Payson Homes with Cash New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of the majestic Mogollon Rim. Known for its breathtaking landscapes and vibrant community, Payson offers a unique blend of small-town charm and outdoor adventure. With its cool mountain climate, lush pine forests, and stunning views, this picturesque town is the perfect retreat for nature lovers and those seeking a serene lifestyle.

Payson boasts a rich history and a variety of local attractions, from the iconic Tonto Natural Bridge to the serene waters of Green Valley Park. Residents enjoy a plethora of recreational activities, including hiking, fishing, and exploring the nearby lakes and trails. The town's warm community spirit is evident in its local events, farmer’s markets, and art festivals, making it easy to feel right at home.

For those considering a move to this enchanting area, you'll be pleased to know that there are homes available with cash new financing options. This means you can invest in your dream home without the hassle of traditional financing. Whether you’re looking for a cozy cabin in the woods or a modern family home with stunning views, Payson has a diverse range of properties to suit every taste and budget.

Imagine waking up to the serene sounds of nature and the beauty of the Arizona landscape right outside your window. Payson isn’t just a place to live; it’s a lifestyle. Come discover the charm of Payson, where your dream home awaits!

Newest Payson Homes with Cash New Financing

$975,000

4 Beds ⋅ 4 Baths ⋅ 7084471 MLS ⋅ 2,615 SqFt.

Welcome to your own private mountain retreat in the sought-after Chaparral Pines golf course community in Payson, Arizona. Surrounded by towering Ponderosa pines and the beauty of Arizona's Rim Country, this thoughtfully designed cabin offers a spacious main living level plus a separate downstairs apartment--perfect for guests, extended family, a home office, or additional private living space. The main level features an inviting split-bedroom floor plan, vaulted ceilings, and expansive windows that fill the home with natural light while bringing the surrounding pine forest indoors. The generous primary suite offers a large bedroom and private bath, while two additional guest bedrooms and a guest bathroom provide comfortable accommodations for family and friends. Read more: A convenient half bath completes the main living level. Below, a separate apartment with its own private entrance beneath the deck offers exceptional flexibility. The space includes a kitchenette, living room, dedicated office area, full bathroom, closet, and an additional room that can be used as guest quarters, storage, or whatever best suits your needs. Step outside and enjoy everything the Chaparral Pines lifestyle has to offer, including golf, tennis, pickleball, swimming pools, kids' camps and activities, all within a private community surrounded by nature. Just beyond the neighborhood are miles of hiking opportunities and the peaceful beauty of Payson's tall pine forests. Whether you're looking for a full-time mountain home, a weekend escape, or a place where family and friends can gather, this cabin offers space, privacy, flexibility, and an authentic Rim Country lifestyle.

2303 E Scarlet Bugler Circle, Payson

$310,000

2 Beds ⋅ 1 Baths ⋅ 7083990 MLS ⋅ 897 SqFt.

Escape to the mountains and discover your own private slice of Rim Country! Nestled among towering pines in peaceful Colcord Mountain Estates, just 30 minutes east of Payson, this beautifully updated 2-bedroom, 1-bath cabin sits on a spacious ½-acre lot with incredible mountain views.Step inside to a bright, open layout featuring soaring vaulted ceilings, beautiful flooring, modern updates, and a cozy wood-burning stove perfect for chilly mountain evenings. A large picture window brings the outdoors in, filling the living space with natural light while showcasing the surrounding forest and mountain scenery. Outdoor living is just as impressive with an extra-long covered patio made for morning coffee, afternoon relaxation, and evenings under the stars. MORE... The oversized 3-car garage offers plenty of room for vehicles, toys, and storage, plus a dedicated workshop bay for projects and hobbies.Whether you're looking for a full-time mountain home, weekend getaway, or peaceful escape from the Valley heat, this property has it all--privacy, views, fresh mountain air, tall pines, and plenty of room to enjoy the Arizona mountain lifestyle!

254 S Blackfoot Road, Payson

$399,000

3 Beds ⋅ 2 Baths ⋅ 7083770 MLS ⋅ 1,906 SqFt.

Gorgeous cabin get away. Calm community and ready for a perfect weekend retreat or full time home. Master bedroom is a good size with lots of closet space. Inside washer and dryer and loft area for an additional bedroom or living space. Kitchen and half bath could use some updating, otherwise the home has good bones. There is a hand painted mural in the living room with a stuffed bear that conveys. Oversized lot .46 acre, the land adjacent with the storage unit and mini storage sheds is part of this property.

436 W Blackberry Lane, Payson

$38,500

7083758 MLS

Build Your Dream Home in Chaparral Pines! This lot is priced to sell! Nestled in one of Payson's most desirable gated golf communities, this beautifully treed lot is the perfect place to build your future life. The gentle slope makes for easy building, while towering pines create a private, tranquil setting with a peek-a-boo view of the 2nd fairway. Just a short distance from the Clubhouse and Recreation Complex, you'll have easy access to dining, the driving range, two pools, a fitness center, and a full slate of special interest classes to keep your days full and social. Add in tennis and volleyball courts, a dog park, and a playground for visiting grandkids, and there's something for every season of life here. With Payson's mild four-season climate, you'll enjoy nearly year-round golf and the kind of relaxed, active lifestyle retirement or seasonal living was made for. This is more than a lot, it's your next chapter, waiting to be built. Seller is motivated and priced it below comps to reflect that.

2810 E Coyote Mint Circle Unit 55, Payson

$145,000

7083498 MLS

Beautiful 0.25-acre homesite in the desirable new subdivision of North Peak Hills, offering great views of the town and the Granite Dells. This lot features a natural mix of trees and distinctive boulders, adding character and charm to the property. A full set of plans is included with a strong offer, providing a head start on bringing your vision to life. Don't miss this opportunity to build your dream home in a scenic and sought-after location!

521 N Peak Loop Unit 32, Payson

$650,000

4 Beds ⋅ 2 Baths ⋅ 7083378 MLS ⋅ 2,028 SqFt.

There are homes near the forest and then there are homes where the back gate opens directly into it. At 1900 W Fairway Lane, Tonto National Forest is your backyard, Payson Golf Club is directly across the street, and the best of Rim Country living begins at home. Set on a fully fenced .36-acre cul-de-sac lot with no HOA, this updated single-level residence offers approximately 2,028 square feet with four spacious bedrooms, two remodeled bathrooms and a dedicated office/bonus room. Inside, the home feels warm, open and full of character. Vaulted ceilings and wood-look flooring lead into a generous living area centered around a wood-burning fireplace with barnwood and corrugated-metal accents, built-ins and abundant storage. The remodeled kitchen combines extensive distressed cabinetry, tile countertops, a deep double farmhouse sink and Samsung Smart appliances. An adjoining dining area surrounded by windows brings in beautiful natural light, while the well-equipped laundry room adds cabinetry, a folding counter and utility sink. The flexible floor plan is designed for real life. The fourth bedroom includes its own exterior entrance--an excellent option for guests, a private workspace, studio or hobby room. The primary retreat offers exceptional storage with a walk-in closet, second closet and linen closet. Its custom bath stands apart with dual sinks and a large tiled walk-in shower featuring rain and handheld showerheads and a decorative frosted wilderness-scene window. An adjoining bonus room opens directly to the patio. Outside, the property becomes an experience of its own. Dine beneath the covered patio, unwind in the spa, enjoy the pond and water feature, or grow your own harvest in two fenced garden areas. Established apple, peach, plum and pomegranate trees are joined by grapevines, blackberries and raspberries. The permanent two-story site-built chicken house with metal roof can also provide substantial storage or hobby space. An RV gate and parking in both the front and backyard provide room for a boat or trailer. The two-car garage includes a workbench, shelving and cabinets. The roof was replaced in 2018, the exterior was painted in 2020 and the water heater was replaced in 2021. City water and public sewer complete the practical advantages. Green Valley Park, historic Main Street, local shops and restaurants are all close by. A home with this much space and flexibility is special; one with the forest through the back gate and golf across the street is something altogether different.

1900 W Fairway Lane, Payson

$889,000

2 Beds ⋅ 3 Baths ⋅ 7082811 MLS ⋅ 1,920 SqFt.

If your client wants a beautiful home with many updates, on 2.5 acres backing up to NFS, then look no further. For the handyman, car collector, or woodworker, the 1800 sf detached garage is a dream come true. Many come to escape the heat for mountain, cooler temperatures where the outdoors can be enjoyed year round. Hike, enjoy the nearby Verde River, or just sit and enjoy the beauty from any of the 3 covered decks here. The views are breathtaking. The circle drive provides easy access. Recent improvements are a new kitchen, laundry room, roof, water heater, furnace, central air and lower level carpeting. Pictures cannot truly convey the beauty of this home.

264 S Conifer Drive, Payson

$74,500

7082401 MLS

Breathtaking Mogollon Rim and Diamond Point views await from this exceptional corner homesite on a quiet cul-de-sac in Payson's Highlands at the Rim! The hillside topography offers an exciting opportunity to design custom mountain home that takes advantage of the natural slope, with the potential for a walkout basement. Enjoy spectacular Rim Country scenery from your future home, deck or outdoor living space. Surrounded by the outdoor recreation Payson is known for, including hiking, fishing, camping and golf. If you're looking for a Payson, AZ homesite with mountain view, and custom home potential, this property is ready for your vision!

1905 E Starlight Pass Pass Unit 108, Payson

$139,000

7082188 MLS

Over 1 acre within the gates of the Rim Golf Club, BACKING TO NATIONAL FOREST, and blanketed with tall Pine trees; this exquisite property is the perfect place to build your dream home. This home site is located in a highly desirable area of the community that has a quiet and tranquil setting.

805 S Monument Valley Drive Unit 166, Payson

$159,900

2 Beds ⋅ 2 Baths ⋅ 7082042 MLS ⋅ 780 SqFt.

Tall Pine trees, large .45 acre lot with 2 bed, 2 bath mobile centrally located. A couple storage sheds, awning, seller is motivated for a quick sale.

311 E Juniper Street, Payson

$599,999

5 Beds ⋅ 3 Baths ⋅ 7081938 MLS ⋅ 2,395 SqFt.

Located in the desirable Mogollon Village, this stunning custom-built home offers beautiful mountain views, along with numerous thoughtful upgrades throughout. An extra-deep garage provides plenty of room for additional storage, while the welcoming entryway leads to a charming covered front deck. Inside, the home features 8-foot doors throughout, five bedrooms, and three bathrooms. The beautifully appointed kitchen showcases custom cabinetry, a striking copper hood, and a spacious island/breakfast bar accented by gorgeous slab granite countertops. Conveniently located just off the kitchen, the laundry room offers abundant cabinetry for storage and generous counter space for folding. The inviting great room is designed for both comfort and entertaining, featuring a lovely gas fireplace with surround sound and a patio slider that opens to a covered, maintenance-free rear deck. With ample space for outdoor dining and entertaining, the deck overlooks a spacious, fenced backyard that is perfect for both pets and kids. With its custom finishes, thoughtful upgrades, stunning views, and exceptional indoor-outdoor living spaces, this home is a wonderful blend of comfort, style, and functionality.

304 S Ryan Drive, Payson

$345,000

3 Beds ⋅ 2 Baths ⋅ 7081423 MLS ⋅ 1,344 SqFt.

NEW CONSTRUCTION & NO HOA -- TURNKEY MOUNTAIN LIVING. Be the first to occupy this newly completed 3-bed, 2-bath, 1,344 sq ft residence on a fully usable, unrestricted parcel just 5 minutes northeast of Payson. Bring your horses, livestock, RV, and trailers--zero HOA restrictions. Perfectly positioned as a low-maintenance primary home, mountain retreat, or high-performing short-term rental. The open-concept layout features 9-foot flat ceilings and upgraded laminate flooring. The chef's kitchen is equipped with 42'' solid hardwood cabinetry, a 36'' commercial-grade range hood, and Samsung stainless appliances. The primary suite includes a walk-in closet and dual-vanity ensuite. Just minutes from premier hiking, trout fishing, and endless ATV trail systems. Engineered for modern efficiency, this all-electric home is built with a high-performance thermal envelope. Features include argon gas low-E double-pane windows, advanced insulation, a Carrier high-efficiency heat pump, and full LED lighting throughout. Additional amenities include a dedicated laundry room, ceiling fans, and an expansive covered front porch designed to capture mountain breezes.

8162 W Apache Drive, Payson

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