Payson Homes with Conventional New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of the majestic Mogollon Rim. Known for its breathtaking landscapes, Payson offers a serene escape from the hustle and bustle of city life, while still providing all the amenities you need for a comfortable lifestyle. With its crisp mountain air, vibrant wildlife, and an abundance of outdoor activities, Payson is a haven for nature lovers and adventure seekers alike.

Whether you’re a hiking enthusiast eager to explore the numerous trails, a fishing aficionado looking to cast a line in one of the nearby lakes, or simply someone who appreciates the beauty of the changing seasons, Payson has something for everyone. The charming downtown area features quaint shops, delightful eateries, and a warm community spirit that makes you feel right at home.

For those considering a move to this picturesque town, you'll find a variety of homes available, many of which qualify for conventional new financing. This means you can invest in your dream home with flexible financing options that suit your budget. From cozy cabins surrounded by towering pines to spacious family homes with stunning views, the real estate market in Payson caters to diverse tastes and lifestyles.

Imagine waking up to the sound of chirping birds and the sight of sun-drenched mountains right outside your window. With a thriving community and a wealth of recreational opportunities, Payson is not just a place to live; it’s a place to thrive. Come discover the charm of Payson, where your dream home awaits!

Newest Payson Homes with Conventional New Financing

$399,000

3 Beds ⋅ 2 Baths ⋅ 7083770 MLS ⋅ 1,906 SqFt.

Gorgeous cabin get away. Calm community and ready for a perfect weekend retreat or full time home. Master bedroom is a good size with lots of closet space. Inside washer and dryer and loft area for an additional bedroom or living space. Kitchen and half bath could use some updating, otherwise the home has good bones. There is a hand painted mural in the living room with a stuffed bear that conveys. Oversized lot .46 acre, the land adjacent with the storage unit and mini storage sheds is part of this property.

436 W Blackberry Lane, Payson

$38,500

7083758 MLS

Build Your Dream Home in Chaparral Pines! This lot is priced to sell! Nestled in one of Payson's most desirable gated golf communities, this beautifully treed lot is the perfect place to build your future life. The gentle slope makes for easy building, while towering pines create a private, tranquil setting with a peek-a-boo view of the 2nd fairway. Just a short distance from the Clubhouse and Recreation Complex, you'll have easy access to dining, the driving range, two pools, a fitness center, and a full slate of special interest classes to keep your days full and social. Add in tennis and volleyball courts, a dog park, and a playground for visiting grandkids, and there's something for every season of life here. With Payson's mild four-season climate, you'll enjoy nearly year-round golf and the kind of relaxed, active lifestyle retirement or seasonal living was made for. This is more than a lot, it's your next chapter, waiting to be built. Seller is motivated and priced it below comps to reflect that.

2810 E Coyote Mint Circle Unit 55, Payson

$145,000

7083498 MLS

Beautiful 0.25-acre homesite in the desirable new subdivision of North Peak Hills, offering great views of the town and the Granite Dells. This lot features a natural mix of trees and distinctive boulders, adding character and charm to the property. A full set of plans is included with a strong offer, providing a head start on bringing your vision to life. Don't miss this opportunity to build your dream home in a scenic and sought-after location!

521 N Peak Loop Unit 32, Payson

$650,000

4 Beds ⋅ 2 Baths ⋅ 7083378 MLS ⋅ 2,028 SqFt.

There are homes near the forest and then there are homes where the back gate opens directly into it. At 1900 W Fairway Lane, Tonto National Forest is your backyard, Payson Golf Club is directly across the street, and the best of Rim Country living begins at home. Set on a fully fenced .36-acre cul-de-sac lot with no HOA, this updated single-level residence offers approximately 2,028 square feet with four spacious bedrooms, two remodeled bathrooms and a dedicated office/bonus room. Inside, the home feels warm, open and full of character. Vaulted ceilings and wood-look flooring lead into a generous living area centered around a wood-burning fireplace with barnwood and corrugated-metal accents, built-ins and abundant storage. The remodeled kitchen combines extensive distressed cabinetry, tile countertops, a deep double farmhouse sink and Samsung Smart appliances. An adjoining dining area surrounded by windows brings in beautiful natural light, while the well-equipped laundry room adds cabinetry, a folding counter and utility sink. The flexible floor plan is designed for real life. The fourth bedroom includes its own exterior entrance--an excellent option for guests, a private workspace, studio or hobby room. The primary retreat offers exceptional storage with a walk-in closet, second closet and linen closet. Its custom bath stands apart with dual sinks and a large tiled walk-in shower featuring rain and handheld showerheads and a decorative frosted wilderness-scene window. An adjoining bonus room opens directly to the patio. Outside, the property becomes an experience of its own. Dine beneath the covered patio, unwind in the spa, enjoy the pond and water feature, or grow your own harvest in two fenced garden areas. Established apple, peach, plum and pomegranate trees are joined by grapevines, blackberries and raspberries. The permanent two-story site-built chicken house with metal roof can also provide substantial storage or hobby space. An RV gate and parking in both the front and backyard provide room for a boat or trailer. The two-car garage includes a workbench, shelving and cabinets. The roof was replaced in 2018, the exterior was painted in 2020 and the water heater was replaced in 2021. City water and public sewer complete the practical advantages. Green Valley Park, historic Main Street, local shops and restaurants are all close by. A home with this much space and flexibility is special; one with the forest through the back gate and golf across the street is something altogether different.

1900 W Fairway Lane, Payson

$889,000

2 Beds ⋅ 3 Baths ⋅ 7082811 MLS ⋅ 1,920 SqFt.

If your client wants a beautiful home with many updates, on 2.5 acres backing up to NFS, then look no further. For the handyman, car collector, or woodworker, the 1800 sf detached garage is a dream come true. Many come to escape the heat for mountain, cooler temperatures where the outdoors can be enjoyed year round. Hike, enjoy the nearby Verde River, or just sit and enjoy the beauty from any of the 3 covered decks here. The views are breathtaking. The circle drive provides easy access. Recent improvements are a new kitchen, laundry room, roof, water heater, furnace, central air and lower level carpeting. Pictures cannot truly convey the beauty of this home.

264 S Conifer Drive, Payson

$139,000

7082188 MLS

Over 1 acre within the gates of the Rim Golf Club, BACKING TO NATIONAL FOREST, and blanketed with tall Pine trees; this exquisite property is the perfect place to build your dream home. This home site is located in a highly desirable area of the community that has a quiet and tranquil setting.

805 S Monument Valley Drive Unit 166, Payson

$599,999

5 Beds ⋅ 3 Baths ⋅ 7081938 MLS ⋅ 2,395 SqFt.

Located in the desirable Mogollon Village, this stunning custom-built home offers beautiful mountain views, along with numerous thoughtful upgrades throughout. An extra-deep garage provides plenty of room for additional storage, while the welcoming entryway leads to a charming covered front deck. Inside, the home features 8-foot doors throughout, five bedrooms, and three bathrooms. The beautifully appointed kitchen showcases custom cabinetry, a striking copper hood, and a spacious island/breakfast bar accented by gorgeous slab granite countertops. Conveniently located just off the kitchen, the laundry room offers abundant cabinetry for storage and generous counter space for folding. The inviting great room is designed for both comfort and entertaining, featuring a lovely gas fireplace with surround sound and a patio slider that opens to a covered, maintenance-free rear deck. With ample space for outdoor dining and entertaining, the deck overlooks a spacious, fenced backyard that is perfect for both pets and kids. With its custom finishes, thoughtful upgrades, stunning views, and exceptional indoor-outdoor living spaces, this home is a wonderful blend of comfort, style, and functionality.

304 S Ryan Drive, Payson

$345,000

3 Beds ⋅ 2 Baths ⋅ 7081423 MLS ⋅ 1,344 SqFt.

NEW CONSTRUCTION & NO HOA -- TURNKEY MOUNTAIN LIVING. Be the first to occupy this newly completed 3-bed, 2-bath, 1,344 sq ft residence on a fully usable, unrestricted parcel just 5 minutes northeast of Payson. Bring your horses, livestock, RV, and trailers--zero HOA restrictions. Perfectly positioned as a low-maintenance primary home, mountain retreat, or high-performing short-term rental. The open-concept layout features 9-foot flat ceilings and upgraded laminate flooring. The chef's kitchen is equipped with 42'' solid hardwood cabinetry, a 36'' commercial-grade range hood, and Samsung stainless appliances. The primary suite includes a walk-in closet and dual-vanity ensuite. Just minutes from premier hiking, trout fishing, and endless ATV trail systems. Engineered for modern efficiency, this all-electric home is built with a high-performance thermal envelope. Features include argon gas low-E double-pane windows, advanced insulation, a Carrier high-efficiency heat pump, and full LED lighting throughout. Additional amenities include a dedicated laundry room, ceiling fans, and an expansive covered front porch designed to capture mountain breezes.

8162 W Apache Drive, Payson

$319,000

2 Beds ⋅ 2 Baths ⋅ 7080890 MLS ⋅ 909 SqFt.

Welcome home to your adorable cottage in the pines! This two bedroom, two bath home is perfect for full time residents, a vacation home, or a rental! There is no HOA and it is situated on a quiet cul-de-sac. There are gorgeous mature trees and elk stroll by almost daily. This well maintained site built home offers a cozy gas fireplace, TWO large storage units in the back yard and a brand new pergola & gazebo. New washer and dryer, new refrigerator, and newer water heater too! The roof was just replaced in 2021 and it was freshly painted in 2023.

902 N William Tell Circle, Payson

$1,875,000

5 Beds ⋅ 5 Baths ⋅ 7080779 MLS ⋅ 3,857 SqFt.

This meticulously maintained 5-bedroom, 4.5-bath home in The Golf Club at Chaparral Pines offers exceptional comfort, privacy, and an abundance of indoor and outdoor living spaces. Built in 2008 and spanning 3,857 square feet, the home features an open-concept design with warm colors, inviting finishes, and luxurious wood flooring throughout most living areas. The chef's kitchen is equipped with a Viking cooktop, while the main level offers two bedrooms, including a remodeled primary suite bathroom. Downstairs, discover three additional bedrooms, two bathrooms, a game room that could easily serve as a media room, and a spacious bonus room currently used as an additional bedroom. Outside, enjoy a private setting overlooking the short-game area, with golf-course views from the expansive deck. The outdoor living spaces are truly exceptional, featuring a front sitting patio with a water feature, a rear paver patio with a built-in grill and fire pit, and a hot tub. The completely fenced outdoor area offers multiple gathering spaces for entertaining, relaxing, and enjoying the peaceful surroundings. Additional highlights include owned solar, ev charger, a security system, and convenient proximity to club amenities. This home offers the opportunity to enjoy spacious mountain golf living with room for everyone and exceptional spaces to make lasting memories. It should have about all you need for the complete offering for you, your friends and family. The lot directly across the street from the home can also be acquired from the seller for additional privacy.

2414 E Scarlet Bugler Circle, Payson

$475,000

3 Beds ⋅ 2 Baths ⋅ 7080660 MLS ⋅ 1,336 SqFt.

Beautifully remodeled and ideally located directly across from Rumsey Park in one of Payson's most desirable neighborhoods! This move-in ready 3-bedroom, 2-bath home features a stunning updated kitchen with crisp white cabinetry, granite countertops, herringbone tile backsplash, stainless steel appliances, and wood-look flooring. Both bathrooms have been beautifully renovated with fully tiled, remodeled showers and updated finishes. Enjoy comfortable living spaces, a covered front porch, mature trees, and low-maintenance landscaping--all just steps from Rumsey Park's recreational amenities and open space. Beautifully updated, exceptionally located, and ready to welcome you home!

817 W Payson Parkway, Payson

$925,000

4 Beds ⋅ 3 Baths ⋅ 7080640 MLS ⋅ 2,085 SqFt.

Gorgeous single-level home built in 2020, ideally situated on 5 acres within town limits in Payson! Offering 2,085 sq. ft. of thoughtfully designed living space, this 4-bedroom, 3-bathroom home features a desirable split floor plan, private well, durable metal roof, and an attached 2-car carport with potential for easy conversion into a garage. Plans are also available for a future 60x40 detached garage--perfect for additional storage, a workshop, or recreational toys. Step inside to a bright and inviting living room with vaulted ceilings, surround sound, luxury vinyl plank flooring, and a cozy wood-burning fireplace--ideal for enjoying cooler mountain evenings. The open-concept kitchen is designed for both everyday living and entertaining, complete with granite countertops, a breakfast

1206 E Bolivar Street, Payson

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