Payson Homes with Cash New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of the majestic Mogollon Rim. Known for its breathtaking landscapes and vibrant community, Payson offers a unique blend of small-town charm and outdoor adventure. With its cool mountain climate, lush pine forests, and stunning views, this picturesque town is the perfect retreat for nature lovers and those seeking a serene lifestyle.

Payson boasts a rich history and a variety of local attractions, from the iconic Tonto Natural Bridge to the serene waters of Green Valley Park. Residents enjoy a plethora of recreational activities, including hiking, fishing, and exploring the nearby lakes and trails. The town's warm community spirit is evident in its local events, farmer’s markets, and art festivals, making it easy to feel right at home.

For those considering a move to this enchanting area, you'll be pleased to know that there are homes available with cash new financing options. This means you can invest in your dream home without the hassle of traditional financing. Whether you’re looking for a cozy cabin in the woods or a modern family home with stunning views, Payson has a diverse range of properties to suit every taste and budget.

Imagine waking up to the serene sounds of nature and the beauty of the Arizona landscape right outside your window. Payson isn’t just a place to live; it’s a lifestyle. Come discover the charm of Payson, where your dream home awaits!

Newest Payson Homes with Cash New Financing

$3,250,000

3 Beds ⋅ 5 Baths ⋅ 7098165 MLS ⋅ 4,585 SqFt.

Experience an extraordinary expression of mountain-modern design, where rustic contemporary elegance, exceptional craftsmanship, and sophisticated architectural design come together in this remarkable custom-built home. Situated on 1.24 acres in the beautiful mountain town of Payson, Arizona, this distinctive residence offers an exceptional combination of refined living, thoughtful innovation, and extraordinary amenities, creating a home as impressive as it is inviting. From the moment you arrive, the home's magnificent architectural presence creates an unforgettable first impression. A dramatic covered entrance showcases soaring 12x12 timber beams, substantial imported natural stone columns and rich wood accents and beautifully illuminated by warm architectural lighting. Expansive paver driveway leads to the impressive entry. Upon entering, the spectacular great room immediately reveals the home's commitment to exceptional design and craftsmanship. Beautiful white oak flooring, custom up lighted wood beams, and a dramatic 16-foot fireplace feature finished in quartzite and tile create an atmosphere of warmth and sophistication. A striking walnut feature wall, impressive 100-inch anti-glare television, and integrated surround sound enhance the experience. A cleverly concealed Murphy door provides access to a hidden entry closet, reflecting the attention to detail found throughout this extraordinary residence. Designed to complement the home's sophisticated entertaining spaces, the stunning gourmet kitchen is an architectural centerpiece and a highly functional culinary environment. An impressive 14-foot waterfall island finished in leathered Taj Mahal quartz anchors the space, beautifully complemented by custom cabinetry, luxury appliances, and thoughtfully integrated pop-up electrical outlets. Two dishwashers provide added convenience, while a dedicated coffee and beverage station enhances everyday living. An exquisite custom entertaining bar featuring rich dark walnut cabinetry, leathered Taj Mahal quartzite countertops, an ice maker, and a beverage refrigerator completes this exceptional gathering space. The residence offers two distinctive primary suites, each designed to provide an elevated sense of luxury, comfort, and privacy. One serves as an extraordinary personal wellness retreat, bringing a spa-inspired experience into the comfort of home. This beautifully appointed sanctuary features a custom beehive sauna with Bluetooth connectivity, an enclosed glass shower designed to retain warmth, heated flooring, and a sophisticated stormy-sky color palette. Multiple shower and bathing fixtures, a luxurious soaking tub, bidet, reverse-osmosis water faucet, illuminated vanity, floating cabinetry, and a lighted closet mirror contribute to the exceptional attention to detail. A beautiful tray ceiling, custom-designed closet, and private patio access complete this remarkable retreat, creating an atmosphere dedicated to relaxation and rejuvenation. The second primary suite offers its own distinctive interpretation of refined mountain-modern elegance. Rich walnut cabinetry, leathered Taj Mahal quartzite countertops, striking black slate finishes, and a beautifully designed snail shower establish a sophisticated yet inviting environment. Additional guest accommodations continue the emphasis on quality and individuality, including

1301 N Tara Bella Circle, Payson

$379,900

3 Beds ⋅ 2 Baths ⋅ 7097585 MLS ⋅ 1,294 SqFt.

Search no further for a site-built turn-key 3 bed/2 full bath single level home under $400k. Comfortable Payson living set up for easy care inside and out. Bonus room can be used for office/den or add an armoire and you got a 4th bedroom. Three spacious covered and uncovered patios front and rear make for year-round enjoyment. Solid surface flooring throughout this functional layout which just received complete interior paint. Newer appliances serve a galley kitchen topped with custom made white oak countertops. The electrical panel is wired for an easy backup generator feed. There is also a nice sized storage shed/shop in rear yard. We will entertain concession type offers.

407 W St Moritz Drive, Payson

$298,000

3 Beds ⋅ 2 Baths ⋅ 7097482 MLS ⋅ 1,040 SqFt.

Site-built home with significant improvements. Recent upgrades include NEW flooring, fresh interior and exterior paint, NEW mini-split heating and cooling system, updated plumbing, new propane system, new windows, and bathroom tile. A stone-faced fireplace and wood plank accent wall add warmth and character to the living area. Framed by Ponderosa pines, the home sits on a spacious, fenced yard with plenty of room to enjoy being outside. A detached storage shed/workshop provides additional space for storage, hobbies, or projects. Conveniently located within walking distance of the middle school, high school, and nearby coffee shop, this property offers extensive updates, generous outdoor space, and a great location. This home has been a welcoming place for many to gather, ready to welcome those who come next.

209 S Colcord Road, Payson

$1,295,000

4 Beds ⋅ 5 Baths ⋅ 7097431 MLS ⋅ 3,328 SqFt.

Discover this exceptional home in the desirable Pine Island enclave of Chaparral Pines, beautifully positioned along the 18th fairway in a private setting surrounded by towering Ponderosa pines and picturesque golf course views. Offering four ensuite bedrooms, four full baths and a half bath, this thoughtfully designed residence combines the convenience of main-level living with spacious accommodations for family and guests. Both the primary suite and an additional ensuite guest bedroom are located on the main level, while the walk-out lower level provides a wonderful retreat. The inviting living room is anchored by a dramatic stacked-stone fireplace, complemented by multiple sliding glass doors opening to an expansive, fully tiled patio overlooking the lush fairway and surrounding pines. The beautifully updated kitchen features newer GE Profile appliances and a sun-filled breakfast nook surrounded by a wall of windows. The spacious primary suite offers a walk-in snail shower and jetted soaking tub. The walk-out lower level is ideal for entertaining or hosting guests, featuring two additional ensuite bedrooms, a half bath, spacious family room, wet bar and direct access to its own private patio. This thoughtfully designed space provides a comfortable and inviting setting for guests to relax and enjoy the beautiful mountain surroundings. Numerous improvements include updated kitchen and baths, newer HVAC systems and roof, all-new LED lighting and ceiling fans, updated outdoor carriage lighting, and an exterior repaint completed approximately two years ago. The beautifully landscaped lot features majestic Ponderosa pines and a fully automatic drip irrigation system. An oversized two-car plus golf cart garage with epoxy flooring adds convenience and functionality. For the ultimate convenience, this beautiful mountain retreat may also be purchased completely turnkey, with furnishings and accessories available by separate bill of sale. Enjoy the perfect combination of privacy, comfort and scenic golf course living in one of Chaparral Pines' most distinctive neighborhoods.

2514 E Pine Island Lane, Payson

$375,000

2 Beds ⋅ 2 Baths ⋅ 7096773 MLS ⋅ 1,240 SqFt.

Mountain living starts at 112 W Sherwood Drive. This 2 bedroom, 2 bath home offers 1,240 sq ft of comfortable space, plus a beautiful porch that's made for morning coffee and cool Payson evenings. Out back, the yard gives you room to garden, grill, or just unwind, and the shed has space for tools and gear. Carport parking is a nice bonus.

112 W Sherwood Drive, Payson

$599,000

4 Beds ⋅ 3 Baths ⋅ 7096225 MLS ⋅ 2,642 SqFt.

Located in the highly desirable Trailwood neighborhood, one of Payson's premier walkable communities, this beautifully updated 4-bedroom, 3-bath home (Easy To Ad The 5th Bedroom) also features a private dedicated home office. This home offers exceptional comfort, quality, and convenience. Just minutes from shopping, medical facilities, dining, and other city services, the property is also within walking distance of Rumsey Park and the Payson Public Library. The home showcases high-end custom cabinetry throughout along with genuine engineered hardwood flooring -- not laminate -- offering both durability and elegance. Recent renovations include fresh interior and exterior paint, plus brand-new carpet in all bedrooms. The roof has also been recently replaced, providing added peace of mind.

315 N Mogollon Trail, Payson

$169,000

7095940 MLS

Amazing corner lot next to the 8th green, showcasing dramatic southern views of the Granite Dells. This .53 acre accommodates a single level or multilevel design. This is currently a top tier opportunity for a homesite in Chaparral Pines. Soon to be firewised.

800 N Grapevine Drive Unit 166, Payson

$1,500,000

3 Beds ⋅ 2 Baths ⋅ 7095786 MLS ⋅ 2,692 SqFt.

Discover the best country living has to offer in this distinctive Pioneer log home on approximately 5.56 acres in Payson, backing to the National Forest with stunning views of the Granite Dells. The 3,373 +/- sq. ft. home features a dramatic great room with soaring vaulted ceilings, expansive windows, and a beautiful stone fireplace. The inviting kitchen offers copper countertops, a gas range, and a great island for entertaining. A split floor plan provides comfortable living, while the spacious loft includes a den/library. The current formal dining room could also be used as office space or a hobby room. The third bedroom is located above the garage. The property also features a four-stall barn with tack and hay rooms, pipe corrals, a round pen, and riding arena. Enjoy the outdoors from the large back deck or gazebo, surrounded by landscaped grounds, tranquil water features, and a natural spring. A spacious two-car garage with built-in cabinetry adds convenient storage. Experience the privacy, scenic beauty, and charm of Rim Country living, just minutes from Payson's shopping, dining, and everyday amenities. See documents tab for the full list of property amenities.

801 N Chaparral Pines Drive, Payson

$274,999

2 Beds ⋅ 1 Baths ⋅ 7095713 MLS ⋅ 1,005 SqFt.

This is a great opportunity for a new homeowner, second home owner and/or an investment. centrally located close to town, shopping, schools & parks. 2 bedroom, 1 bath, 1105 sq ft with an open floor plan, Kitchen has an eating area and breakfast bar which is open to the great room. we have extra storage, RV hook up and a tandem 2 car garage with workshop all situated on a corner lot. Newer carpeting, appliances, ceiling fans, water heater, plumbing, fixtures,& trex decking plus more. This home is move in ready, comes fully furnished and shows pride of ownership. If you're looking for an investment this would make a great Airbnb or long term rental. Come experience the mountain life & 4 seasons you'll love it!

800 N Ponderosa Circle, Payson

$437,777

3 Beds ⋅ 2 Baths ⋅ 7095079 MLS ⋅ 1,338 SqFt.

Tucked into the desirable Deer Creek Village subdivision, this well-maintained, all-electric 3-bedroom, 2-bathroom home combines single-level convenience with easy access to Tonto National Forest trails, town amenities, and a milder lower-elevation climate. Key Features: *Move-In Ready & All-Electric: Low-maintenance, energy-efficient living with a seamless, single-level, split floor plan, open layout. *Upgraded Finishes: Kitchen equipped with granite countertops and stainless steel appliances; primary suite features a walk-in closet and custom tiled showers in both bathrooms. *Outdoor Space & Views: Shaded covered back patio and landscaped yard positioned to capture lovely views towards the Mazatzal Mountains. *Garage & Storage Space: Attached 2-car garage with plenty of room for vehicles, tools, and recreational toys. Attic space for tons of extra storage. *Prime Location: Surrounded by national forest for quick outdoor escapes, yet under 15 minutes to Payson's shops and dining. Come see this beautiful oasis before it's gone!

132 W Lucky Lane, Payson

$549,900

3 Beds ⋅ 3 Baths ⋅ 7094915 MLS ⋅ 2,919 SqFt.

Lodge-Style Home with Two Garages, Dual Workshops & RV Parking. A Dream Setup for Vehicles, Hobbies & Projects. This property is a standout for anyone who needs serious space. In addition to the attached garage, a detached garage features two large, separate workshops, perfect for woodworking, mechanical projects, or hobbies. RV parking is ready and waiting, and the solar-powered gate on the driveway adds convenience and security for your vehicles, equipment, and toys. The main-level primary suite is a true retreat, complete with a spacious walk-in closet and a ¾ bath. Upstairs, two additional bedrooms share a full bath. The lower level with 840 sqft. expands your living space with a comfortable family room, dedicated office, bar, laundry, and another ¾ bath, ideal for entertaining, working from home, or hosting guests. Covered front and back composite decks offer low-maintenance spaces to relax in any season, and the back deck showcases beautiful views.

2710 W Palmer Drive, Payson

$797,500

3 Beds ⋅ 3 Baths ⋅ 7094329 MLS ⋅ 2,272 SqFt.

Prepare to be captivated by this highly upgraded, custom-built home offering panoramic views of the majestic Mogollon Rim, set within the prestigious, guard-gated Chaparral Pines Golf Community. A dramatic wall of glass frames an unforgettable 300-mile stretch of the Rim, setting the tone for this true masterpiece of design. Featuring rich wood flooring, vaulted tongue-and-groove ceilings, and custom chandeliers throughout, this home boasts a chef's kitchen with granite countertops, stainless steel appliances, a gas range, and a built-in wine refrigerator. A floor-to-ceiling stone fireplace anchors the open-concept main living area, flowing seamlessly to an expansive outdoor living space with zero-maintenance decking and mounted TV -- perfect for entertaining. Enjoy true one-level living Enjoy true one-level living with a main-floor master suite and private office/den. Downstairs offers a guest retreat with an additional living area, pool table space, two generous guest bedrooms, and a second-covered deck with incredible views. Additional highlights include a new HVAC system, oversized 2-car garage, extra storage, and a lightning rod system. Chaparral Pines membership grants access to golf, a community pool & spa, fitness center, and tennis/pickleball courts. Luxury mountain living at its finest don't miss this Payson paradise!

2506 E Feather Plume Court, Payson

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Payson Homes with Cash New Financing

Newest Payson Homes with Cash New Financing

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