Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, a vibrant city located in Maricopa County, Arizona. Known for its beautiful landscapes, stunning desert views, and a strong sense of community, Surprise offers a high quality of life for its residents.

If you are considering buying a home in Surprise, you'll be pleased to know that FHA New Financing is available in this area. This type of financing can be a great option for first-time homebuyers or those with less-than-perfect credit, as it offers low down payment requirements and flexible qualification criteria.

Surprise is a city that truly lives up to its name, offering residents and visitors alike a pleasant surprise around every corner. From its charming neighborhoods and well-maintained parks to its top-notch schools and diverse dining options, Surprise has something for everyone.

Whether you're looking to settle down and raise a family or simply enjoy a relaxed lifestyle in a beautiful setting, Surprise has it all. With FHA New Financing options available, now is the perfect time to explore the real estate market in this delightful city and find the home of your dreams.

Newest Surprise Homes with FHA New Financing

$563,990
4 Beds ⋅ 4 Baths ⋅ 7084131 MLS ⋅ 2,838 SqFt.
What's Special: Larger Lot | Flex Room | 3-Car Tandem Garage | Gourmet Kitchen. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Pinnacle at 16970 W Yucatan Drive in Paradisi Encore! Designed for both comfort and connection, this beautiful two-story home offers four bedrooms, three-and-a-half bathrooms, and a thoughtful layout filled with inviting spaces. The main-level primary suite creates a peaceful retreat, while the open kitchen, dining area, and great room flow seamlessly to the outdoor living space, making entertaining effortless. A versatile flex room near the foyer is perfect for a home office, hobby room, or cozy den. MLS#7084131 Upstairs, a spacious loft is surrounded by three secondary bedrooms, providing plenty of room to gather and unwind. A three-car tandem garage adds generous storage and everyday convenience. Enjoy some of the Valley's most stunning views, with quick access to nature escapes like White Tank Mountain Regional Park for hiking, biking and outdoor adventure. Your master-planned community features a shimmering pool, pocket parks and a lively clubhouse. Connect with nature at the National Wildlife Federation-Certified Butterfly Garden and spot monarchs up close. Additional Highlights Include: Gourmet kitchen, double interior doors at flex, and soft water loop.

16970 W Yucatan Drive, Surprise
$459,990
2 Beds ⋅ 2 Baths ⋅ 7084116 MLS ⋅ 1,667 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in Surprise, AZ! Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8x40 tile flooring, elegant quartz countertops, and maple linen cabinetry. A copy of the public report is available on the ADREs website. Photos are of model home.

25302 N 175th Avenue, Surprise
$561,490
3 Beds ⋅ 3 Baths ⋅ 7084113 MLS ⋅ 2,187 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12X24 tile flooring, elegant quartz countertops, and modern maple almond cabinetry. **Photos are not of actual home** A copy of the public report is available on the ADREs website.

25547 N 176th Drive, Surprise
$577,490
4 Beds ⋅ 3 Baths ⋅ 7084110 MLS ⋅ 2,468 SqFt.
Seller will provide a credit towards closing costs with preferred lender. Ask us how to save thousands over the life of your loan. This home is located in Asante Artisan, a brand-new master-planned community in Surprise, AZ. Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! Complete with 8x36 tile flooring, stunning quartz countertops, and stylish maple linen cabinets, this home is designed for both comfort and function. All stainless steel kitchen appliances pictured are included. Renderings are of model home. A copy of the public report is available on the ADRE's website.

25513 N 167th Lane, Surprise
$426,490
4 Beds ⋅ 4 Baths ⋅ 7084104 MLS ⋅ 2,074 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8X40 tile flooring, stunning quartz countertops, and stylish maple slate cabinetry, designed for both comfort and function. Photos are of model home. A copy of the public report is available on the ADRE's website.

24733 N 164th Drive, Surprise
$527,990
4 Beds ⋅ 3 Baths ⋅ 7084100 MLS ⋅ 2,105 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12x24 tile flooring, stunning quartz countertops, and maple almond cabinetry, designed for both comfort and function. A copy of the public report is available on the ADRE's website. Photos are of model home.

25699 N 170th Lane, Surprise
$694,490
4 Beds ⋅ 3 Baths ⋅ 7084089 MLS ⋅ 2,836 SqFt.
Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12X24 tile flooring, stunning quartz countertops, and maple almond cabinetry, designed for both comfort and function. Photos are not of actual home. A copy of the public report is available on the ADRE's website

25817 N 174th Drive, Surprise
$439,000
2 Beds ⋅ 2 Baths ⋅ 7084068 MLS ⋅ 1,532 SqFt.
This 2-bedroom, 2 baths, den home with lots of upgrades is located in popular active 55+ gated community. Home features a custom Iron door openable rain glass window with a screen. The open concept great room, to the left, den/exercise room to the right. Continue through to large dining area and gorgeous updated kitchen with breakfast bar, 6 burner JennAir gas stove and built in desk area with loads of cabinets and a skylight. Out the double doors to the extended covered patio, gorgeous south facing backyard with stacked stone waterfall, retractable awning, artificial turf! Owner suite with 2 closets, double sinks, updated lighted mirror, walk in shower and water closet, attached TV, and double doors access the back patio and yard. Second bath with walk in shower, large guest room! Laundry room with full size stackable washer/dryer, cabinets and access to the attached garage. A beautifully updated, home with Plantation shutters throughout, high end fan in family room, Ring doorbell and much more!! EZ Go Golf cart with new Lithium could be gifted to the buyer with a solid offer. Much of the high-end furniture can be negotiated outside escrow.

17959 W Deneen Way, Surprise
$574,900
3 Beds ⋅ 3 Baths ⋅ 7084064 MLS ⋅ 2,473 SqFt.
Welcome to this oversized corner lot built for RV living! Features an 18-ft tall pass-through RV garage with RV hookup, RV dump/clean-out, RV gate & added concrete at the rear garage opening. Backyard offers turf, pavers, rock landscaping & fenced turf dog run. Inside, enjoy an oversized kitchen island with storage, upgraded cabinetry, granite countertops in kitchen & baths, pendant & recessed lighting. Living room pop-out features an electric fireplace and is wired for surround sound along with the upstairs flex space. Ceiling fans in all rooms, under-stair closet lighting, added patio electrical & solar complete this upgraded home. Plenty of space, storage & functionality inside and out!

18496 W Williams Road, Surprise
$395,000
3 Beds ⋅ 2 Baths ⋅ 7083819 MLS ⋅ 1,388 SqFt.
Step into this beautifully upgraded 2025 new construction home offering 3 bedrooms, 2 bathrooms, and 1,388 sq. ft. of thoughtfully designed single-level living. The open-concept floor plan is enhanced by stylish finishes throughout, including white shaker cabinetry, sleek granite countertops, wood-look tile flooring, and designer accent wall panels in the living room and bedroom that add a custom, elevated touch. The kitchen flows seamlessly into the dining and living spaces, creating an inviting layout ideal for both everyday living and entertaining. Step outside to a beautifully finished, low-maintenance backyard with artificial turf, designed for easy Arizona living with minimal upkeep. Enjoy resort-style community amenities including a community pool, dog park,pickleball courts and walking trial, parks giving you plenty of ways to relax, stay active, and enjoy the outdoors. With its modern upgrades, designer details, landscaped backyard, and desirable community amenities, this move-in-ready home offers the perfect combination of style, comfort, and convenience. Why wait for new construction when this beautifully finished home is ready for you now?

17277 W Daley Lane, Surprise
$430,000
3 Beds ⋅ 2 Baths ⋅ 7083781 MLS ⋅ 2,170 SqFt.
Beautiful home with special touches by interior designer. Conveniently located in West Point, corner lot backs to a greenbelt and walking path. Light and bright home has a formal room at the front and a casual kitchen & family room which opens onto the extended tiled and shaded patio with a fan. Turf makes yard work a snap, and grapefruit, orange, and lime trees please the eye and the palate. The kitchen features exotic slab granite and coordinating backsplash in warm neutrals. Appliances are stainless steel GE profile and all stay. Under counter lights and electrical outlets. Air conditioner replaced 2025. Primary suite is split from the other bedrooms and features a walk-in closet, separate shower and tub, and enclosed water closet. Rare three car garage. This is the one!

16251 N Durbin Drive, Surprise
$979,000
2 Beds ⋅ 3 Baths ⋅ 7083764 MLS ⋅ 2,352 SqFt.
Welcome to resort-style luxury in the award-winning master-planned community of Sterling Grove Golf & Country Club. This exceptional home boasts a thoughtful split floor plan with premium upgrades throughout, seamlessly blending sophistication with comfortable everyday living. The sun-drenched primary bedroom serves as a true sanctuary, complete with an oversized, spa-like primary bathroom designed for ultimate relaxation. Nearby, a versatile den offers the perfect flexible space, easily functioning as a private home office or a spacious third bedroom. At the heart of the home, the open living room frames stunning views of your own private backyard oasis. A magnificent 90-degree living room slider rolls back completely, making the transition to the outdoor living experience ... ... entirely seamless. Designed as an entertainer's delight, the resort-style backyard features an expansive covered back patio, an elegant pergola, a custom built-in BBQ, and a lively bar area--all centered around a sparkling, refreshing pool. Complete with a spacious 3-car garage that offers plenty of built-in storage for your golf gear and vehicles, this turnkey property offers an unparalleled lifestyle in one of the West Valley's most coveted guard-gated communities. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17232 W Mountainair Street, Surprise
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.