Payson Homes with Conventional New Financing

Payson Homes with Conventional New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of the majestic Mogollon Rim. Known for its breathtaking landscapes, Payson offers a serene escape from the hustle and bustle of city life, while still providing all the amenities you need for a comfortable lifestyle. With its crisp mountain air, vibrant wildlife, and an abundance of outdoor activities, Payson is a haven for nature lovers and adventure seekers alike.

Whether you’re a hiking enthusiast eager to explore the numerous trails, a fishing aficionado looking to cast a line in one of the nearby lakes, or simply someone who appreciates the beauty of the changing seasons, Payson has something for everyone. The charming downtown area features quaint shops, delightful eateries, and a warm community spirit that makes you feel right at home.

For those considering a move to this picturesque town, you'll find a variety of homes available, many of which qualify for conventional new financing. This means you can invest in your dream home with flexible financing options that suit your budget. From cozy cabins surrounded by towering pines to spacious family homes with stunning views, the real estate market in Payson caters to diverse tastes and lifestyles.

Imagine waking up to the sound of chirping birds and the sight of sun-drenched mountains right outside your window. With a thriving community and a wealth of recreational opportunities, Payson is not just a place to live; it’s a place to thrive. Come discover the charm of Payson, where your dream home awaits!

Newest Payson Homes with Conventional New Financing

1009 W Longhorn Road, Payson
$534,000
4 Beds ⋅ 2 Baths ⋅ 7106337 MLS ⋅ 2,200 SqFt.
Custom-built 4 bed, 2 bath single-story home on a large lot in the heart of Payson with lake views. Offering approx. 2,200 sq ft of living space plus an oversized 900 sq ft attached garage with room for vehicles, toys, and a workshop. The 0.39-acre lot gives you space to breathe while keeping shopping, dining, schools, and trails just minutes away. A detached shed adds storage for tools, gear, and seasonal equipment. Enjoy cool mountain mornings and lake views from home, then head out to the Mogollon Rim, Tonto National Forest, and year-round Rim Country recreation. A rare in-town custom home with room to spread out. Schedule your showing today.

1009 W Longhorn Road, Payson
633 S Stetson Drive, Payson
$259,000
4 Beds ⋅ 2 Baths ⋅ 7106325 MLS ⋅ 1,456 SqFt.
Welcome to Rim Country living! This 4 bedroom, 2 bath home offers 1,456 sq ft on a fenced 0.17 acre lot with mature shade trees and mountain views. NEW Roof with open living and dining area features wood-look flooring, a painted brick accent wall and a sliding glass door that brings in great natural light. The kitchen offers warm butcher block counters, a tile backsplash, plenty of cabinet storage, a built-in wall oven, a stainless microwave and a window over the sink overlooking the trees. Step outside to a long covered patio that runs along the back of the home, perfect for morning coffee or relaxing in the evening. The fenced yard offers space for gardening, pets and your outdoor toys. Full of character and ready for your personal touches, this home is minutes from Payson shopping, dining and hiking trails, with the lakes and forests of the Mogollon Rim within easy reach. Don't miss this one!

633 S Stetson Drive, Payson
1501 N Beeline Highway Unit 6, Payson
$249,900
2 Beds ⋅ 2 Baths ⋅ 7105899 MLS ⋅ 960 SqFt.
WONDERFUL SINGLE LEVEL, 2 BED, 2 BATH TOWNHOME IN THE POPULAR NORTHWOODS TOWNHOMES WITH A OPEN FLOOR PLAN, NATURAL LIGHT, RECENTLY REPLACED KITCHEN CABINETS AND COUNTERS, WOOD PLANK FLOORING THROUGHOUT, GAS WATER HEATER, COZY EASY TO USE GAS FIREPLACE, PRIVATE PATIO. THIS TURN-KEY UNIT INCLUDES ALL APPLIANCES WITH A STACK WASHER/DRYER. ASSIGNED COVERED PARKING. EXTERIOR MAINTAINED BY THE HOA. RIGHT OFF BEELINE HIGHWAY FOR CONVENIENCE TO HOME DEPOT, WALMART, LOCAL RESTAURANTS, CASINO. SO MUCH TO DO, WITH HIKING TRAILS, PARKS, FISHING NEARBY IN PAYSON.

1501 N Beeline Highway Unit 6, Payson
2300 E Indian Pink Circle, Payson
$1,150,000
3 Beds ⋅ 3 Baths ⋅ 7105229 MLS ⋅ 3,128 SqFt.
Panoramic Mogollon Rim views and refined mountain living in Chaparral Pines! Experience luxurious mountain living in this architect-designed 3-bedroom, 3-bathroom home offering 3,129 square feet on a half-acre hilltop lot in the guard gated Chaparral Pines community of Payson. The open-concept great room features soaring beamed ceilings, two walls of floor-to-ceiling windows with motorized blinds, and a remote-controlled gas fireplace framed by built-in shelving and granite accents. A formal dining area and two sets of French doors leading to the covered patio extend the living space outdoors. The updated kitchen showcases panoramic mountain views, custom cabinetry, granite and tile countertops, a spacious island with breakfast seating, and upgraded GE Café stainless steel appliances including an induction cooktop and double wall ovens. A separate pantry and beverage area features custom cabinetry, a built-in desk, bookcase, dry bar, and undercounter wine refrigerator. The main-level primary suite offers vaulted ceilings, expansive windows, and a custom walk-in closet with built-in cabinetry, drawers, and organized storage. The ensuite bathroom features a tiled walk-in shower with bench seating, dual vanities, and large windows with motorized blinds. A distinctive powder room with a brass vessel sink and stone finishes completes the main level, along with a well-appointed laundry room featuring custom cabinetry, a utility sink, and a drying rack. Downstairs, a private two-bedroom guest suite with its own exterior entrance offers 10-foot ceilings, large windows, a guest coffee station, and a full bathroom with a tiled walk-in shower. An enlarged lower-level patio provides another outdoor space for enjoying the mountain scenery and evening skies. Additional basement hobby rooms and secure storage are perfect for your creative projects. Outdoor living is equally impressive, with a spacious covered patio overlooking the 14th hole of the Chaparral Pines golf course and sweeping Mogollon Rim views. Natural stone walkways, a flagstone front porch, and low-maintenance landscaping featuring Ponderosa pines, juniper, spruce, manzanita, and purple sage complement the hillside setting. An attached 2.5-car garage provides dedicated golf cart space and built-in storage. Significant improvements include dual-zone Amana HVAC systems with smart thermostats (2021), motorized blinds (2021), a tankless water heater (2021), kitchen upgrades (2023), and a new roof, exterior paint, and expanded lower patio (2024). It also has whole-house Wi-Fi, indoor and outdoor speakers, and energy-efficient windows. Chaparral Pines offers a peaceful, guard-gated mountain setting with convenient access to Payson's shopping, dining, medical services, hiking, and outdoor recreation. Applicable memberships at Chaparral Pines and The Rim include golf, dining, fitness, spa, and other club amenities. Furnishings, artwork, and sculptures may also be available separately. Surrounded by towering Ponderosa pines and natural landscaping, this distinctive residence captures breathtaking 180-degree views of the Mogollon Rim, golf course, and spectacular Arizona sunsets. Vaulted beamed ceilings, hardwood and stone flooring, and expansive windows define the home's inviting modern mountain character, with the convenience of main-level living and a separate lower-level guest suite.

2300 E Indian Pink Circle, Payson
519 W Summit Street, Payson
$550,000
3 Beds ⋅ 2 Baths ⋅ 7105177 MLS ⋅ 1,872 SqFt.
**Iconic Payson Location | 1 Acre | Panoramic Views & 68' Covered Deck** You know the location. Nestled beside Payson's recognizable water tank, this iconic, custom-designed, one-owner property offers a rare opportunity to own a full acre in the heart of Payson, with panoramic views of the mountains, golf course, Green Valley Park, and town. Stretching an impressive 12' x 68', the covered deck is an extraordinary outdoor living space designed to take full advantage of the breathtaking surroundings. Picture slow mornings with coffee, afternoons soaking in the Rim Country scenery, evenings entertaining friends, and Arizona sunsets painting the mountains in unforgettable colors. With views in every direction, this is where you'll want to spend your time--and where guests will want to linger. Inside, this thoughtfully designed 3-bedroom, 2-bath home offers a formal dining room, separate living room, and family room, creating comfortable spaces for everyday living and entertaining. Meticulously maintained by its original owner, the home is in immaculate condition and showcases quality construction features rarely found in today's homes, including 6-inch walls, an R-38 insulated roof, extra roof trusses, and insulated interior walls. Need room for projects, hobbies, or outdoor gear? The 24' x 30' garage and additional 12' x 20' Tough Shed provide valuable space and versatility. A full acre. Exceptional construction. A remarkable covered deck. Panoramic views that capture the very best of Payson. All in a convenient in-town location. **RECOGNIZABLE LOCATION. UNFORGETTABLE VIEWS. A TRULY ONE-OF-A-KIND OPPORTUNITY.** Lovingly owned since it was custom designed, this special property is ready for its next chapter. Opportunities like this are rare in the heart of Payson--come discover what makes this home so memorable!

519 W Summit Street, Payson
2503 W Bulla Drive, Payson
$399,000
3 Beds ⋅ 2 Baths ⋅ 7104962 MLS ⋅ 1,252 SqFt.
Welcome to your Payson getaway! This charming 3-bedroom, 2-bath home offers 1,252 square feet of comfortable living space with a great combination of functionality, updates, and outdoor convenience. Inside, you'll find a welcoming living and dining area, a spacious kitchen with ample cabinetry and counter space, and updated bathrooms that add a fresh touch. The home also features an attached 2-car garage for everyday convenience and additional storage. Step outside and enjoy the covered front porch, perfect for relaxing and taking in the beautiful Payson surroundings. A covered side patio provides another great space for outdoor enjoyment, complete with a small dog run. There's also a storage shed for extra room to keep your tools, toys, and outdoor equipment, plus RV parking for your recreational vehicles and additional parking needs. Whether you're looking for a full-time residence, a weekend escape, or a home with room for all your Arizona adventures, this property offers plenty of possibilities. Enjoy the comfort and convenience of Payson living with space for your vehicles, hobbies, and four-legged friends!

2503 W Bulla Drive, Payson
8031 W Stallion Road, Payson
$420,000
2 Beds ⋅ 1 Baths ⋅ 7104738 MLS ⋅ 1,266 SqFt.
Some cabins need a summer of work before they feel like yours. This one just needs your keys. Fully renovated and sold furnished, this A Frame sits in a quiet corner of Payson, about 90 minutes from the Valley, and is ready to list as an Airbnb or short term rental, use as your own vacation getaway, or both, from the day you close. The renovation blends modern finishes with classic cabin charm: soaring A Frame lines, an open living area made for gathering, and a photogenic layout that stands out on Airbnb and VRBO. Central AC (approximately 7 years old) keeps guests comfortable when the summer heat climbs, an amenity many mountain vacation rentals can't offer and one that helps a listing compete. The work most buyers worry about is already behind you. A newer roof gives the next owner peace of mind and fewer maintenance surprises between guest stays. Step outside and you're surrounded by Rim Country: hiking trails, off road routes, lakes, and cool pine air that draws Phoenix residents up the hill all year long. That steady demand from Valley travelers is what makes Payson a strong short term rental and vacation rental market, and with furnishings included, there's no setup cost or delay before your first booking. Additionally, there are future bookings that could be transferred and the property has a 5 star review rating on all sites! A turnkey Airbnb, a family cabin, or a vacation rental that pays for your own weekends in the pines. Come see it before someone else claims it.

8031 W Stallion Road, Payson
375 S Lion Springs Road, Payson
$765,000
4 Beds ⋅ 2 Baths ⋅ 7104673 MLS ⋅ 1,800 SqFt.
Beautifully renovated 4-bedroom, 2-bath site-built home on 2.28 acres, bordering Tonto National Forest! This one-of-a-kind property offers the perfect blend of comfort, style, and privacy. The spacious kitchen features quartz countertops and a butler's pantry. The bathrooms are luxurious and upgraded with built-in surround sound. You'll also find an oversized laundry room, a two-car garage, and luxury vinyl plank flooring throughout the home. Outside, a storage shed, barn, and private well add even more space and flexibility. Located just outside of town, yet still conveniently close to everyday amenities.

375 S Lion Springs Road, Payson
1000 N Autumn Sage Court, Payson
$799,000
3 Beds ⋅ 2 Baths ⋅ 7104402 MLS ⋅ 2,066 SqFt.
Tucked among the tall pines in the sought-after Chaparral Pines community, this beautifully updated 3-bedroom, 2-bathroom home made for Rim Country living, indoors and out. Inside, you'll find new tile flooring, a refreshed fireplace with a custom mantel and built-in shelving, interior wood shutters, and fresh interior and exterior paint. The primary suite features a custom closet organizer, and the 2-car garage includes built-in cabinets for storage. The outdoor living space is the star. A covered, wood-ceilinged patio with ceiling fans and café lighting opens through French doors to an expansive paver patio, with room for lounging, dining and a fire table. Terraced retaining walls, new steps, a wrought-iron fence and a handcrafted custom gate frame a professionally landscaped, fully irrigated yard with mature trees and privacy. Pet owners will love the dog run, and recent updates also include new gutters around the entire home.. Move-in ready and loaded with upgrades in one of Payson's premier communities.

1000 N Autumn Sage Court, Payson
312 W Roundup Road, Payson
$229,000
1 Beds ⋅ 1 Baths ⋅ 7104305 MLS ⋅ 884 SqFt.
Great Investment Opportunity! Super cute A-Frame style 1 bedroom loft, 1 bath home. Great Deck for enjoying the mountain air and entertaining friends. Currently the home has a tenant with long-term lease.

312 W Roundup Road, Payson
820 N Deer Creek Drive, Payson
$272,500
3 Beds ⋅ 2 Baths ⋅ 7104181 MLS ⋅ 1,352 SqFt.
Enjoy beautiful mountain views in the quiet and peaceful community of Deer Creek Village. Built in 1998, this reasonably well-maintained home is in good overall condition and offers a comfortable opportunity for homeownership. The property features some mature trees, a peaceful neighborhood setting, and a quiet subdivision atmosphere. Priced as the most affordable home currently available in Deer Creek Village except 1, this is an excellent opportunity for a first-time homebuyer, seasonal resident, or anyone looking for an affordable home in a beautiful mountain community. Don't miss this great value!

820 N Deer Creek Drive, Payson
1010 N Easy Street, Payson
$325,000
2 Beds ⋅ 2 Baths ⋅ 7103483 MLS ⋅ 1,036 SqFt.
A wonderful place to make your own! Discover this inviting 2-bedroom, 2-bath home offering 1,036 +/- sq. ft. of comfortable living space. Features include an eat-in kitchen with stainless steel appliances, spacious bedrooms, and two full bathrooms. Enjoy the fully fenced backyard with a back deck and fire pit, perfect for relaxing or entertaining. Additional highlights include a one-car garage, large front parking pad, and a new roof in 2022. Conveniently located near shopping and parks, this home offers comfort, outdoor enjoyment, and everyday convenience. Whether you're looking for a place to make your own or an investment opportunity, this property is full of possibilities!

1010 N Easy Street, Payson
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