdoor living spaces, including covered patios and expansive decks that invite you to enjoy the peaceful forest setting and mountain air. Inside the main home, you're welcomed by a bright flex space currently used as an office, filled with natural light and surrounded by picturesque views. The impressive great room showcases stunning wood ceilings and flows seamlessly into the spacious kitchen featuring two sinks, an oversized prep area, ample cabinetry, and windows that frame breathtaking views in every direction. The private primary suite is a true retreat, complete with direct access to the deck, beautiful forest views, a luxurious bathroom with custom tile work, and a generous walk-in closet. Upstairs also offers an additional bedroom with its own private ensuite bath. Downstairs you'll find two more bedrooms, an additional full bathroom, and a separate entrance, making it ideal for guests, extended family, or a private rental opportunity. Just steps away, the detached guest cabin offers its own cozy mountain charm with a full kitchen, spacious living room, bedroom, bathroom, and laundry area. Currently operating as a successful short-term rental, it generates an average of $1,900 per month, providing an excellent opportunity for supplemental income. Conveniently located less than 10 minutes from Costco and everyday amenities, the property is accessed by mostly paved roads with only approximately the last mile being an easily traveled dirt/gravel road. Rarely does a property combine the tranquility of mountain living with the convenience of town, flexible living spaces, and proven income potential. Whether you're searching for a full-time residence, a family retreat, or an investment opportunity, this one-of-a-kind mountain property truly has it all. Main house=1848sf; 3 bd/3 baths in main; Guest House=512sf 1 Bd -1 bath. Guest house refrigerator does not convey but will be replaced with a like kind

3803 E Sheldon Road, Prescott

4 Beds ⋅ 5 Baths ⋅ 7058582 MLS ⋅ 5,217 SqFt.

Timeless mountain architecture, authentic craftsmanship, and an extraordinary setting among Prescott's iconic granite boulder outcroppings define this exceptional custom residence in the prestigious gated community of American Ranch. Perfectly positioned on 1.31 private acres near the Ranch House and world-class equestrian facilities, the home was thoughtfully designed to embrace the land rather than compete with it--creating a seamless blend of architecture and nature that feels warm, welcoming, and enduring. From the moment the handcrafted entry door opens, the home's character is unmistakable. Massive reclaimed ranch timbers--complete with original nail holes and traces of barbed wire--native stone, furniture-quality alder millwork, and walls of Andersen wood-clad windows create a rich palette of natural materials that echo the surrounding landscape. Every room is filled with warmth, texture, and natural light, offering an atmosphere that is both grand and remarkably comfortable. The heart of the home was designed for gathering. Soaring beamed ceilings, dramatic stone fireplaces, expansive windows, and thoughtfully connected living spaces create an inviting environment for everyday living and memorable entertaining. The chef's kitchen is beautifully appointed with Viking appliances, a Bosch dishwasher, rich alder cabinetry, generous granite work surfaces, and an oversized island that naturally becomes the center of every gathering. The spacious ranch-style main level provides comfortable everyday living, while the private upper level offers exceptional accommodations for family and guests, including a second laundry room. There are two luxurious primary suites. The suite on the main level offers a peaceful retreat with a spa-inspired bath surrounded by natural stone, handcrafted wood, and tranquil views. The primary suite on the upper level offers a private deck to enjoy the views, a custom fireplace, the oversized closet is a true retreat ready for your personal touches, the expansive bathroom offers a large walk-in shower, tranquil soaking tub, and in-floor heating. In addition, there are two generous bedroom suites on the upper level, each with its own en suite bath, a dedicated office, loft, and multiple indoor and outdoor living spaces provide flexibility for every lifestyle. Throughout the home, every detail reflects a commitment to authenticity-from artisan lighting and handcrafted architectural elements to the harmonious use of stone, alder, wrought iron, and reclaimed wood. The result is a residence of uncommon warmth and character, one that feels as though it has always belonged among the granite boulders and beautiful pines of American Ranch. Residents in this prestigious community enjoy access to a private Ranch House, fitness center, pool, fishing lake, miles of riding and hiking trails, and a multi-million dollar equestrian center with horse boarding privileges. Every room is filled with warmth, texture, and natural light, offering an atmosphere that is both grand and remarkably comfortable. The heart of the home was designed for gathering. Soaring beamed ceilings, dramatic stone fireplaces, expansive windows, and thoughtfully connected living spaces create an inviting environment for everyday living and memorable entertaining. The chef's kitchen is beautifully appointed with Viking appliances, a Bosch dishwasher, rich alder cabinetry, generous granite work surfaces, and an oversized island that naturally becomes the center of every gathering. The spacious ranch-style main level provides comfortable everyday living, while the private upper level offers exceptional accommodations for family and guests, including a second laundry room. There are two luxurious primary suites. The suite on the main level offers a peaceful retreat with a spa-inspired bath surrounded by natural stone, handcrafted wood, and tranquil views. The primary suite on the upper level offers a private deck to enjoy the views, a custom fireplace, the oversized closet is a true retreat ready for your personal touches, the expansive bathroom offers a large walk-in shower, tranquil soaking tub, and in-floor heating. In addition, there are two generous bedroom suites on the upper level, each with its own en suite bath, a dedicated office, loft, and multiple indoor and outdoor living spaces provide flexibility for every lifestyle. Throughout the home, every detail reflects a commitment to authenticity-from artisan lighting and handcrafted architectural elements to the harmonious use of stone, alder, wrought iron, and reclaimed wood. The result is a residence of uncommon warmth and character, one that feels as though it has always belonged among the granite boulders and beautiful pines of American Ranch. Residents in this prestigious community enjoy access to a private Ranch House, fitness center, pool, fishing lake, miles of riding and hiking trails, and a multi-million dollar equestrian center with horse boarding privileges.

9880 N Clear Fork Road, Prescott

3 Beds ⋅ 3 Baths ⋅ 7057777 MLS ⋅ 2,274 SqFt.

Enjoy a refreshing change of pace in Prescott's four-season climate. This upgraded single-level home offers 3 bedrooms, 2.5 baths, mountain views and an extended-depth 2-car garage. The remodeled kitchen features pull-out lower cabinets, new backsplash and sink, gas cooktop, separate wall oven and built-in convection microwave. Highlights include an interior gas fireplace, updated guest-bath countertop, owned tankless water heater and water softener, view fence and backyard natural-gas fire feature with decorative rock. The Dells offers a pool, fitness center, pickleball courts, hiking trails and a clubhouse with stunning Granite Dells views, serving kitchenette, concerts, BBQs and activities. Refrigerator does not convey; washer, dryer and select furnishings may be separately negotiated

5209 Meandering Trail, Prescott

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