Payson Homes with Cash New Financing

Payson Homes with Cash New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of the majestic Mogollon Rim. Known for its breathtaking landscapes and vibrant community, Payson offers a unique blend of small-town charm and outdoor adventure. With its cool mountain climate, lush pine forests, and stunning views, this picturesque town is the perfect retreat for nature lovers and those seeking a serene lifestyle.

Payson boasts a rich history and a variety of local attractions, from the iconic Tonto Natural Bridge to the serene waters of Green Valley Park. Residents enjoy a plethora of recreational activities, including hiking, fishing, and exploring the nearby lakes and trails. The town's warm community spirit is evident in its local events, farmer’s markets, and art festivals, making it easy to feel right at home.

For those considering a move to this enchanting area, you'll be pleased to know that there are homes available with cash new financing options. This means you can invest in your dream home without the hassle of traditional financing. Whether you’re looking for a cozy cabin in the woods or a modern family home with stunning views, Payson has a diverse range of properties to suit every taste and budget.

Imagine waking up to the serene sounds of nature and the beauty of the Arizona landscape right outside your window. Payson isn’t just a place to live; it’s a lifestyle. Come discover the charm of Payson, where your dream home awaits!

Newest Payson Homes with Cash New Financing

4 Beds ⋅ 2 Baths ⋅ 7061580 MLS ⋅ 1,480 SqFt.

Welcome to this beautifully renovated 4-bedroom, 2-bath home nestled in a peaceful, tree-filled setting in Payson. Surrounded by mature trees and located in a quiet neighborhood, this property offers the perfect blend of comfort, privacy, and mountain charm. Recent updates include brand-new flooring throughout and a new roof, providing peace of mind and modern appeal. The spacious floor plan offers four comfortable bedrooms and two full bathrooms, making it ideal for families, guests, or a vacation retreat. Relax and enjoy the fresh mountain air from the inviting front porch, perfect for morning coffee or evening sunsets. The oversized 24' x 24' two-car garage provides ample space for vehicles, storage, or a workshop and features the added convenience of a full bathroom

7488 N Paloma Vista Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7061427 MLS ⋅ 1,418 SqFt.

Versatile Income Property & Multi-Generational Living Opportunity! This property offers two separate living spaces, making it an excellent investment property, income producing rental, or multi-generational home. The main residence features a 2 bedroom, 1 bath upstairs unit, while the lower level offers a 1 bedroom, 1 bath unit. With two distinct units under one roof, this property provides flexibility for rental income, extended family, guests, or an owner occupant looking to offset their mortgage with rental income. Conveniently located in Payson with easy access to local shopping, dining, recreation, and the beautiful Rim Country. A great opportunity to own property with multi income producing possibilities and long term investment potential!

1403 N Woodland Drive, Payson

3 Beds ⋅ 4 Baths ⋅ 7061308 MLS ⋅ 2,096 SqFt.

Enjoy mountain living with scenic views in this 3-bedroom, 4-bathroom home located in the desirable community of Payson, Arizona, just moments from Green Valley Lake. Designed for comfort and privacy, each bedroom serves as its own private suite, complete with a dedicated bathroom and walk-in closet, making this home ideal for guests or multi-generational living. The spacious floor plan features a welcoming living area with a cozy gas fireplace, a perfect gathering space during cooler mountain evenings. The primary suite includes a sitting room, a large walk-in closet, and a luxurious ensuite bathroom with a jetted tub. An additional room off the garage offers flexibility for a home office, hobby room, fitness space, or extra storage. Large windows with energy-efficient three-pane glass bring in natural light while enhancing year-round comfort. Ceiling fans are installed throughout the home, and recent updates include new windows installed approximately two years ago, a new refrigerator and washing machine in 2026, a newer hot water heater, and a roof replaced in 2024. Outdoor living is just as impressive with a spacious patio and 2 balconies that capture sweeping city and mountain views. HOA-maintained landscaping allows for low-maintenance living, giving you more time to enjoy the surrounding area. Located close to Green Valley Lake, shopping, dining, and essentials, this home has a functional layout, thoughtful updates, and an exceptional location in one of Payson's most desirable neighborhoods.

800 S Montana Drive, Payson

3 Beds ⋅ 2 Baths ⋅ 7061281 MLS ⋅ 2,518 SqFt.

Outstanding mountain views & backs to NFS w/hiking trails this comfortable 3bd/2ba split floor plan, custom built home features an open great room with vaulted wood tongue & groove ceiling, tiled flooring, gas fireplace, ceiling fans, large windows with views of the NFS and easy access to the rear covered patio. Grand kitchen includes all appliances, pantry, Knotty Alder cabinets, plenty of counter space & breakfast bar. Perfect place for entertaining your guests! Bdrms are carpeted & Master bdrm suite offers walk-in closet, tiled glass block walk-in shower & dbl vanity. Washer & dryer in utility room convey. A 3-car garage w/laundry sink, storage cabinets & ample workshop area. Front Trex & tiled deck, low maintenance landscaping & mature vegetation.

2108 N Cold Springs Point, Payson

4 Beds ⋅ 2 Baths ⋅ 7061144 MLS ⋅ 1,152 SqFt.

Discover mountain living at its finest in the highly desirable Woodland Meadows community of Payson. Nestled among towering pines on a quiet cul-de-sac, this beautifully maintained home offers the peaceful lifestyle you've been dreaming of--where cool mountain air replaces triple-digit temperatures and local deer are frequent visitors right outside your back door. Just 90 minutes from the Valley, this home is the perfect full-time residence, weekend retreat, or summer escape. Spend your mornings on the back patio with coffee as wildlife wanders through the neighborhood, and your evenings enjoying crisp mountain air beneath Arizona's stunning star-filled skies. Inside, you'll find a thoughtfully designed floor plan with spacious living areas, abundant natural light, and numerous updates.

124 S Birchwood Circle, Payson

5 Beds ⋅ 3 Baths ⋅ 7061119 MLS ⋅ 2,587 SqFt.

Enjoy breathtaking views from this versatile 2.2-acre horse property featuring a 2,587± sq. ft. home with a private guest house and an attached 3-car garage. The main home offers a split floor plan with 3 bedrooms and 2 baths, including a spacious primary suite with an en-suite bath, separate tub and shower, and private access to the covered patio. The great room features custom Mesquite wood flooring and opens to a well-appointed kitchen with granite countertops, gas range, pantry, center island, and breakfast bar. The attached guest house has its own private entrance and includes 2 bedrooms, 1 bath, a family room, and a kitchenette with refrigerator, stove, and microwave--ideal for guests or multi-generational living. Outside you'll find a horse pen, a dog run, room for RV parking and all your toys, plus plenty of space to enjoy the beautiful surroundings. The spacious 3-car garage provides ample room for vehicles, storage, or workshop space. Two separate A/C units provide independent comfort for the main home and guest house.

1905 N Conifer Circle, Payson

4 Beds ⋅ 4 Baths ⋅ 7060959 MLS ⋅ 2,270 SqFt.

Looking for a spacious home with a massive hangar that can accommodate just about anything? This one-of-a-kind property features a 2,270 sq. ft., 4-bedroom, 4-bath home situated on over half an acre, along with an impressive 2,860 sq. ft. hangar/garage designed to meet all your aviation, storage, workshop with half bath, or hobby needs. Workshop with 1/2 bath in hanger not included in sq.ft. For aviation enthusiasts, this property offers the rare opportunity to taxi your personal aircraft directly from the hangar to the runway. Both the home and hangar are built with ICF (Insulated Concrete Form) construction, offering exceptional durability, energy efficiency, sound insulation, and long-term performance. The oversized paver driveway provides ample parking, with additional space along the side and rear of the property for multiple trailers, RVs, or extra vehicles. Enjoy 3 patios, covered and uncovered plus a large yard that's perfect for entertaining, gardening, or pets. Inside, you'll appreciate the tall ceilings, granite countertops, a spacious kitchen island, and an open, inviting floor plan. The generous primary suite offers private access to the back patio. The home's layout includes three bedrooms on the main level, one bedroom with en-suite bathroom upstairs, plus a separate office, providing flexibility and plenty of room for family or guests

1507 W Mooney Parkway, Payson

3 Beds ⋅ 2 Baths ⋅ 7060783 MLS ⋅ 1,523 SqFt.

Move-in ready and in true mint condition! This beautifully maintained single level NO HOA, 2-bedroom, 2-bathroom home also features a versatile office/den, perfect for remote work or a quiet retreat. A charming walkway welcomes you inside, where rich flooring flows throughout an open, light-filled living area. The updated kitchen impresses with a stylish island, tile backsplash, and stainless-steel appliances, opening to a cozy breakfast nook with deck access ideal for morning coffee or evening sunsets. The primary suite offers a private en-suite bath and plenty of natural light, while a second spacious bedroom and dedicated office/den add valuable flexibility. The oversized 2-car garage provides extra storage and workspace. Tucked away in a peaceful, tree-lined setting, this home is a true gem!

1105 N Bavarian Way, Payson

3 Beds ⋅ 2 Baths ⋅ 7060556 MLS ⋅ 1,344 SqFt.

This charming 3 bdrm, 2 bath home is situated in the heart of Payson on a spacious .028 acre lot in a quiet, established neighborhood. The property includes a detached 2-car metal garage and offers plenty of potential for the right buyer. With a little TLC, this home can be transformed into a beautiful residence again. Whether you are an investor looking for your next project or a homeowner ready to add your personal touch, this property is full of opportunity. Don't miss this chance to own a great property in a desirable location with endless possibilities!

504 W Johnson Drive, Payson

3 Beds ⋅ 2 Baths ⋅ 7060149 MLS ⋅ 1,632 SqFt.

Check out this gorgeous single family home just listed in the highly desirable Trailwood Community in Payson! HUGE corner lot, Single Story Home, No Interior Steps, 2 Car Garage, Closed-In Front Porch, Granite Kitchen Countertops, Stainless Steel Appliances, Gas Range, Newer HVAC, Rustic Pellet Stove, 9 Foot Ceilings, Covered Back Deck, Private Backyard, New Automated Front Drip System, Plenty of Storage and so much more! No HOA! Home has been meticulously maintained. Starlink Internet Equipment is paid in full and conveys with the sale. Optional monthly rate of approx. $120/mth. Murphy Bed in the second bedroom conveys. Vacant and available to show anytime! This home is a must see!

307 N Lakeshore Road, Payson

3 Beds ⋅ 3 Baths ⋅ 7060043 MLS ⋅ 2,304 SqFt.

Mountain Views • Private Setting • Flexible Living Space Nestled in one of Payson's most desirable neighborhoods, this beautifully maintained mountain home offers the perfect combination of privacy, comfort, and spectacular views. Surrounded by custom homes and abundant wildlife, you'll enjoy peaceful mornings with elk wandering through the neighborhood and breathtaking sunrises and sunsets from both the front and rear decks. The home features 2,304 square feet with 3 bedrooms and 3 full bathrooms on a generous 0.47-acre lot. The upper level serves as the primary living area with an open, warm mountain-cabin feel highlighted by tongue-and-groove pine throughout. The lower level includes a private bedroom, full bath, family room, and separate entrance--ideal for guests, extended family, a home office, or multigenerational living.

1103 S Stewart Pocket Circle, Payson

3 Beds ⋅ 2 Baths ⋅ 7059967 MLS ⋅ 1,485 SqFt.

Views and Privacy. Single level home that backs to undeveloped land. Enjoy the composite covered back deck while gazing at the mountains. Kitchen has stainless steel gas range, refrigerator, and dishwasher. Wood floors in kitchen plus an island. Roof was replaced approx. 6 months ago. Primary bedroom has a slider door to the covered back deck, double sinks and large walk-in closet.

621 E Phoenix Street, Payson

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.