Prescott Homes with Conventional New Financing

Prescott Homes with Conventional New Financing

Welcome to Prescott, Arizona – a charming city nestled in the heart of Yavapai County, known for its rich history, stunning landscapes, and vibrant community spirit. With its picturesque downtown area, Prescott boasts a unique blend of old-world charm and modern conveniences. The city is surrounded by the breathtaking Prescott National Forest, offering endless opportunities for outdoor enthusiasts to hike, bike, and explore nature.

Prescott’s mild climate and four distinct seasons make it an ideal place for those seeking a serene lifestyle without sacrificing the excitement of city living. The historic Whiskey Row, with its lively saloons and boutique shops, invites residents and visitors alike to experience the local culture. Additionally, Prescott hosts numerous events throughout the year, including art walks, music festivals, and the famous Prescott Frontier Days, celebrating the city’s cowboy heritage.

For homebuyers, Prescott offers a variety of housing options, from charming historic homes to modern new constructions. Many of these properties qualify for conventional financing, making it easier for buyers to secure their dream home in this idyllic setting. With a strong sense of community and a commitment to preserving its natural beauty, Prescott is a place where families can thrive, retirees can relax, and everyone can enjoy the best of Arizona living.

Whether you’re looking to settle down in a welcoming neighborhood or invest in a vacation getaway, Prescott has something for everyone. Explore the possibilities and discover why this enchanting city is the perfect place to call home!

Newest Prescott Homes with Conventional New Financing

3 Beds ⋅ 2 Baths ⋅ 7062421 MLS ⋅ 2,041 SqFt.

Privacy, panoramic views, and room to breathe in the heart of Prescott! Nestled on a rare 1++acre homesite, offering a unique combination of space and convenience with no HOA. This thoughtfully designed 2,041-square-foot, single-level home features a desirable split-bedroom floor plan with 3 bedrooms, a dedicated den/office/hobby room, a spacious great room, formal dining area, and a convenient breakfast nook. Expansive windows frame the breathtaking Prescott views, while automatic living room blinds, installed in 2025, add comfort and convenience. The beautiful kitchen is equipped with a gas range, microwave, refrigerator, garbage disposal, and a premium water filtration system, all installed in 2025. A central vacuum system adds to the home's everyday functionality. Outdoor living is truly exceptional, highlighted by a 20' x 12' covered deck just off the great room where you'll enjoy sweeping views of the Granite Mountains, Thumb Butte, and the San Francisco Peaks. Whether you're sipping your morning coffee or watching Prescott's spectacular sunsets, this is the perfect place to relax and take in the scenery. A custom 30' x 30' patio with a tranquil fountain and automatic retractable shade creates an additional outdoor entertaining space, while the professionally landscaped grounds showcase curated native plants that blend beautifully with the natural surroundings. A fenced dog compound provides a secure space for pets, and a charming 12' x 14' outbuilding offers endless possibilities as a sewing room, art studio, craft room, or private retreat. Car enthusiasts, hobbyists, and RV owners will appreciate the extra-large three-car garage, an extensively built-out basement workshop, a 60' x 100' paved driveway, and a dedicated Class B or Class C RV pad. Major improvements provide peace of mind for years to come, including a Class A roof with ember-resistant roof vents (2019), Trane HVAC system (2014), upgraded electrical panels for both the home and workshop, and numerous additional updates throughout. Located just minutes from Prescott's historic downtown, shopping, dining, medical facilities, hiking trails, and the iconic Whiskey Row, this is a rare opportunity to own a private estate-sized property with spectacular views in one of Prescott's most desirable locations. This exceptional home offers the perfect blend of comfort, functionality, and the unmatched Arizona lifestyle.

150 W Tamarack Lane, Prescott

Located in The Ranch at Prescott, this is not a piece of land, it's a stage for Site-built homes where the Wild Meets the Refined. Step onto your .6-acre lot and feel the altitude. The air is crisp. The views are breathtaking. Yet beneath your feet, city utilities are already in place for a home of uncompromising luxury. Here at the Ranch, you're never far from civilization. Shopping and dining are minutes away. This is not a subdivision. It is a sanctuary for those who demand more. Within the Ranch at Prescott, you will find: Championship tennis & pickleball courts -- for the rivalries that never grow old, miles of private hiking trails -- your backcountry is your backyard, an exclusive social club -- where neighbors become confidants, and every evening is an event.

2839 Windcloud Drive Unit 707, Prescott

1 Beds ⋅ 1 Baths ⋅ 7062145 MLS ⋅ 775 SqFt.

Charming doesn't begin to describe this delightful cabin nestled among the towering pines in the highly sought-after Mountain Club community, just minutes from historic downtown Prescott. With paved road, year-round access, this exceptional property would be ideal as a full-time residence, a peaceful mountain getaway, or an income-producing investment. Currently fully furnished, the home is truly move-in ready, with furnishings negotiable for buyers seeking a turnkey opportunity. Designed to take advantage of Prescott's coveted four-season climate, the outdoor living spaces invite you to relax and enjoy the views and local wildlife. Sip your morning coffee from the inviting covered front porch swing, unwind in a comfy lounge chair on the side yard paver patio. Or host memorable gatherings on the spacious barbecue and dining patio. The generously sized, 10,019 SF LOT with fully fenced backyard offers abundant space for outdoor enjoyment while providing a secure haven for pets. Inside, the welcoming open-concept floor plan is anchored by the home's original vintage gas fireplace, creating a warm and inviting focal point. The beautifully updated kitchen blends style with functionality and flows seamlessly into the spacious dining area. Large windows bathe the interior in natural light while framing tranquil views of the surrounding pines. The oversized primary suite offers exceptional flexibility, easily accommodating a king-sized bed, a comfortable sitting area, and even a dedicated home office. A private ensuite bath completes this inviting retreat. Additional highlights include a convenient mudroom/laundry room with a full-size washer, dryer, and additional storage; central heating, complemented by the cozy gas fireplace, for year-round comfort; an energy-efficient mini-split system providing cooling during the warmer months; and a generously sized storage shed with easy access. Combining timeless mountain charm with thoughtful modern updates, this inviting cottage offers comfort, character, and versatility in one of Prescott's most desirable communities, with a community park and a hiking trail just across the road. Whether you're searching for a primary residence, a weekend escape, or an investment opportunity, this exceptional property is ready to welcome its next owner.

805 W Canyon Drive, Prescott

3 Beds ⋅ 2 Baths ⋅ 7061641 MLS ⋅ 1,656 SqFt.

Experience the rustic charm of this Chalet-style home in the Yavapai Hills subdivision. The main level features a Great Room with soaring windows that provide abundant natural light, tongue-and-groove vaulted ceilings, and a wood-burning stove. The kitchen is equipped with stainless steel appliances, and two guest bedrooms share a full bathroom on this level. The upper level includes a loft and a primary bedroom suite, both offering elevated views of the southern mountains and the surrounding National Forest. Outdoor living spaces include a Trex deck with multiple seating areas and a backyard that serves as a frequent resting ground for local deer. The laundry room has access to the 2 car garage. Yavapai Hills provides community amenities including a pool, pickle ball, tennis courts, park, and clubhouse, all maintained for a modest HOA fee. This property is well-suited for a seasonal getaway, an investment opportunity, or full-time mountain living.

4996 Cactus Place, Prescott

4 Beds ⋅ 3 Baths ⋅ 7061620 MLS ⋅ 3,005 SqFt.

Discover your personal sanctuary in this meticulously updated, turn-key retreat. Tucked away on a private hillside lot, this home offers unobstructed, panoramic views of downtown Prescott and the neighboring hillsides. Designed for the discerning buyer, every major component has been thoughtfully upgraded, leaving nothing to do but settle in and begin making memories. Upon entering, you are greeted by an inviting foyer that flows seamlessly into the heart of the home. The main floor features a split primary suite with a luxurious bath and direct access to a private, wrap-around deck. The nearby kitchen is a chef's dream, offering generous counter space, high-end stainless steel appliances, and a breakfast bar that opens to a formal dining area framed by incredible vistas. The living room is open with vaulted ceilings, a warm inviting fireplace with unprecedented views. Around the corner are the two additional bedrooms, hall bath also with breathtaking views. A functional laundry room with laundry sink and cabinetry is conveniently located just off the entry. The lower level presents an expansive family room, complete with wet bar, custom cabinetry, and a stainless steel refrigerator. This inviting space serves as a perfect second gathering area, leading out to a private deck that offers the same breathtaking views found throughout the home. Furthermore, a well-appointed guest bedroom and additional bathroom provide ample accommodations for the entire family or visiting guests. Every inch of this residence has been meticulously renovated, featuring fresh interior and exterior paint and professionally refinished decks and railings. The lighting has been elegantly updated with tasteful black and gold trim fixtures and fans, while recessed lighting now features modern LED packages. In the kitchen and throughout, cabinetry has been refinished in a striking deep gray-black hue, beautifully accented by new gold hardware. Modern comforts are ensured by a new energy-efficient HVAC system, a 50-gallon gas water heater with a recirculator, and new upgraded carpeting on the lower level. Even the roof has been fully serviced, and boasts a 40 lb underlayment, tile in excellent condition, ensuring 15+ years of remaining life. Enjoy the convenience of an oversized garage, providing plenty of space for vehicles and extra storage. The beautifully landscaped yard completes this home, offering a perfect outdoor setting for relaxation and entertainment. This home is a "Keeper" whether it is a second home escaping the heat of the valley during summer months or a primary home in which one can enjoy all four, mild seasons! This is a must see!

374 Summit Pointe Drive, Prescott

Great opportunity to own a coveted 0.81 acre lot in the heart of Forest Trails with views of Thumb Butte. Build your dream home or plan for the future. Lot has easement for access across the corner of 1292 Sierry Peaks for 1310 Sierry Peaks. Owner of 1310 Sierry Peaks also owns 1292 Sierry Peaks which is currently for sale. Purchasing both lots would be 1.5+ acres in this prestigious neighborhood. Owner is a licensed RE agent in AZ

1292 Sierry Peaks Drive Unit 6, Prescott

Great opportunity to own a coveted 0.77 acre elevated lot in Forest Trails with unobstructed views of Thumb Butte. Build your dream home with a view unlike any other in the community. Lot has easement for access across the corner of 1292 Sierry Peaks. Owner of 1310 Sierry Peaks also owns 1292 Sierry Peaks which is currently for sale. Purchasing both lots would be 1.5+ acres in this prestigious neighborhood. Owner is a licensed RE agent in AZ

1310 Sierry Peaks Drive Unit 7, Prescott

1 Beds ⋅ 1 Baths ⋅ 7061543 MLS ⋅ 448 SqFt.

Cute, Cozy & Completely Updated! Don't miss this charming 1 bedroom 1 bath home offering 448 square feet of stylish farmhouse modern updates throughout! Bright sun filled windows create a warm & inviting atmosphere. While brand new LifeProof wood flooring, fresh paint, all new fixtures & kitchen appliances make this cozy home standout! Whether you're looking to downsize, purchase your first home or enjoy affordable living in beautiful Prescott this home checks all the boxes & then some. Enjoy an unbeatable prime Prescott location with low lot rent of just $515 per month an incredible value that's hard to find anywhere else in the area.

615 West Street Unit 27, Prescott

2 Beds ⋅ 2 Baths ⋅ 7061541 MLS ⋅ 1,506 SqFt.

Welcome to Elevated Luxury & Panoramic Mountain Vistas in the Prescott Highlands. Experience the pinnacle of Single Level luxurious living at 2703 College Heights. Centrally located in the highly coveted Villas at Sunrise Terrace, this exquisitely renovated villa pairs modern refinement with sweeping, panoramic mountain views. Every detail of this open-concept home has been thoughtfully considered and modernized. Presenting new luxury vinyl plank flooring throughout, custom tile work, designer paint, and curated fixtures that will thrill those who value timeless beauty and effortless ambiance. The heart of the home is the great room, boasting a refreshed gas fireplace, wrapped in elegant custom tile and topped with a sophisticated designer mantle. A warm and inviting focal point! An oversized picture window takes in the ever changing mountain views. The fully transformed kitchen has premium granite countertops, new stainless steel appliances, and flows seamlessly into the scenic dining area. From there, step into the added private office/flex room, where the new French Doors open directly to an viewing deck, perfect for sunrise coffees or twilight entertaining. The spacious bedrooms serve as tranquil, comforting retreats. The primary suite it is an original work of art; it includes a private balcony deck and features a spa-like en-suite bath adorned with custom tile work, modern cabinetry, and designer lighting. A walk-in shower, soaking tub and linen closet create a complete and functional space. The guest bedroom and bath are well appointed, your guests will appreciate the split floor plan. Superior upgrades include a 2025 washer/dryer set, premium ceiling fans, fresh exterior paint, and a newly repaired driveway. Enjoy all Prescott has to offer; this home is just minutes to historic downtown Prescott, Dog Park, Lakes, Hiking, Embry-Riddle University, Yavapai College and Yavapai Regional Medical Center. Perfect for those looking to invest, downsize, or as a part-time getaway, this upscale sanctuary is low maintenance, turnkey and perfectly balances high-end elegance with lock-and-leave simplicity.

2703 College Heights Road, Prescott

3 Beds ⋅ 2 Baths ⋅ 7061486 MLS ⋅ 1,805 SqFt.

Located on a quiet cul-de-sac this stunning 3-bedroom, 2-bath residence is thoughtfully remodeled from top to bottom with high-end finishes and modern conveniences throughout. The spacious, open floor plan features vaulted ceilings and luxury vinyl plank flooring that flows seamlessly throughout the home. The beautifully updated kitchen is designed to impress with new black stainless-steel appliances, a custom farmhouse sink, and abundant workspace for entertaining and everyday living. Throughout the home you'll find new knotty alder wood doors, stylish can lighting, updated designer light fixtures, and convenient USB-equipped electrical outlets. Both bathrooms have been completely transformed with walk-in tiled showers, elegant granite countertops, and beautiful new vanities, creating spa like retreats. Additional upgrades include a new HVAC system and heater, custom window blinds, oversized bedrooms, and a dedicated ''fur baby area'' perfect for your four-legged family members. Step outside onto the expansive Trex deck and soak in the breathtaking panoramic views of Yavapai Hills--the perfect setting for morning coffee, evening sunsets, or entertaining guests. Located in the highly desirable Yavapai Hills community, you'll enjoy exceptional amenities including pickleball courts, a community pool and spa, clubhouse, and year-round activities. This move-in ready home offers the perfect blend of luxury, comfort, and Arizona lifestyle. Don't miss this incredible opportunity!

546 Deer Horn Court, Prescott

2 Beds ⋅ 2 Baths ⋅ 7061204 MLS ⋅ 1,693 SqFt.

making entertaining and everyday living effortless. Combining a tranquil setting with an unbeatable location, this home is a wonderful opportunity to experience the best of Prescott living.

375 Banning Creek Road, Prescott

5 Beds ⋅ 4 Baths ⋅ 7060832 MLS ⋅ 2,535 SqFt.

Tucked into the towering pines of Groom Creek, this 1989 cabin offers privacy, space, & flexibility just 15 minutes from historic downtown Prescott. Set on a level .38-acre lot, the home delivers 2,535 square feet of living space with up to 5 bedrooms and 3.5 bathrooms, plenty of room to spread out, settle in, and make it your own. Main-floor living keeps everyday life easy, with durable, low-maintenance cork & laminate flooring and no carpet. Primary Suite is on the main level and upstairs are 3 bedrooms and a cheerful remodeled bathroom with walk in shower. The lower level is accessible from the main level hallway & offers a private 1 bed/1 bath guest quarters complete with its own family room/dining area, kitchen, bathroom, & separate exterior entrance. Whether you're seeking rental income, a guest retreat, or multi-generational living, this space delivers exceptional flexibility. Outside, a detached 2-car garage adds 590 square feet of workshop and storage space, with a separate shed offering even more room for gear, tools, and projects. The fenced backyard is ready for pets and play, and the surrounding evergreens create a true mountain sanctuary all within the warmth of Groom Creek's close-knit community. This is an exceptional opportunity for space, income potential, and total immersion in nature. Come experience the best of Prescott mountain living.

1028 E Wagon Wheel Drive, Prescott

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