Payson Homes with VA Loan New Financing

Payson Homes with VA Loan New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of Gila County, where the beauty of nature meets the comforts of small-town living. Known for its stunning landscapes, Payson is surrounded by the majestic Tonto National Forest, offering endless opportunities for outdoor enthusiasts. Whether you’re hiking the picturesque trails, fishing in pristine lakes, or simply enjoying the breathtaking views, Payson is a paradise for those who appreciate the great outdoors.

Payson boasts a charming downtown area filled with local shops, delightful eateries, and a warm sense of community. With a rich history and a laid-back atmosphere, it’s no wonder that many people are drawn to this vibrant town. The annual events, such as the Payson Rodeo and the Pine Strawberry Arts and Crafts Festival, foster a strong sense of camaraderie among residents and visitors alike.

For those looking to settle down in this beautiful area, there are fantastic opportunities available, especially for veterans. Homes in Payson are eligible for VA loan financing, making it easier for those who have served our country to find their dream home. With the benefits of no down payment and competitive interest rates, VA loans are an excellent option for veterans looking to invest in the Payson lifestyle.

Explore the diverse range of homes available, from cozy cabins to modern family residences, all set against the backdrop of Payson's stunning natural beauty. Discover your perfect home in this serene haven and experience the charm of Payson, where adventure awaits at every turn!

Newest Payson Homes with VA Loan New Financing

2 Beds ⋅ 2 Baths ⋅ 7063063 MLS ⋅ 1,181 SqFt.

Tucked among the tall pines in the desirable Payson Pines community, this charming 2-bedroom, 2-bathroom site-built home offers the perfect combination of comfort, thoughtful updates, and easy mountain living. With approximately 1,181 square feet, single-level living, and an attached 2-car garage, this well-maintained home is equally suited as a full-time residence or a peaceful weekend retreat. Inside, vaulted ceilings create an open and inviting atmosphere, while the great-room-style layout provides a comfortable space for relaxing or entertaining. The kitchen features granite countertops, newer appliances, a breakfast bar, eat-in dining area, and walk-in pantry, offering plenty of storage and functionality. A cozy fireplace anchors the living area and adds the warmth and character th make mountain living so special. The primary bedroom is conveniently located on the main level, and the home's single-story design features no interior steps. Major improvements in recent years include a newer roof, HVAC system, granite countertops, and appliances, providing added peace of mind for the next owner. Step outside and enjoy the cool Payson mornings and evenings from the covered patio and deck surrounded by mature landscaping and tall pines. The fenced yard provides additional privacy and outdoor space, while the quiet cul-de-sac location adds to the peaceful setting. Combining an inviting mountain atmosphere, recent updates, an attached 2-car garage, and a convenient location within Payson city limits, this home offers an exceptional opportunity to enjoy everything the Rim Country lifestyle has to offer.

310 W Cody Circle, Payson

4 Beds ⋅ 1 Baths ⋅ 7062668 MLS ⋅ 2,188 SqFt.

Remodeled, single-level ranch home with right at 2200 sq ft. You'll love the split floor plan of this 4BDRM/2BA/2CG, along with RV parking on 0.65AC. The well-laid-out floor plan boasts a nice size kitchen/greatroom as well as a large primary bedroom, bathroom, and walk-in closet. There is a separate entry to the 4th bedroom off the great room as well. Off the living room, you'll find 2 more bedrooms with an adjoining guest bath. There's plenty of room for all your toys and entertaining. Your storage needs will be met with 2 side-by-side storage sheds in the backyard space, as well as an additional 2-car garage towards the back of the property. The solar system is owned and will be paid in full by the seller at close of escrow. Part or all of the furniture seen in the home at showings is available for purchase at the time of closing. Come see this beauty located on a corner lot and close to Green Valley Park!

1200 W Random Way W, Payson

1 Beds ⋅ 7062632 MLS ⋅ 1,148 SqFt.

Warm, cozy, updated and remodeled 2 bed/1 bath log/wood home nestled in the pines of the National Forest! A newly remodeled kitchen, bath and many other elements that create a one of kind get away! Tucked away into the forest, the small community of Geronimo Estates, is truly a gem! With a small workshop/shed for additional toys and hobbies and a large deck overlooking the creek, it's easy to get too much R&R! This 2 story home has plenty of room and beautiful views of the pines! Comes fully furnished! See about more information on the following upgrades that have been made. - New Roof - 2023 - New Electric Furnace - 2018 - New Windows - 2025 - New Interior Doors - 2025 - New Floors - LVP/Engineered Wood - 2026 - New Complete Kitchen Remodel - 2026 - New Bathroom Remodel w/black granite countertops- 2026 - New Deck Repair / New cable Railing system - 2025 - New Main Electrical Service Panel / Lighting / Trim - 2018/2026 - New enlarged 36" Front Entry Door / Awning structure - 2025 - New Water Heater and exterior enclosure - 2026 - New 3" ABS Waste Lines with Clean out access to Septic tank - 2025 - New PEX Water Supply Lines / Valves - 2025 - New Sheetrock Ceilings / Walls - 2020-2026 - New Custom Trim, Casing, Base - 2025-2026 - New Laundry Closet with Stacked W/D - 2025 - New Framed Exterior Bump-out Front Wall with Insulation - New Stucco front wall with Coronado Creek stone veneer - 2026 - New Paint Throughout - 2025-2026

672 W Cocopah Lane, Payson

3 Beds ⋅ 2 Baths ⋅ 7061928 MLS ⋅ 2,004 SqFt.

Completely reimagined, this 3-bed, 2-bath, 2,004 sq ft site-built home sits on 0.42 acres just north of Payson in the pines of Gila County. All-new interior and exterior paint, new main-floor flooring, a remodeled kitchen, two updated baths, and vaulted ceilings. Wood-burning and electric fireplaces warm the cold nights. Two freshly painted wood decks, ~110 sq ft each: a covered lower deck off the living room and a private upper deck off the primary bedroom. A detached 840 sq ft workshop and oversized 2-car garage, built in 2002, has its own full bath, fireplace, and RV gate. New metal roof, evaporative cooling, and electric floor heat in every room. City water, no HOA, Payson Unified School District #10. Minutes from Tonto National Forest and the East Verde River. Truly turnke

8193 W Dead Eye Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7061724 MLS ⋅ 1,550 SqFt.

Discover this stunning new construction home featuring 3 spacious bedrooms and 2 full bathrooms in a thoughtfully designed open floor plan perfect for both everyday living and entertaining. The heart of the home flows seamlessly from the living area to the kitchen and dining space, creating an airy, connected feel throughout.Retreat to the expansive primary suite, offering a private oasis away from the everyday hustle. Three additional highlights make this home truly special: a generous side yard ideal for outdoor gatherings or gardening, an attached garage with built-in storage for all your organizational needs, and an elegant circle driveway that provides both curb appeal and effortless guest parking.Location is everything, and this home delivers -- with nearby trails perfect for morning walks or weekend adventures, and a wealth of restaurants and shopping just moments away, you'll have everything you need right at your fingertips.This move-in ready home combines quality craftsmanship with an unbeatable location. Schedule your showing today!

219 W Estate Lane, Payson

4 Beds ⋅ 2 Baths ⋅ 7061580 MLS ⋅ 1,480 SqFt.

Welcome to this beautifully renovated 4-bedroom, 2-bath home nestled in a peaceful, tree-filled setting in Payson. Surrounded by mature trees and located in a quiet neighborhood, this property offers the perfect blend of comfort, privacy, and mountain charm. Recent updates include brand-new flooring throughout and a new roof, providing peace of mind and modern appeal. The spacious floor plan offers four comfortable bedrooms and two full bathrooms, making it ideal for families, guests, or a vacation retreat. Relax and enjoy the fresh mountain air from the inviting front porch, perfect for morning coffee or evening sunsets. The oversized 24' x 24' two-car garage provides ample space for vehicles, storage, or a workshop and features the added convenience of a full bathroom

7488 N Paloma Vista Road, Payson

3 Beds ⋅ 4 Baths ⋅ 7061308 MLS ⋅ 2,096 SqFt.

Enjoy mountain living with scenic views in this 3-bedroom, 4-bathroom home located in the desirable community of Payson, Arizona, just moments from Green Valley Lake. Designed for comfort and privacy, each bedroom serves as its own private suite, complete with a dedicated bathroom and walk-in closet, making this home ideal for guests or multi-generational living. The spacious floor plan features a welcoming living area with a cozy gas fireplace, a perfect gathering space during cooler mountain evenings. The primary suite includes a sitting room, a large walk-in closet, and a luxurious ensuite bathroom with a jetted tub. An additional room off the garage offers flexibility for a home office, hobby room, fitness space, or extra storage. Large windows with energy-efficient three-pane glass bring in natural light while enhancing year-round comfort. Ceiling fans are installed throughout the home, and recent updates include new windows installed approximately two years ago, a new refrigerator and washing machine in 2026, a newer hot water heater, and a roof replaced in 2024. Outdoor living is just as impressive with a spacious patio and 2 balconies that capture sweeping city and mountain views. HOA-maintained landscaping allows for low-maintenance living, giving you more time to enjoy the surrounding area. Located close to Green Valley Lake, shopping, dining, and essentials, this home has a functional layout, thoughtful updates, and an exceptional location in one of Payson's most desirable neighborhoods.

800 S Montana Drive, Payson

4 Beds ⋅ 2 Baths ⋅ 7061144 MLS ⋅ 1,152 SqFt.

Discover mountain living at its finest in the highly desirable Woodland Meadows community of Payson. Nestled among towering pines on a quiet cul-de-sac, this beautifully maintained home offers the peaceful lifestyle you've been dreaming of--where cool mountain air replaces triple-digit temperatures and local deer are frequent visitors right outside your back door. Just 90 minutes from the Valley, this home is the perfect full-time residence, weekend retreat, or summer escape. Spend your mornings on the back patio with coffee as wildlife wanders through the neighborhood, and your evenings enjoying crisp mountain air beneath Arizona's stunning star-filled skies. Inside, you'll find a thoughtfully designed floor plan with spacious living areas, abundant natural light, and numerous updates.

124 S Birchwood Circle, Payson

5 Beds ⋅ 3 Baths ⋅ 7061119 MLS ⋅ 2,587 SqFt.

Enjoy breathtaking views from this versatile 2.2-acre horse property featuring a 2,587± sq. ft. home with a private guest house and an attached 3-car garage. The main home offers a split floor plan with 3 bedrooms and 2 baths, including a spacious primary suite with an en-suite bath, separate tub and shower, and private access to the covered patio. The great room features custom Mesquite wood flooring and opens to a well-appointed kitchen with granite countertops, gas range, pantry, center island, and breakfast bar. The attached guest house has its own private entrance and includes 2 bedrooms, 1 bath, a family room, and a kitchenette with refrigerator, stove, and microwave--ideal for guests or multi-generational living. Outside you'll find a horse pen, a dog run, room for RV parking and all your toys, plus plenty of space to enjoy the beautiful surroundings. The spacious 3-car garage provides ample room for vehicles, storage, or workshop space. Two separate A/C units provide independent comfort for the main home and guest house.

1905 N Conifer Circle, Payson

4 Beds ⋅ 4 Baths ⋅ 7060959 MLS ⋅ 2,270 SqFt.

Looking for a spacious home with a massive hangar that can accommodate just about anything? This one-of-a-kind property features a 2,270 sq. ft., 4-bedroom, 4-bath home situated on over half an acre, along with an impressive 2,860 sq. ft. hangar/garage designed to meet all your aviation, storage, workshop with half bath, or hobby needs. Workshop with 1/2 bath in hanger not included in sq.ft. For aviation enthusiasts, this property offers the rare opportunity to taxi your personal aircraft directly from the hangar to the runway. Both the home and hangar are built with ICF (Insulated Concrete Form) construction, offering exceptional durability, energy efficiency, sound insulation, and long-term performance. The oversized paver driveway provides ample parking, with additional space along the side and rear of the property for multiple trailers, RVs, or extra vehicles. Enjoy 3 patios, covered and uncovered plus a large yard that's perfect for entertaining, gardening, or pets. Inside, you'll appreciate the tall ceilings, granite countertops, a spacious kitchen island, and an open, inviting floor plan. The generous primary suite offers private access to the back patio. The home's layout includes three bedrooms on the main level, one bedroom with en-suite bathroom upstairs, plus a separate office, providing flexibility and plenty of room for family or guests

1507 W Mooney Parkway, Payson

2 Beds ⋅ 2 Baths ⋅ 7060939 MLS ⋅ 1,360 SqFt.

Don't miss the opportunity to own your own mountain getaway in the hidden gem of Bonita Creek in Payson, nestled just below the Mogollon Rim. This beautifully remodeled 2-bedroom, 2-bath cabin offers 1,360 sq. ft. of modern comfort on a scenic ½-acre lot w/ spectacular views overlooking the Tonto National Forest. Enjoy abundant wildlife from the expansive brand new 32x32 Trex deck and relax around a propane fire pit on cool mountain evenings. Thoughtfully renovated top to bottom w/new siding, windows, blinds, luxury vinyl plank flooring, updated baths, and all-new appliances. The main level features the primary bedroom & full bath for convenient single level living, while upstairs offers an enclosed bedroom, an open loft living space w/2 sleeper sofas, and a full bath - perfect for family and friends. Stay comfortable year-round with A/C, heat, a wood-burning stove, sports court (2023), under-deck storage for all your mountain toys, and private water from year-round Bonita Creek.

161 E Coues Deer Lane, Payson

3 Beds ⋅ 2 Baths ⋅ 7060783 MLS ⋅ 1,523 SqFt.

Move-in ready and in true mint condition! This beautifully maintained single level NO HOA, 2-bedroom, 2-bathroom home also features a versatile office/den, perfect for remote work or a quiet retreat. A charming walkway welcomes you inside, where rich flooring flows throughout an open, light-filled living area. The updated kitchen impresses with a stylish island, tile backsplash, and stainless-steel appliances, opening to a cozy breakfast nook with deck access ideal for morning coffee or evening sunsets. The primary suite offers a private en-suite bath and plenty of natural light, while a second spacious bedroom and dedicated office/den add valuable flexibility. The oversized 2-car garage provides extra storage and workspace. Tucked away in a peaceful, tree-lined setting, this home is a true gem!

1105 N Bavarian Way, Payson

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