Surprise Homes with FHA New Financing

Welcome to Surprise, a vibrant city located in Maricopa County, Arizona. Known for its beautiful landscapes, stunning desert views, and a strong sense of community, Surprise offers a high quality of life for its residents.

If you are considering buying a home in Surprise, you'll be pleased to know that FHA New Financing is available in this area. This type of financing can be a great option for first-time homebuyers or those with less-than-perfect credit, as it offers low down payment requirements and flexible qualification criteria.

Surprise is a city that truly lives up to its name, offering residents and visitors alike a pleasant surprise around every corner. From its charming neighborhoods and well-maintained parks to its top-notch schools and diverse dining options, Surprise has something for everyone.

Whether you're looking to settle down and raise a family or simply enjoy a relaxed lifestyle in a beautiful setting, Surprise has it all. With FHA New Financing options available, now is the perfect time to explore the real estate market in this delightful city and find the home of your dreams.

Newest Surprise Homes with FHA New Financing

$459,900

2 Beds ⋅ 2 Baths ⋅ 7084857 MLS ⋅ 1,627 SqFt.

Imagine starting your mornings with coffee and an Arizona sunrise from your back patio, then ending the day with a colorful sunset and the peaceful sound of the waterfall in your private front courtyard. This fully renovated Madera model in The Grand offers 2 bedrooms, 2 baths + den with LVP flooring throughout and a beautifully upgraded kitchen featuring quartz countertops, abundant custom cabinetry, gas cooking and a cozy breakfast nook. The backyard was made for Arizona living with an extended covered patio, expansive pavers, space to BBQ and a firepit for cool desert evenings. OWNED solar adds energy savings to a home where the work has already been done and the lifestyle is ready to enjoy. Step inside and you'll find thoughtful improvements throughout. Both bathrooms were remodeled, while the den was enclosed with a frosted-glass door to create a true office, hobby room or flexible bonus space. Upgraded panel doors, 4-inch baseboards and custom window treatments add a polished finish, while the living room's custom media wall with stone detail, floating shelves and electric fireplace creates a beautiful focal point. Energy efficiency and functionality were considered too, with Pella energy-efficient windows and patio door. The 2-car garage features a newer garage door and opener, epoxy flooring and overhead storage, while the exterior has benefited from refreshed stucco and new roof! Then there's life in The Grand, a vibrant 55+ community where your days can be as active or relaxed as you'd like. Golf, fitness, swimming, clubs, arts, recreation, dining and entertainment are all part of the experience. Spend the day exploring everything the community offers, entertain friends at home, or simply find your favorite chair and enjoy another beautiful Arizona day. This is a home that's been updated for today, in a community built around enjoying what's next.

18401 N Villa Bella Drive, Surprise

$504,320

4 Beds ⋅ 3 Baths ⋅ 7084853 MLS ⋅ 2,287 SqFt.

SELLER IS OFFERING CLOSING COST AND RATE BUYDOWN SPECIALS. This home has 4 bedrooms, 3 baths plus a loft and a 2-car garage. Highly sought after guest suite on bottom floor. This home has a beautiful kitchen with an island, 42'' upgraded cabinets, Upper-level Quartz countertops and stainless-steel appliances. The kitchen opens up perfectly to the great room and the covered patio. Master suite has a large bedroom, large walk in closet and double sinks.

17135 W Corrine Drive, Surprise

$674,995

3 Beds ⋅ 3 Baths ⋅ 7084745 MLS ⋅ 2,730 SqFt.

The Julia welcomes you with timeless curb appeal, highlighted by a charming covered front porch and thoughtfully designed ranch-style layout. Inside, an extended entryway opens to a spacious living area where the expansive kitchen, breakfast nook, and great room come together to create the perfect setting for both everyday living and effortless entertaining. The kitchen features a large center island and an oversized walk-in pantry, providing abundant space for gathering, cooking, and storage. A versatile flex room offers a convenient tech center, while the formal dining room adds elegance for hosting special occasions. Just beyond, a private covered courtyard extends your living space outdoors, creating a unique retreat for relaxing or entertaining guests. . The Julia includes two secondary bedrooms and a shared bath, and a 4-car garage. (Or 3 car plus garage storage area)

17174 W Charlotte Drive, Surprise

$485,632

3 Beds ⋅ 2 Baths ⋅ 7084714 MLS ⋅ 1,880 SqFt.

New Home in Windstone Ranch North! The Impressive Enhanced B Style Package features White Cabinets, Chrome Finishes, and 9' Ceilings. The Primary Bedroom includes a Private Retreat with Dual Sinks, Shower, and Walk-In Closet. Two Additional Bedrooms can be used for Guest Rooms, Office, or Play Area. The Kitchen comes with a Double Bowl Sink, Walk-In Pantry, Large Island, and GE Gas Range. Includes Ceiling Fan Prewires, Tankless Water Heater, and Smart Home Package. Oversized Lot at 7,500 sq ft. Double gate. Est. December Move in. A Must-See Home!

15236 W Gray Fox Trail, Surprise

$655,933

4 Beds ⋅ 4 Baths ⋅ 7084686 MLS ⋅ 3,554 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. Available January 2027, this impressive Starwood floor plan offers 4 bedrooms, a game room, den, formal dining room, 3.5 baths, and a 3-car garage. Thoughtfully designed with modern finishes, this home includes built-in appliances, quartz kitchen countertops, a soft water plumbing loop, gas stubs at the kitchen, backyard BBQ area, and laundry room for a gas dryer. A perfect blend of space, comfort, and functionality for everyday living and entertaining.

24968 N 170th Drive, Surprise

$340,000

2 Beds ⋅ 2 Baths ⋅ 7084647 MLS ⋅ 1,401 SqFt.

Find your ideal retirement haven in the 55+ guard-gated Arizona Traditions! This beautiful home offers 2 beds + den, 2 baths, 2-car garage, and a desert landscape. Discover a spacious, seamlessly flowing layout for everyday living! Vaulted ceilings add to the airy feel, complemented by tons of natural light, neutral palette, and tile flooring t/out. The impressive kitchen boasts SS appliances, ample wood cabinets, recessed lighting, and a peninsula w/breakfast bar. The double-door den is perfect for an office! Large main bedroom has a double-door entry and an ensuite with dual sinks & a walk-in closet. Relax in the private backyard with a covered patio! Enjoy Community amenities including golf, 3 pools, fitness center, pickleball, tennis, bocce, softball, trails, & clubhouse. Welcome home!

18082 W Addie Lane, Surprise

$449,990

4 Beds ⋅ 3 Baths ⋅ 7084624 MLS ⋅ 2,113 SqFt.

January move-in home with SPECIAL RATE FINANCING available! This beautiful four-bedroom split floor plan home is located on a Cul-de-sac lot with spacious kitchen, dining and living area, great for entertaining! Walk in pantry, pocket office, large breakfast island and more! This smart home is energy efficient with video doorbell, 8ft garage doors, multiple parks, playgrounds, basketball, pickleball and mountain views! Come see it today and ask about our great incentives!

20641 N 225th Drive, Surprise

$369,900

3 Beds ⋅ 3 Baths ⋅ 7084599 MLS ⋅ 1,726 SqFt.

Complete Remodel 3Beds 2,5Baths. House has a new paint Interior (including garage) Kitchen has been updated with new 3-inch-thick granite countertop, new stainless-steel appliances, new sink, faucet, lights and cabinet painting professionally. All new Flooring downstairs. Upstairs New Carpet. Bathrooms have new 3-inch-thick granite, sinks, faucets, plumbing all new angle stops, light fixtures, and painting cabinets. Upstairs you will find 3beds, a large master with WC, master bath has a separate shower/tub and a private toilet. Laundry room has a new flooring. All new light fixtures and ceiling fans throughout. Large Backyard, 2 car garage with a new garage opener and spring. Very close to school.

17057 W Marconi Avenue, Surprise

$385,990

3 Beds ⋅ 3 Baths ⋅ 7084590 MLS ⋅ 1,742 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. The Silverton offers a thoughtfully designed two-story layout with an open-concept floor plan and spacious loft. Enjoy a chef-inspired kitchen featuring a gas cooktop, granite countertops, stainless steel appliances, refrigerator, washer, dryer, and whole-house blinds. Interior finishes include tile and carpet, plus a glass walk-in shower in the owner's bath. Relax on the covered patio and enjoy a private 2-car garage. Just a short walk to The Gallery clubhouse, featuring pools, a fitness center, and pickleball courts.

16575 W Whispering Wind Drive, Surprise

$426,990

4 Beds ⋅ 3 Baths ⋅ 7084576 MLS ⋅ 2,244 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. The Powderhorn offers a thoughtfully designed two-story layout with a bedroom and full bath on the main level. Enjoy an open-concept floor plan, spacious loft, chef-inspired kitchen with gas cooktop, granite countertops, stainless steel appliances, refrigerator, washer, dryer, and whole-house blinds. Interior finishes include tile and carpet, plus a glass walk-in shower in the owner's bath. A private 2-car garage, covered patio, and cozy backyard complete the home. Walking distance to The Gallery clubhouse featuring pools, fitness center, and pickleball courts.

16577 W Whispering Wind Drive, Surprise

$421,990

4 Beds ⋅ 3 Baths ⋅ 7084562 MLS ⋅ 1,837 SqFt.

Under Construction in the desirable Frontera Community in Surprise! January close date. This thoughtfully designed single-story home features 4 bedrooms, 2.5 bathrooms, and an open-concept great room. The kitchen includes a large island with a breakfast bar, quartz countertops, white cabinets, and grey wood look tile throughout the main living areas, all highlighted by 9-foot ceilings, an upgraded Chrome-style finish package, and smart home features. The private primary suite offers dual sinks, a walk-in shower, and a generous walk-in closet. Three additional bedrooms and a separate laundry room provide flexibility and convenience. Enjoy modern finishes and a welcoming community with parks, playgrounds, and pickleball courts. Come see today!

22285 W Irma Lane, Surprise

$525,000

3 Beds ⋅ 2 Baths ⋅ 7084554 MLS ⋅ 2,334 SqFt.

Welcome home to The Grand! This beautifully kept, furnished Hacienda model offers over 2,300 sq ft with 3 bedrooms, 2 bathrooms, and a sought-after split floor plan. Soaring 9 ft ceilings create a bright, open feel throughout. The kitchen features stainless steel appliances and a bar top, ideal for entertaining. Relax by the gas fireplace in the family room or unwind on the covered patio after a round of golf. The spacious owner's suite offers a bay window, double sinks, and a two-door walk-in closet. The extended two-car garage includes built-in cabinets for easy storage. Just bring your suitcase and clubs and move right in!

15452 W Skyview Way, Surprise

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