Surprise Homes with Cash to Loan New Financing

Surprise Homes with Cash to Loan New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County, where the sun shines bright and opportunities abound! Known for its warm climate and friendly community, Surprise is a hidden gem that offers a perfect blend of suburban charm and urban convenience. With its lush parks, exciting recreational activities, and a variety of shopping and dining options, this city is an ideal place for families, retirees, and everyone in between.

Surprise boasts a rich tapestry of neighborhoods, each with its unique character and appeal. Whether you’re looking for a cozy single-family home or a modern townhome, the real estate market here has something for everyone. One of the most exciting aspects of buying a home in Surprise is the availability of cash-to-loan financing options. This flexible financing can help you secure your dream home while allowing you to leverage your cash reserves effectively. With numerous lenders offering competitive rates, you can easily find a financing solution that fits your needs.

The city is also known for its commitment to community engagement and growth, with numerous events and activities that bring residents together throughout the year. From local farmer’s markets to sports leagues, there’s always something happening in Surprise.

If you’re ready to explore the possibilities of owning a home in this thriving city, let us guide you through the process. With a wealth of resources and expertise, we’re here to help you find the perfect place to call home in Surprise, AZ!

Newest Surprise Homes with Cash to Loan New Financing

3 Beds ⋅ 2 Baths ⋅ 7057248 MLS ⋅ 1,592 SqFt.

Our Aurora floorplan is the perfect 3-bedroom, 2-bath home! Step into the open foyer with its elegant tray ceiling, leading you directly into a spacious great room, kitchen, and dining area -- perfect for entertaining! The kitchen features quartz countertops, stainless steel Whirlpool appliances, a double door pantry, and soft-close cabinets and drawers throughout. The primary suite offers a generous walk-in closet and a luxurious bath with a walk-in shower and dual-sink vanity. Tile throughout with carpet in the bedrooms. Two tone paint. The backyard is large enough for a pool and more at 45' deep along with a 19'x10' covered patio. Home includes window coverings, and Community has parks and walking trails.

16765 W Spur Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7052695 MLS ⋅ 1,750 SqFt.

The Corona floor plan offers 1,750 sq. ft. of thoughtfully designed living space with 3 bedrooms and 2.5 baths. The open-concept great room features an inviting dining nook and a spacious kitchen with: Quartz countertops and full tile backsplash, SS Whirlpool appliances and a generous island perfect for gathering at! The owner's suite provides ample space, while the ensuite bath includes dual sinks, a walk-in shower, and a walk-in closet. Two of the secondary bedrooms share a convenient jack-n-jill bath! This is a MUST SEE!!

16718 W Spur Drive, Surprise

5 Beds ⋅ 4 Baths ⋅ 7052693 MLS ⋅ 2,275 SqFt.

3 Master Bedrooms!!!This professionally designed single-story home features 4 bedrooms and 3 baths in the main residence, plus an attached private casita with its own bedroom and full bath--ideal for guests, multigenerational living, or added flexibility. The open-concept layout offers a spacious great room and upgraded kitchen with designer finishes and modern touches throughout. This beautiful homes comes with washer, dryer, refrigerator, 2'' faux wood white blinds throughout and it backs to a common area! This is a must see.

16742 W Spur Drive, Surprise

OVER 1 ACRE OF RAW LAND WITH ENDLESS POSSIBILITIES! Previously used as a practice race track, this unique property offers plenty of open space and abundant dirt ready for your vision--whether that's building your dream home, creating a private retreat, or making a smart land investment. Located in an area experiencing continued growth and development, this parcel offers excellent long-term potential. Neighboring properties have water wells, and electric, cable, and phone services are available nearby, providing added convenience for future plans. Enjoy the freedom of wide-open space, the flexibility to build to your needs, and the opportunity to own land in a rapidly developing area. A great opportunity for both homeowners and investors alike!

15604 W San Ysidro Road, Surprise

4 Beds ⋅ 5 Baths ⋅ 7030973 MLS ⋅ 4,126 SqFt.

This perfect blend of rustic charm and modern comfort in this beautifully designed Ranch-style home. Featuring an open-concept floor plan, this residence offers a bright and spacious atmosphere ideal for everyday living and effortless entertaining. The expansive great room serves as the heart of the home, complete with a sliding glass door that seamlessly extends your living space outdoors for true indoor/outdoor enjoyment. The private primary suite features a generous walk-in closet, relaxing soaking tub, and separate shower for a spa-like retreat. Located in a highly sought-after resort-style community, residents enjoy staff-gated entry, pickleball and tennis courts, three sparkling pools, a spa, fitness center, and on-site restaurant. Timeless beauty will not last.

11103 N Julian Street, Surprise

3 Beds ⋅ 2 Baths ⋅ 7029085 MLS ⋅ 1,592 SqFt.

Our Aurora floorplan is the perfect 3-bedroom, 2-bath home! Step into the open foyer with its elegant tray ceiling, leading you directly into a spacious great room, kitchen, and dining area -- perfect for entertaining! The kitchen features quartz countertops, stainless steel Whirlpool appliances, a double door pantry, and soft-close cabinets and drawers throughout. The primary suite offers a generous walk-in closet and a luxurious bath with a walk-in shower and dual-sink vanity. Tile throughout with carpet in the bedrooms. Two tone paint. The backyard is large enough for a pool and more at 45' deep along with a 19'x10' covered patio. Home includes window coverings, and Community has parks and walking trails.

16730 W Spur Drive, Surprise

5 Beds ⋅ 3 Baths ⋅ 7028955 MLS ⋅ 2,703 SqFt.

INCREDIBLE VALUE in the highly sought after Surprise Farms community! This massive 5 bedroom, 3 bath home offers the space, layout, and potential buyers have been waiting for. Featuring a downstairs bedroom and full bath, expansive living areas, formal dining space, oversized loft, and a functional open concept kitchen with island, walk in pantry, breakfast nook, and plenty of storage. Upstairs, the spacious primary suite includes a private balcony, large walk in closet, and ensuite bath with dual sinks, soaking tub, and separate shower. HVAC replaced in 2022 and exterior recently painted. The backyard is ready for your vision and personal touch. Sold AS IS and priced aggressively to reflect the opportunity. With a little love, this home has serious upside potential.

18182 W Desert Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7028872 MLS ⋅ 2,646 SqFt.

Stunning 4 bedroom, 3 bath + 3-Car Garage Single Story home in the sought-after Zanjero Trails community of Surprise! Lennar's Trillium plan offers 2,647 sq. ft. of luxury living. Features a dedicated Next Gen® Suite with private entrance/kitchenette, full bath plus Washer/Dryer hook up, perfect for multi-generational families, guests, luxury home office, or rental income. The main home boasts an open-concept gourmet kitchen with quartz countertops, massive island, and upgraded stainless steel appliances. Spacious Great Room opens to a covered patio and private pool. Private owner's suite with large walk-in closet, double vanities, and spacious bedroom. Features smart home tech and energy-efficient construction.

18868 W Laurel Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7018853 MLS ⋅ 2,016 SqFt.

GOOD NEWS!! The thoughtful sellers are offering $8,500 in concessions to use for closing costs or to buy down your interest rate. This 2016-built gem in Asante shines with curb appeal! Inside, every detail is thoughtfully curated, from the warm wood-look flooring to the timeless plantation shutters. It's a home built for memories--whether you're gathered at the granite breakfast bar or enjoying coffee under your private backyard gazebo. The spacious 4-bedroom layout flows effortlessly to a large covered patio, offering plenty of room for everyone. Enjoy the incredible Asante lifestyle with walking paths, parks, a library, and schools nearby. This isn't just a house; it's the perfect backdrop for your next chapter. Plank Tile Flooring & Plantation Shutters too! In Lovely Community w/Parks

24030 N 164th Drive, Surprise

3 Beds ⋅ 3 Baths ⋅ 7013715 MLS ⋅ 2,503 SqFt.

Country Club living has never been better! This home is perfectly located near a neighborhood park and main entrance. The open floor plan makes the great room/kitchen area MASSIVE. The gourmet kitchen features quartz countertops and seamlessly flows into the main living area, while tile flooring adds style and easy maintenance. The spacious primary suite is a true retreat with an oversized walk-in shower and a dreamy walk-in closet. You'll also appreciate thoughtful touches like a laundry room with a sink and premium finishes throughout. Bedroom Two features a walk-in closet and en-suite bathroom. Additional luxuries include epoxy flooring in the garage, garage storage racks, a soft water loop, upgraded soft-close cabinets throughout the home, and a walk-in pantry. The low-maintenance,... ...functional backyard is perfect to enjoy-as is or to dream up your ideal outdoor oasis. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17233 W Dartmouth Street, Surprise

3 Beds ⋅ 4 Baths ⋅ 6996692 MLS ⋅ 2,489 SqFt.

Wake up every day to unobstructed water and golf course views overlooking the 13th hole at Sterling Grove Golf & Country Club, where birds fish along the water's edge and soar overhead--pure Arizona serenity. This two-year-old, very lightly lived-in Spanish Matthews model sits on a premium golf lot and offers refined single-level living designed for comfort and style. The primary suite is a true retreat with a spa-inspired, resort-style bathroom, while two additional en-suite bedrooms provide ideal privacy for guests. A flexible bonus room is perfect for a home office, den, or media space. The chef's kitchen is a showstopper, featuring a quartzite waterfall island, upgraded cabinetry, and high-end finishes. An upgraded laundry room with additional cabinetry and a sink adds... ...everyday convenience. The living and dining spaces are framed by a dramatic 90-degree stacking sliding glass door, creating a seamless indoor-outdoor transition. Step outside to the covered patio with a motorized sun screen, complemented by sun-filtering window screens throughout the home. The backyard is professionally landscaped with travertine tile, low-maintenance turf, a tranquil water feature, and a sunken Jacuzzi hot tub--perfect for relaxing or entertaining. A gas line is already plumbed and ready for your BBQ. Front and backyard lighting complete the outdoor experience. A spacious three-car garage offers ample room for vehicles, golf carts, and other recreational equipment. Community & Lifestyle Sterling Grove is the West Valley's newest premier golf destination, featuring a world-class Nicklaus Design golf course operated by Troon Golf Management Services, thoughtfully designed for both seasoned golfers and newcomers. State-of-the-art practice facilities include a driving range, putting and chipping greens, and an on-site golf simulator. Residents enjoy a resort-style pool, spa services, fitness center, restaurant, and an elegant clubhouse with first-class amenities. Step outside your door to bike or jog through this beautifully landscaped, gated community, all just minutes from shopping and dining at Prasada. Luxury, lifestyle, and views--this is Arizona golf course living at its finest.

17613 W Guthrie Street, Surprise

2 Beds ⋅ 3 Baths ⋅ 6981225 MLS ⋅ 2,462 SqFt.

Deluxe urban living. The Cranston's inviting covered entry and welcoming foyer draw guests toward views of the expansive great room and desirable extended covered patio beyond. The well-designed kitchen overlooks a bright casual dining area, and is enhanced by a large center island with breakfast bar, plenty of counter and cabinet space, and huge walk-in pantry. The lovely primary bedroom suite is complete with dual walk-in closets and spa-like primary bath with dual-sink vanity, luxe glass-enclosed shower with seat, and private water closet. The generous secondary bedroom features a roomy closet and private full bath. Additional highlights include an enormous walk-in linen storage area off the great room, convenient powder room, centrally located laundry, and additional storage. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. Sterling Grove has a strong pickleball community and club. It is a very active club that hosts multiple events and player development every month; the largest club in the community. Players from SG compete all over the country and in Canada. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

11491 N Luckenbach Street, Surprise

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