Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, a vibrant city located in Maricopa County, Arizona. Known for its beautiful desert landscapes and sunny weather, Surprise offers a unique blend of natural beauty and modern amenities.

If you're considering buying a home in Surprise, you'll be pleased to know that many properties in the area qualify for VA loans. With VA loan financing available, purchasing your dream home in Surprise has never been easier. VA loans offer competitive interest rates and often require no down payment, making them a great option for eligible veterans, active-duty service members, and select military spouses.

Whether you're looking for a cozy starter home, a spacious family residence, or a luxurious retirement retreat, Surprise has a diverse range of real estate options to suit every lifestyle and budget. From charming single-family homes to modern townhouses and upscale condos, there's something for everyone in this welcoming city.

Surprise is also known for its top-rated schools, family-friendly community events, and convenient access to shopping, dining, and entertainment venues. With its friendly atmosphere and strong sense of community, Surprise is the perfect place to call home.

Contact us today to explore the available homes with VA loan financing in Surprise and take the first step towards owning your own piece of paradise in this thriving Arizona city.

Newest Surprise Homes with VA Loan New Financing

5 Beds ⋅ 3 Baths ⋅ 7061910 MLS ⋅ 2,945 SqFt.

Buyer incentives available! Let us help you buy down your rate! Spacious 2-story home located in the beautiful, mature, and highly sought-after Marley Park community, featuring 5 bedrooms and 3 bathrooms with a thoughtfully designed layout. Inside, enjoy an open floor plan with a blend of tile and carpet flooring, perfect for everyday living. The kitchen showcases warm, on-trend cabinetry, quartz countertops, stainless steel appliances, a large island, and a walk-in pantry--ideal for both cooking and entertaining. The primary suite is conveniently located on the main level, offering comfort and privacy. Upstairs and throughout the home, generously sized bedrooms provide plenty of space for family and guests.

13159 N 153rd Avenue, Surprise

3 Beds ⋅ 2 Baths ⋅ 7061718 MLS ⋅ 1,430 SqFt.

Well-maintained home in desirable Roseview community in heart of Surprise! Located in a quiet neighborhood w/ow HOA fees, this home backs to peaceful greenbelt park for added privacy. Recent updates include a 4-year-old Lennox A/C system, Maytag dishwasher, water heater, garage door motor and rollers, bedroom carpet, garbage disposal & newer exterior house paint. Vaulted ceilings in FR & charming dining nook in kitchen; three bedrooms, two baths. Spacious backyard offers plenty of room to build your dream pool. Priced to sell - move-in-ready home is exceptional value with its desirable location, low-maintenance features & strong rental appeal, it also presents an excellent opportunity as an income-producing rental property.Close to parks, shopping, dining, and everyday conveniences.

13229 W Lisbon Lane, Surprise

2 Beds ⋅ 3 Baths ⋅ 7061626 MLS ⋅ 1,501 SqFt.

CASH PRICE NO INCENTIVES!!! The ONLY new homes near SURPRISE CITY CENTER! Modern townhomes with gorgeous modern touches PRIME LOCATION WITHIN WALKING DISTANCE TO SHOPPING, RESTAURANTS, BALLPARK AND CITY CENTER! This thoughtfully designed home offers a functional and stylish layout. The heart of the home is the kitchen which features gorgeous MODERN BLACK CABINETS, striking WHITE TILE BACKSPLASH, TILE Flooring in all the right places! a flexible space that can easily function as a home office, study, PRIVATE FRONT PATIO features pavers and entry gate. This community features FANTASTIC AMENITIES such as HEATED COMMUNITY POOL, Dog Park, BBQ Grills, Playground, and Ramadas throughout.

13975 W Luke 115 Parkway Unit 115, Surprise

4 Beds ⋅ 4 Baths ⋅ 7061615 MLS ⋅ 2,758 SqFt.

You have to see it to believe it! Mountain views, end cul-de-sac lot, n/s exposure, you won't believe the price is right! Beautiful gourmet kitchen! Wall oven/microwave, hood, gas cooktop, lots of quartz counter space, 42'' cabinets with soft close doors, huge island and walk in butler's pantry. This thoughtfully designed home features four beds, three full baths, and one-half bath, and two flex rooms! Drop zone base cabinet, 12ft sliding glass door at patio,10ft ceilings, 8ft interior doors, secondary bedroom with ensuite. Other large bedrooms provide both functionality and privacy--perfect for family living or guests. Primary bath has stylish tiled shower, matte black finishes throughout, the cherry on top is the 3-car tandem garage with a garage service door.

22203 W Blackhawk Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7061592 MLS ⋅ 1,427 SqFt.

Sun Village Stunner is now available for you! Come experience all that active adult community has to offer. This home boasts 2 beds, 2 baths many updates done within the last 6 years that make this one a great deal for you! Come check it out today!

14011 W Paiute Trail, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061507 MLS ⋅ 2,199 SqFt.

This single-story home in the desirable Ranch Mercado subdivision in Surprise! Featuring 4 bedrooms, 3 baths, and 2,199 square feet of thoughtfully designed living space, this home offers a spacious split floor plan for added privacy. The kitchen features granite countertops and stainless steel appliances, creating a stylish and practical space for everyday living and entertaining. The dedicated laundry room includes a convenient utility sink. With a well-designed single-level layout and desirable features throughout, this home is ready to welcome its next owner.

24580 N 144th Avenue, Surprise

4 Beds ⋅ 2 Baths ⋅ 7061446 MLS ⋅ 1,571 SqFt.

Welcome to this charming single-level home in the Citrus Point community of Surprise. Offering approximately 1,571 square feet, this thoughtfully designed residence features four bedrooms, two bathrooms, and a desirable split-bedroom floor plan. Vaulted ceilings and abundant natural light create an open, inviting feel. The eat-in kitchen offers generous storage, a pantry, gas range, reverse-osmosis system, and pull-out lower cabinet shelving. The private backyard features mature landscaping, synthetic grass, raised garden beds, and extra concrete space for a spa or storage shed. Additional highlights include a covered patio, two-car garage, tile roof. A/C was replaced in 2024. convenient access to shopping, dining, recreation, and major roadways.

11348 W Pinehollow Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7061444 MLS ⋅ 875 SqFt.

Beautiful 2-Bedroom 2-Bath Home in the 55+ Gated Community of Happy Trails Resort! Enjoy resort-style living with an incredible array of community amenities, including golf, pool, spas, pickleball, tennis, fitness center, RV and vehicle storage, and so much more. This spacious double-wide home has been thoughtfully updated throughout. Recent improvements include luxury vinyl plank flooring (2017), dual-pane windows (2017), sunscreens (2017), Venetian blinds (2017), HVAC (2015), coated roof (2018), epoxy-coated patio (2018), and updated appliances, including the range, refrigerator, washer, and dryer (2019). Other features include an open-concept kitchen/living room area, breakfast bar, glass-front cabinetry, under-cabinet lighting, LED lighting, ceiling fans, and a walk-in shower in the primary bath. Relax outdoors on the full-length covered patio complete with roll-down shades. Plus there is a large attached storage area! This move-in-ready home combines comfort, style, and low-maintenance living in a great location near shopping, restaurants, major league baseball spring training, and more. Must see!

17200 W Bell Road Unit 2124, Surprise

3 Beds ⋅ 2 Baths ⋅ 7061392 MLS ⋅ 1,545 SqFt.

After only one year, the owners are moving on! This is your gain! Ask about the ASSUMABLE FHA loan at 4.75% This almost new property already has all the things that new construction doesn't! Window blinds, landscaping done, all the bells and whistles of the upgrades, a fantastic lot! The Yarrow floorplan, where style meets innovation in a home designed for flexibility, affordability, and efficiency. This single-family, single-story layout spans 1,545 sq. ft. and offers 3/4 beds, 2 baths, and an oversized 2-car garage. Experience low-maintenance living in an open-concept floorplan with versatile space for the whole family. Energy efficiency is at the forefront, featuring low-E double pane windows, a 15 SEER A/C, a 50-gallon e-water heater, LED lighting, & a 96% high-efficient furnace

18018 W Sand Hills Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061376 MLS ⋅ 2,907 SqFt.

A rare find! This beautiful 4-bedroom gem offers the perfect blend of comfort, style, and functionality, creating a warm and inviting ambiance you'll love coming home to. Fall in love with a large & airy living room with soaring ceilings, along with a harmonious great room adorned with pre-wired surround sound, making it the ideal space for movie nights. Gourmet kitchen displays glossy stainless steel appliances, abundant cabinetry with crown moulding, mosaic tile backsplash, recessed/pendant lighting, and a prep island with a breakfast bar. Flexible bonus room can easily serve as an additional bedroom or media area. Spacious primary retreat showcases balcony access, an ensuite, and a walk-in closet. Wonderful backyard shines with a covered patio, fire pit, and a refreshing pool. PLUS! Solar panels provide added energy efficiency and long-term savings. This value has it all!

17653 W Marconi Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061353 MLS ⋅ 2,264 SqFt.

Welcome to your own private desert retreat! Perfectly positioned on a desirable cul-de-sac, this exceptional home delivers impressive curb appeal with stone accents, a welcoming front patio, a two-car garage, and an RV gate. Step inside to soaring ceilings, warm rustic wood flooring, and a bright, inviting living space that instantly feels like home. The stylish kitchen is ready for everything from casual breakfasts to festive gatherings, featuring solid-surface countertops, abundant cabinetry, built-in appliances, recessed lighting, and a two-tier island with breakfast-bar seating. Upstairs, the versatile loft is perfect for a home office, media room, playroom, or cozy retreat. The spacious primary suite offers a private bath with dual sinks and a generous walk-in closet. Then step outside--and prepare to fall in love! This resort-inspired backyard was made for unforgettable Arizona living. Cool off in the sparkling pool, practice your short game on the putting green, host barbecues beneath the gazebo with its built-in grill, or gather around the glowing fire pit under the stars. A covered patio and convenient storage shed complete this incredible outdoor oasis. This is more than a home--it's your own personal escape for relaxing, entertaining, and making lasting memories. Come experience it for yourself!

26079 N 165th Lane, Surprise

2 Beds ⋅ 3 Baths ⋅ 7061274 MLS ⋅ 2,732 SqFt.

Beautifully maintained Ironwood offers 2,732 square feet of living space on a premium lot overlooking the Desert Springs Golf Course, with views of the White Tank Mountains. This home features 2 bedrooms, 2.5 baths, a private den/office, formal dining room, and an inviting library/game room with custom built-in shelving. The great room is the heart of the home, showcasing a custom entertainment wall with decorative shelving, abundant natural light, and breathtaking views through newer windows and sliding glass doors. The kitchen offers granite countertops, a large center island with electric cooktop and retractable downdraft vent, wall oven and microwave, Bosch dishwasher, four-door stainless refrigerator, abundant cabinetry, and a generous walk-in pantry, a butler's pantry. Adjacent casual dining overlooks the patio and golf course beyond. The spacious primary suite features a sitting area perfect for reading, exercise, or relaxation, along with picturesque golf course and mountain views. The luxurious ensuite bath includes dual vanities, a jetted soaking tub, remodeled tiled walk-in shower, large walk-in closet, private water closet, and bidet. Guests will appreciate the comfortable secondary bedroom and nearby bath with walk-in shower. Outdoor living is equally impressive with an extended covered patio, cool decking, motorized sunscreen, tranquil water feature, professionally landscaped low-maintenance yard, and wrought iron fencing that preserves the spectacular golf course and mountain views. Additional highlights include owned solar (24 panels) with exceptionally low electric costs, two HVAC systems replaced in 2018, newer Andersen rear windows and slider, epoxy-coated garage floors, service door, extensive garage cabinetry and workshop space, golf cart garage, whole house water softener, hot water recirculating system, and newer water heater. Inside laundry features new Samsung Red Front Loader washer and dryer, cabinets and counter space. A rare opportunity to enjoy spacious living, stunning views, and outstanding energy efficiency in one of The Grand's most sought-after floor plans.

15905 W Clear Canyon Drive, Surprise

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.