Payson Homes with Conventional New Financing

Payson Homes with Conventional New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of the majestic Mogollon Rim. Known for its breathtaking landscapes, Payson offers a serene escape from the hustle and bustle of city life, while still providing all the amenities you need for a comfortable lifestyle. With its crisp mountain air, vibrant wildlife, and an abundance of outdoor activities, Payson is a haven for nature lovers and adventure seekers alike.

Whether you’re a hiking enthusiast eager to explore the numerous trails, a fishing aficionado looking to cast a line in one of the nearby lakes, or simply someone who appreciates the beauty of the changing seasons, Payson has something for everyone. The charming downtown area features quaint shops, delightful eateries, and a warm community spirit that makes you feel right at home.

For those considering a move to this picturesque town, you'll find a variety of homes available, many of which qualify for conventional new financing. This means you can invest in your dream home with flexible financing options that suit your budget. From cozy cabins surrounded by towering pines to spacious family homes with stunning views, the real estate market in Payson caters to diverse tastes and lifestyles.

Imagine waking up to the sound of chirping birds and the sight of sun-drenched mountains right outside your window. With a thriving community and a wealth of recreational opportunities, Payson is not just a place to live; it’s a place to thrive. Come discover the charm of Payson, where your dream home awaits!

Newest Payson Homes with Conventional New Financing

5 Beds ⋅ 4 Baths ⋅ 7062328 MLS ⋅ 3,411 SqFt.

Set on a 1+ acre cul-de-sac lot in an exclusive GATED community of just 21 homes, this stunning residence offers privacy and monthly HOA fees that are remarkably lower than surrounding communities. It features rich real wood flooring and striking wood beams that bring timeless elegance to the living spaces. The spacious layout includes five bedrooms, a separate den, and a dedicated office, while the immaculate chef's kitchen anchors the home and is ideal for entertaining. The primary suite offers a jetted tub and oversized walk-in closet, and every bedroom includes its own attached bath for comfort and privacy. The backyard is pristine with a built-in BBQ, playhouse, swing set, trampoline, and firepit. Impeccably maintained, this exceptional property is best appreciated in person.

1006 W Rock Springs Circle, Payson

Taxi your plane directly from your home! This exceptional property is one of the largest lots in the subdivision, tucked away at the end of a quiet cul-de-sac and bordering the National Forest for added privacy and endless outdoor recreation. Situated in the highly desirable Mazatzal Mountain Airpark, you'll enjoy easy access to the airport, making it a dream location for aviation enthusiasts. Step outside your door to hiking, biking, and horseback riding trails, and experience the perfect blend of mountain living, aviation, and adventure.

1306 N Earhart Circle Unit 103, Payson

3 Beds ⋅ 4 Baths ⋅ 7062010 MLS ⋅ 3,056 SqFt.

LUXURY NEW BUILD - Nestled on 1.15 acres within the prestigious Rim Golf Club residential community, this exceptional custom home overlooks the 6th fairway and captures breathtaking panoramic views of the Granite Dells, Diamond Point, and Yerba Senta Butte. Designed by nationally acclaimed, award-winning custom home builder JD Thompson, this residence exemplifies luxury mountain living. Expansive floor-to-ceiling windows and an open-concept design seamlessly blend indoor and outdoor spaces, filling the home with natural light while showcasing the surrounding beauty, creating a one-of-a-kind mountain retreat. Buyers who commit early will have the opportunity to personalize the home with select finishes and design options, subject to the current stage of construction. Exceptional craftsmanship, timeless architectural design, and meticulous attention to detail make this an extraordinary opportunity to own a custom JD Thompson masterpiece.

509 S Rim Club Drive, Payson

3 Beds ⋅ 2 Baths ⋅ 7061928 MLS ⋅ 2,004 SqFt.

Completely reimagined, this 3-bed, 2-bath, 2,004 sq ft site-built home sits on 0.42 acres just north of Payson in the pines of Gila County. All-new interior and exterior paint, new main-floor flooring, a remodeled kitchen, two updated baths, and vaulted ceilings. Wood-burning and electric fireplaces warm the cold nights. Two freshly painted wood decks, ~110 sq ft each: a covered lower deck off the living room and a private upper deck off the primary bedroom. A detached 840 sq ft workshop and oversized 2-car garage, built in 2002, has its own full bath, fireplace, and RV gate. New metal roof, evaporative cooling, and electric floor heat in every room. City water, no HOA, Payson Unified School District #10. Minutes from Tonto National Forest and the East Verde River. Truly turnke

8193 W Dead Eye Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7061724 MLS ⋅ 1,550 SqFt.

Discover this stunning new construction home featuring 3 spacious bedrooms and 2 full bathrooms in a thoughtfully designed open floor plan perfect for both everyday living and entertaining. The heart of the home flows seamlessly from the living area to the kitchen and dining space, creating an airy, connected feel throughout.Retreat to the expansive primary suite, offering a private oasis away from the everyday hustle. Three additional highlights make this home truly special: a generous side yard ideal for outdoor gatherings or gardening, an attached garage with built-in storage for all your organizational needs, and an elegant circle driveway that provides both curb appeal and effortless guest parking.Location is everything, and this home delivers -- with nearby trails perfect for morning walks or weekend adventures, and a wealth of restaurants and shopping just moments away, you'll have everything you need right at your fingertips.This move-in ready home combines quality craftsmanship with an unbeatable location. Schedule your showing today!

219 W Estate Lane, Payson

4 Beds ⋅ 2 Baths ⋅ 7061580 MLS ⋅ 1,480 SqFt.

Welcome to this beautifully renovated 4-bedroom, 2-bath home nestled in a peaceful, tree-filled setting in Payson. Surrounded by mature trees and located in a quiet neighborhood, this property offers the perfect blend of comfort, privacy, and mountain charm. Recent updates include brand-new flooring throughout and a new roof, providing peace of mind and modern appeal. The spacious floor plan offers four comfortable bedrooms and two full bathrooms, making it ideal for families, guests, or a vacation retreat. Relax and enjoy the fresh mountain air from the inviting front porch, perfect for morning coffee or evening sunsets. The oversized 24' x 24' two-car garage provides ample space for vehicles, storage, or a workshop and features the added convenience of a full bathroom

7488 N Paloma Vista Road, Payson

Build your dream home on this exceptional 0.94-acre waterfront homesite in the gated community of Chaparral Pines. Surrounded by million-dollar custom estates, the lot offers a rare mix of privacy, scenery, and design flexibility. Overlooking a quiet lake and accented by natural boulder outcroppings, it enjoys sweeping views of the Mogollon Rim, Diamond Point, and the Granite Dells. With ideal North/South exposure and on-property utilities--including city water, public sewer, electric, gas, cable, and phone--future development is straightforward. Located within a premier golf course subdivision.

618 N Redbud Circle Unit 877, Payson

3 Beds ⋅ 2 Baths ⋅ 7061427 MLS ⋅ 1,418 SqFt.

Versatile Income Property & Multi-Generational Living Opportunity! This property offers two separate living spaces, making it an excellent investment property, income producing rental, or multi-generational home. The main residence features a 2 bedroom, 1 bath upstairs unit, while the lower level offers a 1 bedroom, 1 bath unit. With two distinct units under one roof, this property provides flexibility for rental income, extended family, guests, or an owner occupant looking to offset their mortgage with rental income. Conveniently located in Payson with easy access to local shopping, dining, recreation, and the beautiful Rim Country. A great opportunity to own property with multi income producing possibilities and long term investment potential!

1403 N Woodland Drive, Payson

3 Beds ⋅ 4 Baths ⋅ 7061308 MLS ⋅ 2,096 SqFt.

Enjoy mountain living with scenic views in this 3-bedroom, 4-bathroom home located in the desirable community of Payson, Arizona, just moments from Green Valley Lake. Designed for comfort and privacy, each bedroom serves as its own private suite, complete with a dedicated bathroom and walk-in closet, making this home ideal for guests or multi-generational living. The spacious floor plan features a welcoming living area with a cozy gas fireplace, a perfect gathering space during cooler mountain evenings. The primary suite includes a sitting room, a large walk-in closet, and a luxurious ensuite bathroom with a jetted tub. An additional room off the garage offers flexibility for a home office, hobby room, fitness space, or extra storage. Large windows with energy-efficient three-pane glass bring in natural light while enhancing year-round comfort. Ceiling fans are installed throughout the home, and recent updates include new windows installed approximately two years ago, a new refrigerator and washing machine in 2026, a newer hot water heater, and a roof replaced in 2024. Outdoor living is just as impressive with a spacious patio and 2 balconies that capture sweeping city and mountain views. HOA-maintained landscaping allows for low-maintenance living, giving you more time to enjoy the surrounding area. Located close to Green Valley Lake, shopping, dining, and essentials, this home has a functional layout, thoughtful updates, and an exceptional location in one of Payson's most desirable neighborhoods.

800 S Montana Drive, Payson

3 Beds ⋅ 2 Baths ⋅ 7061281 MLS ⋅ 2,518 SqFt.

Outstanding mountain views & backs to NFS w/hiking trails this comfortable 3bd/2ba split floor plan, custom built home features an open great room with vaulted wood tongue & groove ceiling, tiled flooring, gas fireplace, ceiling fans, large windows with views of the NFS and easy access to the rear covered patio. Grand kitchen includes all appliances, pantry, Knotty Alder cabinets, plenty of counter space & breakfast bar. Perfect place for entertaining your guests! Bdrms are carpeted & Master bdrm suite offers walk-in closet, tiled glass block walk-in shower & dbl vanity. Washer & dryer in utility room convey. A 3-car garage w/laundry sink, storage cabinets & ample workshop area. Front Trex & tiled deck, low maintenance landscaping & mature vegetation.

2108 N Cold Springs Point, Payson

4 Beds ⋅ 2 Baths ⋅ 7061144 MLS ⋅ 1,152 SqFt.

Discover mountain living at its finest in the highly desirable Woodland Meadows community of Payson. Nestled among towering pines on a quiet cul-de-sac, this beautifully maintained home offers the peaceful lifestyle you've been dreaming of--where cool mountain air replaces triple-digit temperatures and local deer are frequent visitors right outside your back door. Just 90 minutes from the Valley, this home is the perfect full-time residence, weekend retreat, or summer escape. Spend your mornings on the back patio with coffee as wildlife wanders through the neighborhood, and your evenings enjoying crisp mountain air beneath Arizona's stunning star-filled skies. Inside, you'll find a thoughtfully designed floor plan with spacious living areas, abundant natural light, and numerous updates.

124 S Birchwood Circle, Payson

5 Beds ⋅ 3 Baths ⋅ 7061119 MLS ⋅ 2,587 SqFt.

Enjoy breathtaking views from this versatile 2.2-acre horse property featuring a 2,587± sq. ft. home with a private guest house and an attached 3-car garage. The main home offers a split floor plan with 3 bedrooms and 2 baths, including a spacious primary suite with an en-suite bath, separate tub and shower, and private access to the covered patio. The great room features custom Mesquite wood flooring and opens to a well-appointed kitchen with granite countertops, gas range, pantry, center island, and breakfast bar. The attached guest house has its own private entrance and includes 2 bedrooms, 1 bath, a family room, and a kitchenette with refrigerator, stove, and microwave--ideal for guests or multi-generational living. Outside you'll find a horse pen, a dog run, room for RV parking and all your toys, plus plenty of space to enjoy the beautiful surroundings. The spacious 3-car garage provides ample room for vehicles, storage, or workshop space. Two separate A/C units provide independent comfort for the main home and guest house.

1905 N Conifer Circle, Payson

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